Tom

Banking MD @ Accenture UK, and Accenture's Fintech Innovation Labs London Programme Director.

[Tom @tgraham]

@dgwbirch David hope well. Did you see this article. (Tldr - caution general to-do lists; for best cybersec risk reduction, do 2fa, do patching, do training!). https://t.co/3UUUAMjjqK

[Gandhi Centre @GandhiCentreIC]

Meet our dynamic panellists!🚨REGISTER NOW🚨 to hear change-makers & experts within #AI, #DigitalTransformation, #DataScience, #Finance, #Law & #Diversity debate the impact of #AI on Society https://t.co/GQrTNYEsc2 #ideas2impact2023

[Tom @tgraham]

@dgwbirch Sorry Dave that’s rubbish.

[Tom @tgraham]

Is the logic chaining, purported ease, going to be the differentiator here vs the EU Open Banking based PFMs? I love the complaint use case; I’ve often thought there’s a data gap to systematically reverse engineer utility’s pricing models for consumers to haggle better deals.

[Joshua Browder @Joshuabrowder]

I decided to outsource my entire personal financial life to GPT-4 (via the @donotpay chat we are building).

I gave AutoGPT access to my bank, financial statements, credit report, and email.

Here’s how it’s going so far (+$217.85) and the strange ways it’s saving money. (1/n):

[Tom @tgraham]

@Rahul_J_Mathur We missed you this week Rahul - FIL interview days have been good fun! I hope well.

[Tom @tgraham]

@SAhistoryMatt @robmccann84 @GingerMotty didn't you spend your productive years doing this at sheffield !? The ^^ is a real record to be proud of, not wasting time on degrees

[Tom @tgraham]

@pstanle6 @HagertyUK @BicesterH Looks great fun!

Got stuck behind HUNDREDS of classic cars on highway one… terrible view

[Tom @tgraham]

@simonheathreid Nice!

[Tom @tgraham]

@simonheathreid Time travel back to solsch mix tapes / Saturday morning challenge… gimme your 10-15 McCartney hits?! https://t.co/fHLTkk96SO

[Tom @tgraham]

@simonheathreid Beautiful!

[Tom @tgraham]

@JanineJoyHirt @InnFin Well done!

[Holly Mackay @HollyAMackay]

I love this - Return On Hassle (ROH). It is such a key driver of consumer behaviour and one which institutions do not consider enough. Performance - price - hassle = value? Thank you for articulating.

[FinTech Innovation Lab London @FinTechLabLDN]

2022 FinTech Innovation Lab London launch day 🚀

Orientation Week has begun! To kick things off our new cohort of 14 new #FinTechs will be getting to know our client partners and mentors. Here’s to a great 12 weeks!

#Accenture #FIL2022 #FinTechForGood #Innovation

[Tom @tgraham]

@Randaminization @timkeyperson Did you ever find out Robert?!

[Tom @tgraham]

@rayleee Fascinating, thanks for sharing.

[Tom @tgraham]

@InnFin @FinTechLabLDN @rolfInnFin @rasheepandey @JanineJoyHirt Thanks @InnFin!

[Rob Fernandes @rob2775]

Side note: if you are a legacy credit card issuer with your cards in PayPal or ApplePay wallets right now you are playing with fire and just asking to be disintermediated in credit provision.

[Tom @tgraham]

@alexfintec @Adizah_Tejani @HSBC Here here!

[felix salmon @felixsalmon]

This is such an interesting chart. Music publishers pass through ~75% of revenues to songwriters, while record labels pass through ~15% of revenues to recording artists