Jordan Garcia

Personal finance enthusiast | Escaped childhood poverty + paid off $67k in debt in 4 years |

[Jordan Garcia @thagoodsteward]

I grew up poor in a single-mother household. The 2 key examples missing from my childhood were:

1. A Dad
2. Good money management

Because of this, I’ve determined to be the absolute best dad and manager of money I can be.

My kids will not see the same struggles I did.

[Jordan Garcia @thagoodsteward]

@The_MMW @iamcoriarnold Serious question: Is this Fiona Smith account a bot?

The majority of her comments are ChatGPT platitudes. 😅

The same comments over and over again made on the posts of large accounts.

[Jordan Garcia @thagoodsteward]

@Rawk_FI Just started Invisalign this past Monday!

This is encouraging to read. Those first 2 days sucked

[Jordan Garcia @thagoodsteward]

@BrandonTucker @darrelltalksfi Lots of wisdom here. Love the perspective.

[Jordan Garcia @thagoodsteward]

@wrecklessdrive1 @lindsaystamp3 @Blind__Luck Same, man!

I’m wondering how people keep their grocery budget so low.

[Jordan Garcia @thagoodsteward]

@BrandMarz I’m a customer success manager.

Biggest challenge is staying focused. Tons of things around the house to distract me like my dogs, chores, etc..

I have to really zone in to get my admin work done.

[Jordan Garcia @thagoodsteward]

@MarketPalmer_ Exactly.

My dogs never wake me up 5 times in a night. 😂

Also - I can leave them alone for hours. Can’t do that with a baby.

[Jordan Garcia @thagoodsteward]

@lindsaystamp3 I feel this big time.

The lack of challenge, novelty, or stimulation is tiresome. It burns me out too.

[Jordan Garcia @thagoodsteward]

Dog owners + finance nerds,

How much do you spend each month on your pupper?

I have 2 large dogs (1 golden, 1 collie mix) —and had to drop $305 to get them bathed, de-shed, and groomed today.

Feeling conflicted about this. 🥲

[Jordan Garcia @thagoodsteward]

@therileymcghee Thanks, man! 👊🏼

[Jordan Garcia @thagoodsteward]

We finally paid off our student loans!

$67k in 4 years. Feels so good. 🙌🏼

[Jordan Garcia @thagoodsteward]

@sonofsats @Divinetraining1 I thought you were actually here to have an intelligible discussion.

The value of bitcoin is absolutely measurable in dollars—which is why you commented on post to tell me the $67k could’ve bought me 1 bitcoin.

(Even though it dropped to $63.2k today)

[Jordan Garcia @thagoodsteward]

@cwcutwood Agreed!

Having paid off my debt, I can absolutely attest to a mental benefit that isn’t financially quantifiable.

[Jordan Garcia @thagoodsteward]

@cwcutwood A solid chunk were 6.6 % and another chunk was 5.2%.

That aside, it’s not poor financial management to pay off debt.

It’s embracing an opportunity cost, at worst.

[Jordan Garcia @thagoodsteward]

@MarketPalmer_ @markallanbovair Same. Daycare for one kiddo is already expensive. Adding 1 - 2 more in the future concerns me too.

[Jordan Garcia @thagoodsteward]

@Florida_Tesla My bad, bro! I have so many comments here that ask me about this and are dead serious 😂

[Jordan Garcia @thagoodsteward]

@sonofsats @Divinetraining1 How is it different?

Its looking at a tradable asset in hindsight to tell someone “you could’ve had this if you would’ve done XYZ”

[Jordan Garcia @thagoodsteward]

@Florida_Tesla Not sure.

If I recall correctly, his student loan debt forgiveness plan didn’t pass.

Additionally, I wouldn’t have met the requirements.

[Jordan Garcia @thagoodsteward]

@Divinetraining1 @sonofsats It’s absolutely hindsight, bro. If I made this post in September of 2023, you wouldn’t be in this comment section saying “you could’ve had 1 bitcoin” because it was roughly $20k back then.

You get to make this comment today because of its current value.

Again - hindsight

[Jordan Garcia @thagoodsteward]

@Jk_Jeffery Thank you! That’s a great way to look at it. 😎

[Jordan Garcia @thagoodsteward]

@blackqueenlegal