You're supposed to use every unfair advantage you have. Looks, genetics, connections, dad's money, whatever.
There's nothing noble about choosing the hardest path just to feel like an underdog.
The most painful part of outgrowing people is not losing them, it is realizing how much of the bond was built on a smaller version of you, because some relationships feel warm only while you stay insecure, available, under-ambitious, and willing to keep talking about the same problems instead of changing them.
A windfall is not automatically wealth. It only becomes wealth when it starts protecting you, paying you, and improving your ability to earn.
If you somehow find yourself with ₦20M, ₦100M, ₦1.4B or any amount of money you've never received as a lump sum before, your job is simple:
Make sure no one in your bloodline ever has to ask this question again.
Do not just spend it. Convert it into a system.
Here's how to think about it🧵
If you earn N400,000 monthly and save N80,000 consistently before marriage, your investment portfolio after five years sits at N7.17 million.
You then marry someone who earns N350,000, spends all of it, carries N80,000 in monthly debt repayments, and applies constant pressure on household spending.
Your N80,000 monthly savings disappears entirely into the financial black hole of a mismatched partnership.
Portfolio after five years of that marriage: zero.
One conversation before the wedding would have cost nothing. The silence cost N7.17 million.
Nigerians will discuss everything before marriage. Family background, Religion, Tribe, Children, But nobody sits down and asks the most important question of all.
How do you handle money?
Love is real. But love does not pay debt, build investments, or retire anybody. Marry someone whose financial habits you can live with, not just someone whose personality you can love.
INSTEAD OF WATCHING AN HOUR OF NETFLIX TONIGHT.
This 1 hour Stanford lecture by Joel Peterson will teach you more about negotiation and getting what you want than most people learn in years.
Bookmark it and give it an hour, no matter what.
Basic things have now turned to luxury, the middle class are shrinking fast, stuck in the middle, trying to decide if they should pay nepa bill or fill their gas.
Tinubu gats go 2027!!
If your husband can fill 12.5kg cooking gas.,buy crates of eggs... subscribe cable TV, buy data and fuel generator in this present condition of Nigeria...
Madam please give that man some REAL PEACE OF MIND.
If your husband can fill 12.5kg cooking gas.,buy crates of eggs... subscribe cable TV, buy data and fuel generator in this present condition of Nigeria...
Madam please give that man some REAL PEACE OF MIND.
You should have things you don't do, places you don't go to, substances you don't take, words you don't say
By all means, have Principles and Standards.
I like women who like me, want to be with me, call me, text me, and take me out. All that nonchalant, broke, wicked, and ‘main character’ aesthetic doesn’t move me.