K

[Bank for International Settlements @BIS_org]

How resilient are banks to liquidity shocks? Our interactive toolkit covers nearly 13,000 banks across 100+ economies since 2006, with scenarios and a novel break-even stress factor, signalling banks’ liquidity capacity.
https://t.co/VUpdqafufK

[mitsuri @0xmitsurii]

Jensen Huang: There's hardwork and then there's insanely hardwork.

[David 'JoelKatz' Schwartz @JoelKatz]

We’ve been seeing more and more players in the payments and stablecoins space launch their own blockchains. To me, that’s a clear sign the market sees blockchain as core financial infrastructure — something we’ve believed in and have been building toward on the XRP Ledger for over 13 years.

Launching a blockchain is hard. Building an ecosystem with developers, liquidity, trust, and real-world usage is even harder. The XRPL has real traction and institutional adoption because it’s been battle-tested, updated, and improved upon for well over a decade.

Some blockchains are built with permissioned validator sets controlled by one entity or a small group. This can provide control and compliance for specific, closed-network scenarios, but it limits reach, resilience, and the ability for anyone to contribute to securing and growing the network. Decentralization vs. centralization is constantly debated and there’s not a single answer that fits every use case for crypto and the concepts themselves have changed in definition over the years.

As many of you know, the XRPL is public and permissionless at its core, with optional permissioned features for regulated use cases. This open foundation makes it adaptable, interoperable, and well-positioned to serve as critical infrastructure for the world’s financial system — connecting assets, markets, and participants seamlessly across borders.

The XRPL was built so fees stay low and predictable, just fractions of a cent, without a separate gas token. You can pay directly in XRP for any issued asset, avoiding the friction and hidden costs of buying another token just to transact. XRP is counterparty-free, accessible by all, and used as a bridge asset with real utility for payments, settlement, and liquidity. (Every transaction on the XRPL uses/burns XRP.)

It’s encouraging to see some newer chains adopt design choices that have long been part of the XRPL’s architecture, like deterministic finality and Proof of Authority-based consensus mechanisms. It shows there’s growing alignment in the industry on the importance of predictable, reliable settlement for financial applications without expensive validation.

Looking forward to the next phase of XRPL innovations, bringing more programmability, compliance-grade capabilities, and deeper liquidity for institutional use.

And to those just getting started… Welcome to the party! The crypto tent is only getting bigger.

[David 'JoelKatz' Schwartz @JoelKatz]

It's nice to see ETH over $3,000 again.

[T @TorayKortan]

There’s a significant universal power that comes with truly locking in and going ghost.

Most do not understand the definition of locking in.

It isn’t staying in for a single weekend or a week of dedication. It can last weeks, months, years.

Minimal contact. No procrastination. Significant sacrifices. Living, breathing, sleeping what you’re working towards.

It’s when you literally do not do anything else and do not tolerate anything that stands in the way of your goals.

It’s when people around you think you’re being rude and antisocial. They can’t comprehend how someone can prioritise everything above comfort and relaxation.

When you achieve that state, beautiful things happen rapidly. Snowball effect takes place.

The universe favours those who are deserving.

You do not get something for nothing. There must be an equal effort on your behalf.

Shit don’t come to those who take their foot off the pedal for too long.

If you want what most don’t have, do what most won’t do.

[K @thecubbe]

@PharaohX33 CARD

[Alex Becker 🍊🏆🥇 @ZssBecker]

If you’re young, read this every day 3x over before we take off and you make big money.

If you cant buy it 5x over in your liquid asset cash with zero stress. Don’t buy it once.

If it requires a non backed loan you can’t afford it.

Follow these two rules and you will be okay.

If I see you sporting a RM or a lambo worth half your networth I will beat the sh@t out of you.

Namaste.

[Brad Garlinghouse @bgarlinghouse]

The Skull of Satoshi was originally built to call attention to blockchain energy usage, and today it’s a symbol and reminder of Bitcoin’s incredible staying power to many around the world (including me!).

As crypto and blockchain technologies become widely used, respected and understood – it’s past time that we set aside our differences and work together to move the industry forward. I hope this gesture continues to remind folks that we (BTC, XRP, and other crypto communities) have more in common than we think.

[Alex Hormozi @AlexHormozi]

Every once in a while you have to remind yourself that you are capable of violent, unrelenting, forceful action.

[Alex Becker 🍊🏆🥇 @ZssBecker]

Your life is slipping away. Very quickly.

You need to make giant sacrifices or get used to having giant regrets.

Each day is written in stone. You will wake up one day sooner than you think and see a huge chunk of your book is permanently written and the story is ass.

[Alex Hormozi @AlexHormozi]

You either win, or you give up before you win.

There are no other outcomes.

[Alex Hormozi @AlexHormozi]

If you talk about “work life balance” as a 22 year old man, you’re hanging out with the wrong people.

[Etienne Crete @desiretotrade]

Trading isn’t all about mindset.

It’s about math first — and keeping the right mindset to follow the math.

[nietzbux @nietzbux]

@JoelKatz it was never a hidden ledger, it was a hidden road.

[Brad Garlinghouse @bgarlinghouse]

Today, @Ripple announced the acquisition of Hidden Road for $1.25B, one of the largest deals ever in the crypto space. But the price tag isn’t what’s most important – it’s that this deal marks a once-in-a-lifetime opportunity for crypto to access the largest and most trusted traditional markets, and vice versa.

Prime brokers (along with other key functions historically managed by banks for the most part) like Hidden Road have proven themselves as *the* trusted intermediary for the largest hedge funds, market makers, OTC desks, quant traders and more. Ripple has been a customer of Hidden Road for years, and we know their breadth of expertise firsthand, clearing $3 TRILLION annually for 300+ of the top financial institutions globally.

This is the capital and activity that will tap into XRP and the XRP Ledger’s bread-and-butter – instant, efficient, scalable and low cost movement of value. Instead of waiting for <24 hours to settle trades through fiat rails, Hidden Road will be using XRPL for clearing a portion of trades, and most consequentially, using RLUSD as collateral across its prime brokerage services, including cross-asset (crypto and traditional instrument) trades.

With this deal and the backing of Ripple’s significant balance sheet, Hidden Road will exponentially expand its capacity to service its pipeline and become the largest non-bank prime broker globally.

Ripple and Hidden Road combined are a generational leap forward, ready to truly bring the worlds of traditional and decentralized finance together. https://t.co/UYOOyQ21dG

[zerohedge @zerohedge]

Oh

[Alex Hormozi @AlexHormozi]

Really exceptional. @JeffBezos

[Alex Becker 🍊🏆🥇 @ZssBecker]

In order to realize your best (and richest) life..

You will have endure constant low level pain of saying no to habits, short term pleasures, people and comfort. For decades.

This pain is a burden. But not as great as the high pain of reaching old age and realizing you sacrificed a great life for low level comfort.

If you do not sacrifice for your great life, your great life is the sacrifice.

You either can have constant low level pain and max fulfillment. Or brutal pain and regret later on.

The bill always comes due.

[Financelot @FinanceLancelot]

Potential insurance exposure to the Los Angeles fires is $458 billion.
That FAIR insurance program only has $700 million cash on hand to pay claims.