Parth Gupta

Founder & CEO, @HelomatrixHQ | Problem Solver | Technoprenuer | Co-Organizer, @ffdggandhinagar | Let's build something meaningful together ✨

[Parth Gupta @theparthgupta]

Success is not the Destination, It's Journey ✨️

[Parth Gupta @theparthgupta]

Doesn't matter how much great you are, unless you follow it.

~ Parth Gupta

[Kunal Shah @kunalb11]

It’s been a minute.

2015–2018
- Exited FreeCharge. Spent time learning and investing.
- Pondered about: Why can't trust be rewarded? Started with $1M of personal capital.
- Launched CRED to reward people for paying credit card bills on time.

2019–2025
- Built a system run by a team that values ownership, judgment, and craft.
- Grew from 0 to 17M members by aligning incentives with behaviour.
- Built several products during COVID lockdowns.
- Raised $900M+ from global investors. Did 4 ESOP buybacks.
- Made Indiranagar and IPL ads slightly more interesting.
- Received a full stack of regulatory licences.
- Lost 35 kilos.
- Scaled from 0 to ~$325M ( ~₹3,200 crore) in annual revenue across payments, lending, insurance, commerce, wealth, and credit cards.
2026
- First profitable quarter (yet occasionally asked what our business model is)
- Raised another $900M from Meta in primary and secondary capital.
- Announcing our 5th ESOP buyback.

Today

CRED is ready for its next phase. I am stepping back and @miten steps in as interim CEO, partnered with an incredibly talented team. He has been heading strategy and finance and suffering me since 2020. I’m stepping away from the operating role and will continue as a shareholder. My commitment doesn’t change. Just the role.

Extremely grateful to our members, partners, regulators, and investors who made this possible. And to our board, Shailendra, Micky, Saurabh for their extraordinary conviction.

Team CRED, I’ll still expect you to be a 10x version of yourselves.

As for me, I’ll be joining Meta to lead WhatsApp globally.

Meta comes in as a minority investor in CRED. No access to member data.

While it’s come very far, the delta between WhatsApp today and its full potential is massive. I look forward to working with Mark, Chris, and the leadership across Meta for the next step in WhatsApp’s journey. Will, thank you for scaling something the world relies on quietly, and for making this transition smooth.

Onwards.

[FFDG Gandhinagar @FFDGGandhinagar]

🎙️Jaydeep Adesara, CEO at @conversantech joins FFDC Extended 2026 with:
"AI as Your QA Partner: Testing FlutterFlow Apps Faster"
Learn how AI can help uncover bugs, edge cases, and generate bug reports faster.

📅June 13
🔗https://t.co/HiUbzCIpd6

@flutterflow
#FFDCExtended

[FFDG Gandhinagar @FFDGGandhinagar]

AI can build apps. But can it help you build software the right way?

🎙️@ibhavikmakwana joins FFDC Extended 2026 with:
"Building Software, Not Shortcuts: A Pragmatic Guide to FlutterFlow MCP"

📅June 13
🎟️https://t.co/HiUbzCIpd6

@flutterflow
#FlutterFlow #FFDC #Software #AI

[Reads with Ravi @readswithravi]

Courage doesn’t always roar.

[Helomatrix Innovations @HelomatrixHQ]

Startups choose Flutter for one reason: 𝗹𝗲𝘃𝗲𝗿𝗮𝗴𝗲.

One 𝗰𝗼𝗱𝗲𝗯𝗮𝘀𝗲. Multiple 𝗽𝗹𝗮𝘁𝗳𝗼𝗿𝗺𝘀.
Faster 𝗶𝘁𝗲𝗿𝗮𝘁𝗶𝗼𝗻. Lower cost. 𝗙𝗮𝘀𝘁𝗲𝗿 𝗹𝗮𝘂𝗻𝗰𝗵.

Technology decisions early determine scalability later.
Choose wisely.

#Helomatrix #AppDevelopment

[Helomatrix Innovations @HelomatrixHQ]

We just gave 𝗛𝗲𝗹𝗼𝗺𝗮𝘁𝗿𝗶𝘅 a fresh new look ✨

Same mission. Same team. Just a better way to show what we do.

If you're building a startup or thinking about your next product — come take a look.
🔗 https://t.co/J8rBjP177B

#Helomatrix #WebsiteRevamp

[Helomatrix Innovations @HelomatrixHQ]

See you at @Convergenc India 2026! 🚀

Our Founder @theparthgupta is there March 23-25 with a delegate pass.

Building a 𝘀𝘁𝗮𝗿𝘁𝘂𝗽? DM us ☕

#ConvergenceIndia2026 #StartupIndia

[Helomatrix Innovations @HelomatrixHQ]

Join the Helomatrix Team! 🚀

Be part of a growing, innovative company where your ideas matter.

Send your resume to [email protected]

[Helomatrix Innovations @HelomatrixHQ]

Cheers to 2026! 🎆

Thank you for an amazing 2025. Ready to build, innovate, and create impactful solutions this year.

Here's to new adventures & endless possibilities! 🚀✨

#HappyNewYear #Helomatrix #Innovation #FlutterDev

[FFDG Gandhinagar @FFDGGandhinagar]

Introducing Our First Speaker Yash Modi.

Topic: "Build Without Backend: Creating Your First FlutterFlow App with Supabase"

📍@saibranding
📅January 3rd, 2026 | 10:00 AM
RSVP: https://t.co/MNgmIkBV4Q

@flutterflow
#FFDGGandhinagar #FlutterFlow #Supabase #Gandhinagar #TechTalk

[Helomatrix Innovations @HelomatrixHQ]

The festive season brings warmth, connection, and moments that matter most 🤝✨

Wishing you a Christmas full of joy, peace & cherished memories 🎄🎁💫

#MerryChristmas #HappyHolidays #Helomatrix

[FFDG Gandhinagar @FFDGGandhinagar]

We've Got the Perfect Spot for You! 📍
Big news for App Builders Assemble 2026 - our venue is locked in!

📍@saibranding, 509-510, Synergy Space, Sargasan, Gandhinagar
📅January 3rd, 2026 | 10:00 AM - 1:00 PM

@flutterflow
#FFDGGandhinagar #FlutterFlow #Supabase #Gandhinagar

[FFDG Gandhinagar @FFDGGandhinagar]

Your First Tech Event of 2026 Starts Here!💥

App Builders Assemble 2026: FlutterFlow, Supabase & AI-Powered Development

📅January 3rd, 2026
⏰10:00 AM - 1:00 PM
📍TBA

@flutterflow
#FFDGGandhinagar #FlutterFlow #Supabase #Gandhinagar #AppDevelopment #AI #Community #Event

[Parth Gupta @theparthgupta]

What kind of content you consume in the morning, will decide your day.

#businessmorning

[Helomatrix Innovations @HelomatrixHQ]

Your best employee:
→ Works 24/7/365
→ Never takes vacation
→ Never calls in sick
→ Costs less than 1 month's salary
→ Returns $100 for every $1 invested

It's not AI. It's not automation.

╰┈➤ˎˊ˗ It's your professional website.

#website #investment #helomatrix

[Reads with Ravi @readswithravi]

“Inspiration is perishable. Act on it immediately.” - @naval

[Parth Gupta @theparthgupta]

Wait is OVER!! #DevFestAhm is Started.
@GDGAhmedabad

[Google Developers Group Ahmedabad @GDGAhmedabad]

1 day until #DevFestAhm 2025!

Agenda for TOMORROW is LIVE! Plan your day for inspiring sessions: AI/ML, Web, Mobile, & Workshops.

Schedule: https://t.co/eOJMXTRbe8

Register: https://t.co/STTpBRrzKm

#GDGAhmedabad #DevFest2025 #GDG #Ahmedabad #TechEvent

[Royal Challengers Bengaluru @RCBTweets]

𝐖𝐄 𝐀𝐑𝐄 𝐓𝐇𝐄 𝐂𝐇𝐀𝐌𝐏𝐈𝐎𝐍𝐒 𝐎𝐅 𝐓𝐇𝐄 𝐖🌍𝐑𝐋𝐃! 🏆🔥

4️⃣7️⃣ years of dreams, hopes and heartbreaks, all worth it tonight. 🥹🇮🇳

History written. ✍
Legacy created. 🤌
India reign supreme! 💙✨