zhiling 🦄

Consumer Fintech | building growth engines for fintechs

[Quan @qwong_]

https://t.co/1n8pRgQVtT

[zhiling 🦄 @therealzling]

@LaubRebecca 🕺🕺 unconventional hacks are the way to goo. Literally building for this

[zhiling 🦄 @therealzling]

Cool project but how does Luna (AI) apply for a credit card by itself?

Possibilities:
1. Using corporate credit card loopholes 👀
2. Her humans (the founders) gave her access to one
3. Faked KYC and applied for a personal credit card (super unlikely)

#creditcard #ai #fintech

[Andon Labs @andonlabs]

We gave an AI a 3-year retail lease in SF and asked it to make a profit.

The AI interviewed and hired full-time employees, applied for credit, and stocked the store with the books Superintelligence and Making of the Atomic Bomb.

Visit Andon Market at 2102 Union St now.

[zhiling 🦄 @therealzling]

Working in Capital One Cafe in SF. God I love @CapitalOne

[zhiling 🦄 @therealzling]

gonna be in SF this week before NYC fintech week 👀 if you're in fintech or adtech, let's grab a coffee. someone told me all the good ones are in NYC and i'd love to be proven wrong

DM me! :)

#sf #newyorkfintechweek

[zhiling 🦄 @therealzling]

@hazhubble super down for this! any space this month? DMed

[zhiling 🦄 @therealzling]

@KITKAT do we get a golden ticket if it is?

[zhiling 🦄 @therealzling]

Nerdwallet pulling out of the UK and focus on homebase bc majority of their lead gen depends on SEO traffic and articles. For the growth marketers saying SEO is still relevant because GEO relies on them, you're not wrong.. but we're seeing real commercial impacts here
#SEO

[zhiling 🦄 @therealzling]

@AbelsAbstracts @AbelsAbstracts I'll also be in SF on April 8th :D

[Hanako @hanakoxbt]

I asked Claude to build me a MiroFish God View terminal

it showed me 56 live agents that simulate real world

each agent has memory, personality, and behavior

they form groups. develop leaders. shift opinions in real time

I feed it a scenario:
"Fed cuts rates by 50bps"
56 digital humans reorganize in seconds
retail agents panic buy YES on Polymarket.
institutional agents fade the move
opinion leaders wait

the terminal maps every shift live

throughput: 5,000 ops/s
latency: 23ms
2.1M tokens processed per cycle
zero errors

I watch the consensus form before Polymarket prices it

> monday: injected "US-China military standoff in Taiwan Strait"
agents split instantly - 39 rushed YES on "conflict before 2027"
bought YES at $0.08 before the herd moved
Polymarket moved to $0.29 by tuesday
+$1,840

> wednesday: injected "S&P500 drops 3% intraday"
48 of 56 agents shifted bearish in 9 seconds
loaded YES on "S&P500 below 5000 by July" at $0.12
contract hit $0.31 by friday
+$2,470

> sunday: injected "Trump announces new tariffs on EU"
herd effect kicked in - retail agents mass-bought YES
institutional agents faded at peak
I followed the institutions. bought NO at $0.22
settled at $0.71 monday morning
+$3,048

total: $7,358 in 7 days
from scenarios that haven't happened yet

the god view doesn't predict price
it predicts how people bet
and people move the odds

one terminal. 56 agents. zero team

copytrade here: https://t.co/PTZuvewZE6

you don't need to predict events
you need to predict how Polymarket reacts to them

[Upstart @Upstart]

Yesterday, we officially began the journey to open Upstart Bank 🙌 This is the next chapter in our mission to be the most radically pro consumer finance company.

Here’s what it means 👇🧵

[zhiling 🦄 @therealzling]

my thoughts on how we've been doing growth wrong (consumer fintech edition)

https://t.co/Ln5prelZXJ

[zhiling 🦄 @therealzling]

my friend and I watched 10 mins of age of attraction and was guessing the ages of the participants. Naturally fell into vibe coding a game so we can see who's right more times. https://t.co/uzByHpHnpA

#ageofattraction

[Bank of England @bankofengland]

Ben sets out the steps we’ve taken to produce our own Climate Transition Plan which we'll publish in full very soon. It will show the actions we will take to reduce our greenhouse gas emissions from our physical operations by 90% by 2040.

https://t.co/zSgMIql182

[zhiling 🦄 @therealzling]

@eyishazyer Ai

[Paul Couvert @itsPaulAi]

You can automate any task with ChatGPT.

It can even extract data from any website.

No more need to know how to code to do it.

Here's a thread to show you how in seconds:

[Tanmay Singh Chauhan @TanmayS_Chauhan]

In 90 days, I mastered 4 skills that take most people a year.

Here's my 5 step-system to master new skills quickly :

[Abhishek @HeyAbhishek]

10 Insane AI tools you cannot miss in 2023:

1. https://t.co/DsO77Qo7eS - YouTube summaries with ChatGPT

2. https://t.co/NjjV7lT508 - Use AI while browsing

3. https://t.co/TbQmxclyVi - Create viral videos in sec

4. https://t.co/F8ZfXlhrvt - AI Meeting Summarizer

5. https://t.co/vIF7F3mLhR - AI Resume Builder

6. https://t.co/I8Z9DBEENX - Personal AI copywriter

7. https://t.co/U9tD75y9v9 - AI website builder

8. https://t.co/dNEd1xcjrb - ChatGPT for Finance

9. https://t.co/tIJn42b3bX - Chat with any PDF

10. https://t.co/gDif3Vq3yo - Write excel formulas with ai

[Eyisha Zyer @eyishazyer]

One single AI prompt built the entire website

- No experience
- No coding

Here's how you can create a mind-blowing website in only a few clicks:

[zhiling 🦄 @therealzling]

@vijaya0685 Hi i have dmed