Chris Long

33, CT, ME

The life you are living is the life you chose.

I don't make the rules.

[Chris Long @thisisit_chris]

Drake wrote a song to beat out a song that was written about him 😂 he was never not in first

[chart data @chartdata]

Drake's "Make Them Cry" officially breaks the all-time record for biggest streaming day for a hip-hop song in global Spotify history (13.2 million).

It surpasses Kendrick Lamar's "Not Like Us".

[Chris Long @thisisit_chris]

@Mr_Derivatives @elonmusk @Sam_North_07 😂😂😂 brand new ahh fork wuuns. Fuckin BBBeautiful dawg

[Chris Long @thisisit_chris]

No way man unless it was botted. Look at kendricks numbers dropping since the UMG lawsuit because Spotify is trying to get ahead of it. Don't hit me with blah blah lawsuit. The numbers are the numbers.

[TheTannerNation @_tannernation_]

@hfrpodcast I actually wish so bad that this was real. Then we’d really see who’s bigger than who

Be honest Drake haters. Yall really think if both dropped on the same day, Kendrick would get more streams?

[Chris Long @thisisit_chris]

@Ac7ionMann @MyronGainesX Israel is not an ally

[hunter @hxxntrr]

Your credit score is 480 and you think you're fucked

I fixed 312 people's credit this year
Average increase: 180 points in 90 days
Fastest: 520 to 740 in 67 days

Here's the EXACT system to delete your past and build your future:

First, understand what credit bureaus don't want you to know:

They're REQUIRED to delete anything they can't verify in 30 days
They're TERRIBLE at keeping records
They're HOPING you don't know your rights

You're about to destroy them legally

Step 1: The Nuclear Audit (Day 1-3)

Go to annualcreditreport .com
Pull all 3 reports (free)
Screenshot EVERYTHING

Now find the bodies:
- Every late payment
- Every collection
- Every charge-off
- Every inquiry

This is your hit list

Step 2: The Validation Massacre (Day 4-7)

For EVERY negative item, send this letter:

"I dispute this account. Please validate:
- Original signed contract
- Payment history ledger
- Proof of assignment (if collection)
- License to collect in my state"

Send via certified mail to:
- Experian
- Equifax
- TransUnion
- The creditor

70% can't validate = DELETED

Step 3: The Goodwill Genocide (Day 8-14)

For legit late payments, send this:

"I've been a customer for X years.
Due to [COVID/medical/job loss],
I had temporary hardship.
Please remove as goodwill gesture."

Success rate: 40-60%
Try 3 times with different reps

Step 4: The Pay-for-Delete Play (Day 15-30)

For collections under $1,000:

"I'll pay 100% today if you:
1. Delete from all bureaus
2. Send deletion letter
3. Confirm in writing"

Get it in writing FIRST
Pay only after agreement
60% will take this deal

Step 5: The Authorized User Hack (Day 31-45)

Find someone with:
- 750+ credit score
- Old accounts (10+ years)
- Low utilization (<10%)

Get added as authorized user
Their perfect history becomes yours
Score jumps 50-100 points instantly

Where to find them:
- Family members
- Tradeline companies ($150-500)
- Friends with good credit

Step 6: The Rapid Rebuild (Day 46-60)

Get these NOW:
- Secured card ($200 deposit)
- Credit builder loan ($500)
- Become authorized user (2-3 accounts)
- Self Lender account

All report monthly
All build positive history
Score climbs 10-20 points/month

Step 7: The Utilization Manipulation (Day 61-75)

Here's the hack:

Pay your cards BEFORE statement closes
Show 1% utilization (not 0%)
Score jumps 30-50 points

Example:
$1,000 limit card
Spend $500
Pay $490 before statement
Statement shows $10 balance
Perfect utilization

Step 8: The Inquiry Removal (Day 76-90)

Hard inquiries killing you?

Send this to each bureau:
"I don't recognize this inquiry.
I never authorized this.
Please remove immediately."

30% get removed
Worth 5-10 points each

The Deleted Items List:

Using this system, I've deleted:
- Medical collections (95% success)
- Cell phone collections (80% success)
- Utility collections (75% success)
- Credit card charge-offs (60% success)
- Student loan defaults (40% success)
- Repo's (35% success)
- Bankruptcies over 7 years (100% success)

Your creditors are praying you stay ignorant

The 609 Letter Loophole:

Section 609 of FCRA requires proof
They usually don't have it

Send this:
"Per Section 609, provide:
- Original signed application
- Statements showing charges
- Proof debt is mine
- Your license to report"

No proof = DELETION

Real Transformations:

Single mom: 478 → 721 in 84 days
Got apartment, car loan, business credit

Uber driver: 502 → 748 in 91 days
Bought house, started Amazon business

Felon: 461 → 695 in 78 days
Got job, credit cards, rebuilt life

They followed this exact system
You can too

The Credit Score Hack Menu:

Each is worth points:
- Remove 1 collection: +40-80 points
- Remove late payments: +20-30 each
- Add aged tradeline: +50-100 points
- Fix utilization: +30-50 points
- Remove inquiries: +5-10 each

Stack them all = 200+ point increase

The Maintenance Mode:

After you hit 700+:
- Keep utilization at 1-9%
- Never miss payments (autopay)
- Add new credit quarterly
- Keep old cards open
- Mix credit types

750+ score for life

The Business Credit Unlock:

Once you hit 680 personal:
- Get EIN (free, 5 minutes)
- Open business checking
- Get business cards
- Build second credit profile

Now you have TWO credit profiles
Double the funding power

Your Timeline:

Week 1: Dispute everything
Week 2: Goodwill letters
Week 3: Pay-for-delete negotiations
Week 4: Add tradelines
Week 5-8: Secured cards + rebuilding
Week 9-12: Watch score skyrocket

12 weeks to freedom

Bad credit isn't a life sentence
It's a 90-day problem with a systematic solution

Your past doesn't determine your future
Your next 90 days do

Time to delete your past ✨

(if you need credit repair, links in my bio, or keep ur 500 score, up to you)

[Steve 🇺🇸 @SteveLovesAmmo]

A speed reading training video starts at 300 words per minute and ends at 900 words per minute.

I was able to understand this entire video the first time it was present.

Could you?

[hunter @hxxntrr]

My friend took $50,000 from Chase and Amex with zero intention of paying it back

That was 8 months ago

He still has the $50,000
His credit score is back to 714
Collections? Deleted

"That's illegal"

No. It's just fucked up. And it works

The $50K bank heist method:

Step 1: Stack credit cards

Doesn't matter which banks. Chase, Amex, Discover, Capital One. Get approved for $50K+ in total limits across multiple cards

This is the easy part if you have a 680+ score

Step 2: Convert to crypto

"But Coinbase doesn't accept credit cards"

Correct. So you liquidate through Plastiq or Melio first

Credit card → Plastiq (2.85% fee) → Your bank account → Coinbase → $50K in Bitcoin or whatever

The crypto is now in your wallet. Move it to cold storage. It's yours

Step 3: Stop paying

Just... don't pay the credit cards. They'll call. They'll send letters. Ignore everything

After 180 days, the banks write off the debt and sell it to collection agencies for 2-4 cents on the dollar

Your credit score tanks to the 500s. This is expected

Step 4: Delete the collections

Here's where most people don't know the play

Use 605(b) dispute method. Send verification letters to all three bureaus. Freeze the shadow bureaus (LexisNexis, SageStream) so they can't verify

Collections get deleted because the original creditor sold the debt and doesn't have documentation anymore

Most collections fall off within 60-90 days of proper disputes

Step 5: Rebuild

Score went from 500s → 680+ within 6 months after deletions

Add yourself as authorized user on someone's old card. Get a secured card. Normal rebuild process

End result:

- $50,000 in crypto (still has it)
- Credit score back to 714
- Total interest paid: $0
- Total principal paid: $0
- Time to recover: 8 months

"But that's stealing"

Is it though? Banks create money from nothing through fractional reserve lending. They literally typed $50K into existence. They wrote it off on taxes. Insurance covered some of it

He took fictional money, converted it to real assets, and deleted the paper trail

The banks priced in defaults when they approved him. It's in their business model. They expected a certain percentage of people to do exactly this

"But it's wrong"

I'm not saying it's ethical. I'm saying it works

The credit system is a game. Most people play by rules that only apply to them. Some people read the actual rulebook

He read the rulebook

Is this financial advice? Absolutely not
Is this what happened? Yes
Would I recommend it? I'm not your dad

But if someone asked me "how do I get $50K for free" - this is the answer nobody wants to say out loud

(I help you get up to $250k in 0% funding the legitimate way, Link in Bio)

[MAGA Voice @MAGAVoice]

BREAKING 🚨 President Trump stuns America by ordering RFK Jr. to end the current Infant Vaccine Schedule

I ABSOLUTELY VOTED FOR THIS

MAGA 🤝 MAHA

[Chris Long @thisisit_chris]

@NickJFuentes @elonmusk @DrewPavlou Nick just actually ratioed @elonmusk on his own platform

[r @UnfairMarket]

Let’s try this one more time.
All of the algorithms used by JP Morgan to manufacture and manipulate the U.S. stock market higher and lower are shared here on this page.
Repost if you know that.

[Chris Long @thisisit_chris]

@Terpjerk420 @reecebrah I trust doctors less than street dealers 😂 I've been sober for 8 years. Im not taking anything even from a doctor again. Fuck em

[Chris Long @thisisit_chris]

@MntlmrktsChaz I followed you ma boi. I got some Fridays and some next Fridays

[Chris Long @thisisit_chris]

@Terpjerk420 @reecebrah I would never take them again and I haven't in a long, long time. But around HS, college days I saw people doing handfuls. And chugging cups. Absolutely insane

[Isaac’s Army @ReturnOfKappy]

Most food wasn't packed with multiple chemicals and additives a few decades ago ...

Now it's synthetic dyes, GMOs, preservatives that wreck your gut....

Remember when it didn't make us all sick?

[Chris Long @thisisit_chris]

@MntlmrktsChaz Your charting now is like the theta warrior charting i used to look forward too. He has since gotten away from doing it.

[Chris Long @thisisit_chris]

@celestialbe1ng @anabology @haidut @Outdoctrination @BerbarianWizard @pikeypilled @RayPeatHeadShop @BradCohn @Menatetronone_4 @cynomaxxx @dannyroddy @ProjectImpero @pliskin1roquois @natelawrence_ @pyrucet @lowmegatron @CowsEatGrassBlg Wow a prompt response. You are wonderful. Keep doing what you're doing

[Chris Long @thisisit_chris]

@MatrixPrime_ @tedcruz Is that Tech N9ne

[Chris Long @thisisit_chris]

@RedPillMediaX @jakeshieldsajj