Building @joinkudos, a proactive money agent that finds ways to earn and save on cards, bills, and spending, and does the work for you. Prev: Google Pay, Affirm
One click. $840/year saved on an internet bill. No hold music. No talking to anyone. Kudos AI handled the entire negotiation in under 10 minutes.
That's not a pitch. That's what our users are actually experiencing.
AI Bill Negotiation is here. Your bills won't know what hit them.
I think a lot of people building consumer AI agents spend too much time on X and underestimate the apathy of the average consumer.
I tried ordering a free pizza through this, and it was genuinely the most complicated pizza order I’ve ever placed. Why would I ever want to order pizza through a chatbot again instead of just using DoorDash?
Most people aren’t sitting around wishing they had an AI agent to handle things that are already easy or that they rarely need to do. They want 10x better outcomes on problems they face frequently and genuinely struggle to manage, like earning and saving more money.
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Agreed. I think everyday use cases like earning and saving money will be key to mass adoption. That's why we built a proactive feed at @joinkudos that understands your finances and surfaces the next best action to help you earn or save more, without having to prompt.
https://t.co/RJ31WMhlDj
@FurqanR@atifkhan31 I get this for general agents, but I suspect money is an early exception, especially outside Silicon Valley. The agent doesn't need to 10x anything, it just has to save you money you can actually notice. At @joinkudos it prompts you with the specific saving, usually one click.
@HarryStebbings@mcannonbrookes I think this is right, and even more in finance. Most people are nowhere near handing a headless agent a bank login, a lot wouldn't know how. At @joinkudos the agent works in the background, then prompts you with the action to approve, and I don't think that layer goes away.
@t_blom I think you're right, but the version that scales first will be much narrower. Most people won't know what to ask an agent to do. I suspect money is one of the first use cases that lands. At @joinkudos we prompt you with a specific earn or save action, one click and it's done.
@atifkhan31 We're seeing the same thing at @joinkudos. Outside Silicon Valley the use case narrows, and I suspect money is one of the first places agents land. Most people will struggle to figure out what to ask, so we prompt them with something specific that saves them money.
@illscience This is exactly why we’re focused on agents that help people earn and save money at @joinkudos. It’s a narrow use case that maps directly to what the average consumer cares about, doesn’t require massive compute to deliver, and people are already willing to pay for it.
@pitdesi Agreed, that’s why @joinkudos is focused on delivering proactive person finance insights that we can act on to help you earn/save https://t.co/CeQUKCx0vp
Most financial apps tell you what happened. Kudos is the financial assistant that does the work.
Our new home feed finds ways to earn and save based on your finances and shopping, then acts: activating card offers, finding better prices, and using AI agents to lower your bills.
The avg credit card APR: 22.3% (30-year high). Fed funds rate: ~4%. The 18-point gap = the bank's markup. That's what's actually at a 30-year high. Cuts narrow the APR a bit but don't touch the spread. If you carry a balance above 20% APR, a balance transfer beats waiting.
Android users, the wait is finally over 🎉
Kudos is now on Google Play, packed with Boost cashback, card recommendations, AI bill negotiation & more. Put your wallet on autopilot, free.
https://t.co/Ii9JlqqYP9
🎙️ Here's what it actually sounds like.
Our AI called Xfinity. Held through multiple transfers.
Got the rep to budge.
$276 saved. No hold music. No talking to anyone.
Companies have used AI in call centers for years. Now it’s time to make it work for you.
One click. $840/year saved on an internet bill. No hold music. No talking to anyone. Kudos AI handled the entire negotiation in under 10 minutes.
That's not a pitch. That's what our users are actually experiencing.
AI Bill Negotiation is here. Your bills won't know what hit them.
We’re starting with bill negotiation and expanding to more calls that put agents to work for your money.
We support Xfinity, Verizon, Spectrum, T-Mobile, AT&T, and more.
RT + reply “Kudos” with the call you’d love to never make again and I'll send a free month of Kudos Premium
Our newly launched @joinkudos AI agent called T-Mobile and cut my bill by $840/year (54%).
It handled the hold music, the bots, and the negotiation.
Companies have call center AI agents. Now consumers have theirs too.
Here’s the clip of the call.
A lot of the AI agents in the market right now are built for businesses or very technical users.
We built something simpler for everyday consumers: An agent that takes a few inputs and gets to work for you.