Tyler’s point cannot be overemphasized!
I can count on 2 hands the number of “clean” disability cases I’ve seen.
Having gone through the process personally for my own coverage, it’s shocking how many threads the insurance company will find to pull on in your record.
What if I’m healthy? Should I still get the GSI?
If you have access to a GSI, yes.
Commonly, medical underwriting reveals non-real health issues to which the insurance company gives weight.
Now…that may not happen to you hypothetically.
But you don’t know what medical underwriting will uncover.
So if you have a risk-free path to get your disability risk covered, you should do that first.
@mbontrager5 The thing I find funniest about these videos is that the strategies that the Rockefeller supposedly used are being touted to sell these products to families that make under $100k/yr. and don’t event have an emergency fund.