Todd Latocha, CFP®

Helping busy professionals simplify money. Founder @blackwaterfin. incoherent rambling ≠ financial advice.

[Todd Latocha, CFP® @tlatocha]

@markcecchini Glerups slippers/house shoes.

[Todd Latocha, CFP® @tlatocha]

@markcecchini

[Todd Latocha, CFP® @tlatocha]

@markcecchini Same here ( only 2 though) and had the same thought!

[Todd Latocha, CFP® @tlatocha]

@olsonplanner

[Todd Latocha, CFP® @tlatocha]

@markcecchini

[Todd Latocha, CFP® @tlatocha]

@markcecchini This is like when we get out the leaf blower to clean the driveway before company arrives and the house is still in shambles.

[Todd Latocha, CFP® @tlatocha]

@mountainwesttax Yea, I was not ready for how quickly we went from a meatball rolling around on the floor to climbing on…everything.

[Todd Latocha, CFP® @tlatocha]

@olsonplanner

[Todd Latocha, CFP® @tlatocha]

@T_Gatzemeier @markcecchini

[Todd Latocha, CFP® @tlatocha]

@mountainwesttax

[Todd Latocha, CFP® @tlatocha]

@ianweiner90 @markcecchini

[Todd Latocha, CFP® @tlatocha]

@DrDanielYerger Dude, it is the coolest thing ever.

[Todd Latocha, CFP® @tlatocha]

Tyler’s point cannot be overemphasized!

I can count on 2 hands the number of “clean” disability cases I’ve seen.

Having gone through the process personally for my own coverage, it’s shocking how many threads the insurance company will find to pull on in your record.

[Tyler Olson, EA @olsonplanner]

What if I’m healthy? Should I still get the GSI?

If you have access to a GSI, yes.

Commonly, medical underwriting reveals non-real health issues to which the insurance company gives weight.

Now…that may not happen to you hypothetically.

But you don’t know what medical underwriting will uncover.

So if you have a risk-free path to get your disability risk covered, you should do that first.

[Todd Latocha, CFP® @tlatocha]

@markcecchini That’s the great part about being self employed! You can mow your grass in the rain before you start work.

[Todd Latocha, CFP® @tlatocha]

@markcecchini I’d quit.

[Todd Latocha, CFP® @tlatocha]

@markcecchini The amount of time and money being wasted in an attempt to “democratize finance” (whatever the hell that means) is mind boggling.

[Todd Latocha, CFP® @tlatocha]

@markcecchini Literally all the gods…

[Todd Latocha, CFP® @tlatocha]

@mbontrager5 The thing I find funniest about these videos is that the strategies that the Rockefeller supposedly used are being touted to sell these products to families that make under $100k/yr. and don’t event have an emergency fund.

[Todd Latocha, CFP® @tlatocha]

@markcecchini

[Todd Latocha, CFP® @tlatocha]

@T_Gatzemeier Wow, that guy/gal is a really moron.