Tokenized Podcast

The #1 Onchain Finance Podcast.

Made possible by Visa.

Sponsored by Stripe, Tempo, Fireblocks, Mesh and Modern Treasury.

A @brainfoodxyz Production.

[Tokenized Podcast @TokenizedPod]

🚨 Ep. 108 of @TokenizedPod: Black October and Unpacking Commanding Heights

@sytaylor & @cuysheffield are joined by:

👉 Pedro Arnt, CEO, @dLocalPayments

To discuss:

💻 Binance hack exposes security risks for emerging-market crypto adoption

🧊 Tether and Circle freeze stolen stablecoins as hackers launder crypto

💸 AI's neo-dollar could reshape global payments and emerging-market employment

🌐 Gig economy workers versus global freelancers and cross-border payroll opportunities

⛓️ How AI agents and stablecoin micropayments could transform freelance work

💳 Yellow Card acquires GoMoney to expand stablecoin payments in Brazil

🌎 Brazil's crypto regulations balance cross-border innovation and monetary sovereignty

🔐 ISO 20022 and privacy challenges for cross-border stablecoin payments

🚀 DTCC launches tokenized US stocks and Treasuries on Canton and Besu

🧾 Tokenized T-bills could transform merchant treasury liquidity and yield management

***

Timestamps:

00:00 Introduction

04:16 Binance hack exposes security risks for emerging-market crypto adoption

07:47 Tether and Circle freeze stolen stablecoins as hackers launder crypto

14:25 AI's neo-dollar could reshape global payments and emerging-market employment

23:11 Gig economy workers versus global freelancers and cross-border payroll opportunities

25:22 How AI agents and stablecoin micropayments could transform freelance work

33:48 Yellow Card acquires GoMoney to expand stablecoin payments in Brazil

38:31 Brazil's crypto regulations balance cross-border innovation and monetary sovereignty

42:52 ISO 20022 and privacy challenges for cross-border stablecoin payments

45:12 DTCC launches tokenized US stocks and Treasuries on Canton and Besu

46:13 Tokenized T-bills could transform merchant treasury liquidity and yield management

***

👉𝘚𝘦𝘢𝘳𝘤𝘩 '𝘛𝘰𝘬𝘦𝘯𝘪𝘻𝘦𝘥 𝘗𝘰𝘥𝘤𝘢𝘴𝘵' 𝘖𝘯 𝘠𝘰𝘶𝘛𝘶𝘣𝘦. 𝘈𝘱𝘱𝘭𝘦, 𝘚𝘱𝘰𝘵𝘪𝘧𝘺 𝘰𝘳 𝘢𝘯𝘺 𝘗𝘰𝘥𝘤𝘢𝘴𝘵 𝘗𝘭𝘢𝘺𝘦𝘳! 👈

[Tokenized Podcast @TokenizedPod]

CEO, @dLocalPayments, Pedro Arnt on why instant payments still need trapped liquidity⁣
⁣
"A lot of the way that we secure speed is by having liquidity available across all the corridors we need to serve."⁣
⁣
"That gets incredibly inefficient from a yield perspective because lots of times you're either having to pay hedges because you're needing to hold things in local currency."⁣
⁣
"Unbelievably so in 2026, many, many exchange and forex markets don't work over the weekend, let alone late night."⁣
⁣
"If I can somehow quickly go into a tokenized t bill and start earning yield even before the expatriation occurs physically back to The US."⁣
⁣
Treasury teams prefund corridors to buy speed, and that cash sits non yield bearing until tokenized instruments let it earn while still in transit.⁣
⁣
🎙 Listen to the latest episode on Tokenizedpod(dot)com

[Tokenized Podcast @TokenizedPod]

Host @Tokenizedpod and Head of Visa Crypto Labs, @cuysheffield talks about the stablecoin sandwich and the sovereignty tradeoff⁣
⁣
"Stablecoins are the closest thing we have to a path to link together RTP networks."⁣
⁣
"Being able to do that stablecoin sandwich flow where it's RTP domestic, stablecoin cross border, convert to RTP, I think that makes a ton of sense."⁣
⁣
"There are these barriers of licensing and FX. I feel like those have been the sticking points of why that hasn't scaled to be the majority of cross border flows."⁣
⁣
"If stablecoins are coming in and they're not being converted back into pics, then it's kind of potential dollarization."⁣
⁣
"How do you balance the potential to grow your RTP system versus protecting your monetary sovereignty, which it seems like that's still something that hasn't fully been adjudicated."⁣
⁣
A regulator watching stablecoins flow through their RTP system can't yet tell if they're building adoption or losing currency control.⁣
⁣
🎙 Listen to the latest episode on Tokenizedpod(dot)com

[Tokenized Podcast @TokenizedPod]

Host @sytaylor says that deepfake job interviews act as an attack vector⁣
⁣
"There were so many deepfake job interviews, there's an absolute epidemic of them going on right now."⁣
⁣
"It's such a good entry point into a company because I can send you a CV. I can send you a bit of working code to prove something on a GitHub repo, and then boom, the exploit's in."⁣
⁣
"So you gotta be super mindful of your hiring process, and that's normally not where you think security historically."⁣
⁣
A fake CV and a working GitHub repo are now enough to get someone through a Zoom interview and inside the company.⁣
⁣
🎙 Listen to the latest episode on Tokenizedpod(dot)com

[Atum @atumhq]

Payments are about to follow the same path trading did.

When trading went programmatic:
Fewer, bigger trades → smaller, constant trades

Our founder and CEO, @PeteCooling, sees the same shift coming for money: small, constant payments streamed at high speed.

@PeteCooling on @TokenizedPod with @sytaylor and @bamazizimesh

[Pete Cooling @PeteCooling]

I recently talked about my thesis on High-Frequency Payments on @TokenizedPod. Here’s a deeper dive into where I see the future of payments going.

https://t.co/3DT8M7TvuA

[Tokenized Podcast @TokenizedPod]

CEO, @dLocalPayments, Pedro Arnt said AI will create winners and losers in freelance work⁣
⁣
"The other corner of the market is the one where it'll be even easier to just build an agent that actually can carry out in a highly efficient fashion the work that you were outsourcing to the global South because the cost of labor is cheaper or whatnot."⁣
⁣
"Winners, losers, dislocation of where value is created, dislocation of where profit pools are."⁣
⁣
"Value will be, I think, created. Markets will be expanded in some corners of the economy. And in others, for better or worse, I think they will be agentified."⁣
⁣
"And so it will no longer be a human behind that."⁣
⁣
Some corners of the labour market grow. Others get replaced outright by an agent doing the same work for less.⁣
⁣
🎙 Listen to the latest episode on Tokenizedpod(dot)com

[Cuy Sheffield @cuysheffield]

One of my favorite episodes that we have recorded getting into the weeds on cyber challenges and unpacking potential impact or AI on emerging market economies

[Tokenized Podcast @TokenizedPod]

🎙️ Listen to the latest episode of Tokenized: https://t.co/4quJYSYRu7

📷 Watch on YouTube: https://t.co/WFpQGaokzY

[Tokenized Podcast @TokenizedPod]

🚨 Ep. 108 of @TokenizedPod: Black October and Unpacking Commanding Heights

@sytaylor & @cuysheffield are joined by:

👉 Pedro Arnt, CEO, @dLocalPayments

To discuss:

💻 Binance hack exposes security risks for emerging-market crypto adoption

🧊 Tether and Circle freeze stolen stablecoins as hackers launder crypto

💸 AI's neo-dollar could reshape global payments and emerging-market employment

🌐 Gig economy workers versus global freelancers and cross-border payroll opportunities

⛓️ How AI agents and stablecoin micropayments could transform freelance work

💳 Yellow Card acquires GoMoney to expand stablecoin payments in Brazil

🌎 Brazil's crypto regulations balance cross-border innovation and monetary sovereignty

🔐 ISO 20022 and privacy challenges for cross-border stablecoin payments

🚀 DTCC launches tokenized US stocks and Treasuries on Canton and Besu

🧾 Tokenized T-bills could transform merchant treasury liquidity and yield management

***

Timestamps:

00:00 Introduction

04:16 Binance hack exposes security risks for emerging-market crypto adoption

07:47 Tether and Circle freeze stolen stablecoins as hackers launder crypto

14:25 AI's neo-dollar could reshape global payments and emerging-market employment

23:11 Gig economy workers versus global freelancers and cross-border payroll opportunities

25:22 How AI agents and stablecoin micropayments could transform freelance work

33:48 Yellow Card acquires GoMoney to expand stablecoin payments in Brazil

38:31 Brazil's crypto regulations balance cross-border innovation and monetary sovereignty

42:52 ISO 20022 and privacy challenges for cross-border stablecoin payments

45:12 DTCC launches tokenized US stocks and Treasuries on Canton and Besu

46:13 Tokenized T-bills could transform merchant treasury liquidity and yield management

***

👉𝘚𝘦𝘢𝘳𝘤𝘩 '𝘛𝘰𝘬𝘦𝘯𝘪𝘻𝘦𝘥 𝘗𝘰𝘥𝘤𝘢𝘴𝘵' 𝘖𝘯 𝘠𝘰𝘶𝘛𝘶𝘣𝘦. 𝘈𝘱𝘱𝘭𝘦, 𝘚𝘱𝘰𝘵𝘪𝘧𝘺 𝘰𝘳 𝘢𝘯𝘺 𝘗𝘰𝘥𝘤𝘢𝘴𝘵 𝘗𝘭𝘢𝘺𝘦𝘳! 👈

[Tokenized Podcast @TokenizedPod]

🚨 Ep. 12 of Stablecoin Stories: BNY Chief Innovation & Market Transformation Officer: Collateral Mobility Is Tokenization's First Real Use Case

With hosts:

💳 @sytaylor, Head of Market Development, @tempo

🔥 @rangoldi, SVP Payments, @FireblocksHQ

With guest:

🏦 Carolyn Weinberg, Chief Innovation & Market Transformation Officer, @BNYglobal

In this episode, Sy, Ran and Carolyn discuss:

🌐 Removing global market frictions through always-on payments and collateral mobility

💸 How tokenization transforms traditional books and records into movable assets

⛓️ Reducing trapped capital and settlement delays through tokenization

🗺️ BNY’s capabilities roadmap for scaling tokenized financial products

💳 Tokenized deposits, settlement cash legs, and traditional payment messaging

🏦 Using stablecoin minting and burning to enable interoperability between banks

✅ Enabling always-on stablecoin reserve transfers through treasury pricing and legal finality

📈 Why tokenized deposits and Treasuries could reach trillion-dollar scale first

🔎 The role of public and private blockchains in institutional interoperability

�� Combining AI and blockchain to accelerate the financial asset lifecycle

***

Timestamps:

00:00 Introduction

2:28 Removing global market frictions through always-on payments and collateral mobility

4:31 How tokenization transforms traditional books and records into movable assets

10:35 Reducing trapped capital and settlement delays through tokenization

16:33 BNY’s capabilities roadmap for scaling tokenized financial products

25:05 Tokenized deposits, settlement cash legs, and traditional payment messaging

29:04 Using stablecoin minting and burning to enable interoperability between banks

30:39 Enabling always-on stablecoin reserve transfers through treasury pricing and legal finality

34:55 Why tokenized deposits and Treasuries could reach trillion-dollar scale first

37:34 The role of public and private blockchains in institutional interoperability

42:21 Combining AI and blockchain to accelerate the financial asset lifecycle

***

👉𝘚𝘦𝘢𝘳𝘤𝘩 '𝘛����𝘬𝘦𝘯𝘪𝘻𝘦𝘥 𝘗𝘰𝘥𝘤𝘢𝘴𝘵' 𝘖𝘯 𝘠𝘰𝘶𝘛𝘶𝘣𝘦. 𝘈𝘱𝘱𝘭𝘦, 𝘚𝘱𝘰𝘵𝘪𝘧𝘺 𝘰𝘳 𝘢𝘯𝘺 𝘗𝘰𝘥𝘤𝘢𝘴𝘵 𝘗𝘭𝘢𝘺𝘦𝘳! 👈

[Fireblocks @FireblocksHQ]

Stablecoin reserves need to move 24/7.

@BNYglobal's Chief Innovation and Market Transformation Officer Carolyn Weinberg on mint and burn, off-hours Treasury pricing, and legal finality.

The latest episode of @TokenizedPod's Stablecoin Stories with @sytaylor and @rangoldi also covers collateral mobility and tokenized deposits.

🔗: https://t.co/6TcpoXI1im

[Tokenized Podcast @TokenizedPod]

Co-Founder & CTO, @RWA_xyz, @CharlieYouAI on why 24/7 perpetuals will force futures exchanges to evolve⁣
⁣
"Everyone sort of operates on the open and closing of the CME right now."⁣
⁣
"When things happen outside of those hours, this was really the only venue with some semblance of volumes that people were even paying attention to."⁣
⁣
"I think that this is going to basically force the CME and all of the other futures exchanges to roll out their twenty four seven markets."⁣
⁣
"More recently on things like crude oil, they withdrew from the CFTC for consideration one of those twenty four seven contracts. I think that they're going to have to greatly reconsider that because, clearly, there is a lot of appetite to trade it twenty four seven."⁣
⁣
🎙 Listen to the latest episode on Tokenizedpod(dot)com

[Tokenized Podcast @TokenizedPod]

🎙️ Listen to the latest episode of Tokenized: https://t.co/bzGnUS7I8F

📷 Watch on YouTube: https://t.co/W8Vk4guCgL

[Tokenized Podcast @TokenizedPod]

🚨 Ep. 12 of Stablecoin Stories: BNY Chief Innovation & Market Transformation Officer: Collateral Mobility Is Tokenization's First Real Use Case

With hosts:

💳 @sytaylor, Head of Market Development, @tempo

🔥 @rangoldi, SVP Payments, @FireblocksHQ

With guest:

🏦 Carolyn Weinberg, Chief Innovation & Market Transformation Officer, @BNYglobal

In this episode, Sy, Ran and Carolyn discuss:

🌐 Removing global market frictions through always-on payments and collateral mobility

💸 How tokenization transforms traditional books and records into movable assets

⛓️ Reducing trapped capital and settlement delays through tokenization

🗺️ BNY’s capabilities roadmap for scaling tokenized financial products

💳 Tokenized deposits, settlement cash legs, and traditional payment messaging

🏦 Using stablecoin minting and burning to enable interoperability between banks

✅ Enabling always-on stablecoin reserve transfers through treasury pricing and legal finality

📈 Why tokenized deposits and Treasuries could reach trillion-dollar scale first

🔎 The role of public and private blockchains in institutional interoperability

🤖 Combining AI and blockchain to accelerate the financial asset lifecycle

***

Timestamps:

00:00 Introduction

2:28 Removing global market frictions through always-on payments and collateral mobility

4:31 How tokenization transforms traditional books and records into movable assets

10:35 Reducing trapped capital and settlement delays through tokenization

16:33 BNY’s capabilities roadmap for scaling tokenized financial products

25:05 Tokenized deposits, settlement cash legs, and traditional payment messaging

29:04 Using stablecoin minting and burning to enable interoperability between banks

30:39 Enabling always-on stablecoin reserve transfers through treasury pricing and legal finality

34:55 Why tokenized deposits and Treasuries could reach trillion-dollar scale first

37:34 The role of public and private blockchains in institutional interoperability

42:21 Combining AI and blockchain to accelerate the financial asset lifecycle

***

👉𝘚𝘦𝘢𝘳𝘤𝘩 '𝘛𝘰𝘬𝘦𝘯𝘪𝘻𝘦𝘥 𝘗𝘰𝘥𝘤𝘢𝘴𝘵' 𝘖𝘯 𝘠𝘰𝘶𝘛𝘶𝘣𝘦. 𝘈𝘱𝘱𝘭𝘦, 𝘚𝘱𝘰𝘵𝘪𝘧𝘺 𝘰𝘳 𝘢𝘯𝘺 𝘗𝘰𝘥𝘤𝘢𝘴𝘵 𝘗𝘭𝘢𝘺𝘦𝘳! 👈

[Tokenized Podcast @TokenizedPod]

���� Ep. 107 of @TokenizedPod: Wall Street Bets Big on 24/7 Perpetual Futures

@sytaylor & @PetBerisha are joined by:

👉 @CharlieYouAI, Co-Founder & CTO, @RWA_xyz

👉 @chuk_xyz, Author, Stablecoin Blueprint

To discuss:

🚀 ICE and Trade[XYZ] bring regulated perpetual futures to Hyperliquid

🏛️ Why 24/7 perpetual futures trading appeals to Wall Street

❗️ Hyperliquid’s JELLYJELLY incident and readiness for institutional markets

☁️ Google Cloud plans institutional crypto custody using multiparty computation

🏦 Bank procurement, cybersecurity and cloud outages influence custody decisions

💸 SoFi launches tokenized deposits offering 4.4% yield and stablecoin conversion

🌎 How SoFi could drive mainstream consumer adoption of stablecoins

🇭🇰 HSBC launches Hong Kong dollar stablecoin Redcoin for PayMe users

⛓️ When businesses should issue their own stablecoin or use existing alternatives

✅ Solving interoperability between closed loop stablecoins and open payment networks

***

Timestamps:

00:00 Introduction

03:53 ICE and Trade[XYZ] bring regulated perpetual futures to Hyperliquid

06:07 Why 24/7 perpetual futures trading appeals to Wall Street

10:04 Hyperliquid’s JELLYJELLY incident and readiness for institutional markets

12:57 Google Cloud plans institutional crypto custody using multiparty computation

18:05 Bank procurement, cybersecurity and cloud outages influence custody decisions

26:39 SoFi launches tokenized deposits offering 4.4% yield and stablecoin conversion

31:01 How SoFi could drive mainstream consumer adoption of stablecoins

37:55 HSBC launches Hong Kong dollar stablecoin Redcoin for PayMe users

46:22 When businesses should issue their own stablecoin or use existing alternatives

50:35 Solving interoperability between closed loop stablecoins and open payment networks

***

👉𝘚𝘦𝘢𝘳𝘤𝘩 '𝘛𝘰𝘬𝘦𝘯𝘪𝘻𝘦𝘥 𝘗𝘰𝘥𝘤𝘢𝘴𝘵' 𝘖𝘯 𝘠𝘰𝘶𝘛𝘶𝘣𝘦. 𝘈𝘱𝘱𝘭𝘦, 𝘚𝘱𝘰𝘵𝘪𝘧𝘺 𝘰𝘳 𝘢𝘯𝘺 𝘗𝘰𝘥𝘤𝘢𝘴𝘵 𝘗𝘭𝘢𝘺𝘦𝘳! 👈

[Tokenized Podcast @TokenizedPod]

🎙️ Listen to the latest episode of Tokenized: https://t.co/T8WJRGRWyN

📷 Watch on YouTube: https://t.co/LVbQRHpjeJ

[Tokenized Podcast @TokenizedPod]

🚨 Ep. 107 of @TokenizedPod: Wall Street Bets Big on 24/7 Perpetual Futures

@sytaylor & @PetBerisha are joined by:

👉 @CharlieYouAI, Co-Founder & CTO, @RWA_xyz

👉 @chuk_xyz, Author, Stablecoin Blueprint

To discuss:

🚀 ICE and Trade[XYZ] bring regulated perpetual futures to Hyperliquid

🏛️ Why 24/7 perpetual futures trading appeals to Wall Street

❗️ Hyperliquid’s JELLYJELLY incident and readiness for institutional markets

☁️ Google Cloud plans institutional crypto custody using multiparty computation

🏦 Bank procurement, cybersecurity and cloud outages influence custody decisions

💸 SoFi launches tokenized deposits offering 4.4% yield and stablecoin conversion

🌎 How SoFi could drive mainstream consumer adoption of stablecoins

🇭🇰 HSBC launches Hong Kong dollar stablecoin Redcoin for PayMe users

⛓️ When businesses should issue their own stablecoin or use existing alternatives

✅ Solving interoperability between closed loop stablecoins and open payment networks

***

Timestamps:

00:00 Introduction

03:53 ICE and Trade[XYZ] bring regulated perpetual futures to Hyperliquid

06:07 Why 24/7 perpetual futures trading appeals to Wall Street

10:04 Hyperliquid’s JELLYJELLY incident and readiness for institutional markets

12:57 Google Cloud plans institutional crypto custody using multiparty computation

18:05 Bank procurement, cybersecurity and cloud outages influence custody decisions

26:39 SoFi launches tokenized deposits offering 4.4% yield and stablecoin conversion

31:01 How SoFi could drive mainstream consumer adoption of stablecoins

37:55 HSBC launches Hong Kong dollar stablecoin Redcoin for PayMe users

46:22 When businesses should issue their own stablecoin or use existing alternatives

50:35 Solving interoperability between closed loop stablecoins and open payment networks

***

👉𝘚𝘦𝘢𝘳𝘤𝘩 '𝘛𝘰𝘬𝘦𝘯𝘪𝘻𝘦𝘥 𝘗𝘰𝘥𝘤𝘢𝘴𝘵' 𝘖𝘯 𝘠𝘰𝘶𝘛𝘶𝘣𝘦. 𝘈𝘱𝘱𝘭𝘦, 𝘚𝘱𝘰𝘵𝘪𝘧𝘺 𝘰𝘳 𝘢𝘯𝘺 𝘗𝘰𝘥𝘤𝘢𝘴𝘵 𝘗𝘭𝘢𝘺𝘦𝘳! 👈

[Tokenized Podcast @TokenizedPod]

Partner @a16zfrontier, @nlevine19 on how stablecoins and deposit tokens interoperate:⁣
⁣
"I look at tokenized deposits and stablecoins as sort of two isolated, but yet very complementary things."⁣
⁣
"A tokenized deposit requires you to be a depositor of the bank, and so they don't have the same properties of stablecoins where it's permissionless and anyone can access them and you can hold them."⁣
⁣
"If I'm a customer of JPM and I wanna access JPM products twenty four seven, their deposit token is actually very useful. But if I wanna go and send it to another bank or another entity that is not within the JPM ecosystem, you can't use their deposit token."⁣
⁣
"The ability to actually interoperate between their deposit token and USDC or any stablecoin for that matter is very valuable."⁣
⁣
A deposit token only moves within its issuing bank's walls, so getting value out still means converting into a stablecoin.⁣
⁣
🎙 Listen to the latest episode on Tokenizedpod(dot)com

[Tokenized Podcast @TokenizedPod]

Our guest for Monday's Tokenized Podcast

@sytaylor and @petberisha are joined by:

👉 @CharlieYouAI , cofounder, @RWA_xyz
👉 @chuk_xyz , Founder, Stablecoin Blueprint

Out on Monday at 8am PT / 11am ET / 4pm GMT Find it on 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀, 𝗦𝗽𝗼𝘁𝗶𝗳𝘆 or 𝗬𝗼𝘂𝗧𝘂𝗯𝗲 by searching "Tokenized Podcast" 📷 💙

[Tokenized Podcast @TokenizedPod]

Founder, @atumhq, @petecooling, said that AI Agents Will Create a Neural Network of Payments⁣
⁣
"I have this thesis that payments are going to follow the same exact trend as high frequency trading did."⁣
⁣
"You used to pay $20 a trade, and you couldn't place a trade for a stock unless it was probably buying $2,000 worth of it to make it worth it for the fee."⁣
⁣
"So we've built effectively high frequency trading for payments."⁣
⁣
"I think agents and AI and everything that we're seeing today is what drives that."⁣
⁣
"They're gonna be able to move your money efficiently across all of these different systems, across all different endpoints."⁣
⁣
Every agent delegated a task becomes a new endpoint transacting on its own, so payment volume scales with automated decisions rather than human clicks.⁣
⁣
🎙 Listen to the latest episode on Tokenizedpod(dot)com