@karpathy Fully agreed. On occasions the outcome is a far wider understanding of where I am heading than that of my most skilled and long time associates.
Stop guessing where your money goes. Start knowing.
- Everything in one place
- No guesswork
- Zero chaos
Clear numbers. Smart decisions. That's the goal! #EstiaGroup#Fintech
@onlyjamesahet Last night was EPIC. Wow. Grateful that I was there to experience your genuine passion for music. Its rare that I witness a band connecting so deeply with 100k+ fans. Or as you described us, the Metallica family. Thank you all! Btw the Zorba/Trypes part was unique and touching!
Bonjour, Squad complete ✈️
Everyone’s here, no one got lost, minor miracle already achieved 😌
Paris, we’re ready for you 🇫🇷
Estia Group has officially assembled and we didn’t come just for the views, we came to make noise
Let’s go shake up Blockchain Week
#PBWEstia@ParisBlockWeek
🟣 We’re excited to attend Paris Blockchain Week 2026 in France on April 15th–16th as Estia Group.
⚪ Join @aris_dot_eth , @effiekav & @Oxydo11 as they come together to share ideas, challenge perspectives, and shape the future of blockchain!
@ParisBlockWeek
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#EstiaGroup #PBW2026 #Parisblockchainweek
You have two options. A. Eat it or B. Your grandma hits you with a wooden tool of significant weight. In the event that grandma is unavailable, then any other person is empowered to perform the ritual. - Now seriously we tend to have tons of food from various sources. But as the F4 is near, may I suggest salad?
GM from the airport ✈️
Cannes loading… @EthCC mode ON
@EstiaGroup hats already stealing the spotlight before we even board 🐾
If you see us, you know it’s serious… or at least very well dressed
Let’s go build, connect and maybe cause a little chaos along the way 🔥
🟣 We’re excited to announce that Estia Group
will be attending the EthCC[9] 2026 in Cannes from
March 30 to April 02.
⚪ Join @Oxydo11 and @effiekav as they connect, exchange perspectives, and explore what’s next for the future of blockchain!
Fraud losses in credit transfers are measurable and growing
They don’t need hacking
They need pressure and a “send now” moment.
The European Banking Authority (EBA) and the European Central Bank (ECB) joint report shows that in 2024, overall losses for credit transfers were €2.2B, up 16% YoY.
That’s why the next upgrades in payments won’t be flashy.
They’ll be guardrails that prevent regret before money moves.
If you could standardize one control everywhere, would you pick payee verification or stronger real time monitoring?
https://t.co/xwsfiS4DK8
Instant payments are becoming a baseline, with deadlines.
This is a very “European” approach.
Not a new app.
A new standard.
The Instant Payments Regulation sets timelines for equality of charges and verification of payee, effective for euro area PSPs from 9 Oct 2025.
Speed is expected.
Safety becomes built in.
What should Europe standardize next, refund timelines or dispute timelines across banks?
https://t.co/FWhDYgRDeE