@CertDoc@ManyokiZol60573@DelusionPosting Lump sum is always best. You don't pay taxes on lottery winnings in Canada.
People who are bad with money would be cooked either way you slice it.
@FenderBenderBlu@UncleJim30981@DelusionPosting You can't claim someone doesn't understand math when you were so wrong in your calculation.
Also, you should learn about investing and compound interest. It's always the best option to take the lump sum. Especially in Canada because you don't pay taxes on it.