Vincent Chok

Founder and CEO @FirstDigitalHQ

[Vincent Chok @vchok]

Looking forward to joining the conversation on stablecoins and agentic payments at Stable Summit.

[Stable Summit 🦫 @stable_summit]

x402 and similar protocols are putting stablecoin transactions at the infrastructure layer.

Machines initiating high-frequency, micro-value payments at scale changes what the underlying infrastructure needs to support. Agent wallets, spending controls, audit trails. Enterprises are figuring out the stack in real time.

On stage:
@vchok, @FirstDigitalHQ
@philip0x, @soho_pay
Anil Nadiminti, @awscloud
Farooq Sheikh, @Cloudflare

Moderator: @defidave, @capapp

June 4, NYC · https://t.co/rKvnhPrtjU

[Vincent Chok @vchok]

A Won-backed stablecoin could generate global demand on the back of South Korea's cultural and content competitiveness and help expand the economy's global influence.

Last week, I had the opportunity to speak at South Korea's National Assembly in Seoul on global stablecoin trends and opportunities for the country's digital economy.

Details of my talk: https://t.co/FMi8eBZ67r

Full interview with @bloomingbit_io: https://t.co/wA8FsfQH1F

[Vincent Chok @vchok]

I had the privilege of speaking at the Global Stablecoin Seminar in Seoul this week alongside @tether and some of the sharpest minds in institutional digital assets.

The conversations around where stablecoins go as AI agents begin to transact at scale are moving faster than most people realize.

[First Digital @FirstDigitalHQ]

What a great day in Seoul yesterday! 🇰🇷

Our CEO @vchok took the stage at the Institutional Web3 Forum to share his perspective on stablecoin innovation and Asia market strategy.

Great to see the conversation around institutional Web3 moving this fast.

[Vincent Chok @vchok]

Offshore KRW stablecoins are already being used for trade settlement and FX hedging, even before full domestic regulation.

In my conversation with @Chosun, we discussed how settlement times are being cut from days to a single transaction, compressing fees from above 4% to near zero for institutions.

At First Digital, we’re working with KRWQ on these use cases, building toward interoperable, machine-ready settlement networks.

Read More:
https://t.co/QM5f1ujVKF

[Vincent Chok @vchok]

The Korean won stablecoin discussion is accelerating as AI agents reshape payment flows.
I spoke with Maeil Business Newspaper (매일경제) on why stablecoins are becoming the only settlement layer fast enough for machine-driven transactions, enabling near-instant cross-border settlement versus days via traditional rails.

At @FD_XYZ this is what we’re building.
https://t.co/daeexPymQi

[Vincent Chok @vchok]

In Seoul today speaking at the Institutional Web3 Forum on stablecoins and agentic payments.

Looking forward to sharing more about what we are building at @FD_XYZ.

[Vincent Chok @vchok]

Another counterparty just filed a defamation suit against Justin Sun. We know this playbook. For us, we have spent 12+ months being the quiet half of a very loud monologue.

Sun has made various allegations against FDT for over a year. Nothing he has produced supports them. So he has offered bounties for someone else to find something that does. First $50m. Then $100m. Twelve months later, no one has publicly come forward. At some point a bounty stops being a threat. It starts being a tell.

More people are choosing to push back on bad-faith attacks and coordinated lies. That's a good thing.

[WLFI @worldlibertyfi]

Today, we are filing a lawsuit against Justin Sun for defamation. Sun has launched a coordinated media smear campaign against World Liberty Financial and refused to stop even when confronted with the truth.

Here's the story.🧵

[Vincent Chok @vchok]

@cz_binance Stablecoins are the native currency of the agentic economy. We’re building the infrastructure at @FD_XYZ

[Vincent Chok @vchok]

AI agents aren't a future concept. They are already executing transactions.

I wrote for @CoinDesk breaking down what agentic finance looks like in practice, and why crypto is becoming the financial backend for machine-driven economies.

We're building this ecosystem at @FD_XYZ
https://t.co/CV4ocELxYt

[Finance District @FD_XYZ]

Last night @FD_XYZ X @PortaraOfficial joined forces for Built Different: The Agentic Finance Happy Hour 🥂

Live demos, open conversations, and great people connecting in Hong Kong during Web3 Festival.

See you at the next one 🇭🇰

[Vincent Chok @vchok]

I spoke with @FinTech_Futures about where agentic commerce is actually heading in 2026.

The trust gap is the real obstacle, not the technology. Stablecoins, verifiable agent identity, 24/7 payment rails — none of this is theoretical anymore.

Blockchain's narrative was dominated by speculation for years. Agentic commerce reframes that entirely, it's the settlement layer AI agents actually need.
https://t.co/pJXQ2IVWqX

[Vincent Chok @vchok]

AI agents need their own wallets, not borrowed access to a human's.

My explainer on agent wallets is now part of @CoinMarketCap's Crypto Glossary.

The authorization gap that kept agents operationally incomplete has a fix.

Know Your Agent may be the KYC of the next era, and the jurisdictions that move first will set the foundation.
https://t.co/NfGiALB3mr

[Vincent Chok @vchok]

Gold isn't just a safe-haven asset anymore. It's becoming programmable infrastructure.

I spoke with @gulf_news about why tokenized gold is gaining traction, investors want gold's stability without leaving the on-chain ecosystem.

Real-time hedging, instant settlement, no physical vaulting.

The next era of finance isn't about choosing between traditional assets and digital infrastructure. It's about combining both.
https://t.co/UHS45QnxoZ

[YAP Global @YAPGlobalTeam]

Why should stablecoins be the native payment method for AI agents?

Credit cards require human authorisation, which does not work for a 24/7 autonomous AI agent.

"Without a stablecoin, it just makes things a lot more difficult for AI payments to make those efficient payments instant at real time." @vchok, CEO of @FirstDigitalHQ, shared with @andyyy and @robbieklages on @therollupco.

Full episode: https://t.co/tp9dELuLb5

[Vincent Chok @vchok]

Great conversation with @therollupco this weekend.

The demand for real-time, programmable payments is already here.

[The Rollup @therollupco]

Rob asked @FirstDigitalHQ's founder if streaming payments on stablecoins are a near-term reality or a pie-in-the-sky theory.

Vincent Chok (@vchok) didn't hesitate.

"You see MasterCard and Visa, they're all scrambling, really, launching their own AI payments platforms."

The incumbents are reacting. That's the confirmation. When Visa and MasterCard scramble to build something, it means the demand already exists and the existing infrastructure can't serve it.

They wouldn't be rushing if streaming payments were theoretical.

[The Rollup @therollupco]

Vincent Chok, CEO of First Digital, on why stablecoins are the native payment method for AI agents.

Credit cards require human authorization. They have business hours baked into their infrastructure. Chargebacks assume a human made the purchase. PCI compliance assumes a person holds the card. None of that works for an AI agent operating 24/7 without human involvement.

"Without a stablecoin, it just makes things a lot more difficult for AI payments to make those efficient payments instant at real time."

[Vincent Chok @vchok]

Stablecoins are still early.
The real shift comes when they power programmable, agent-driven payments at scale.

That’s what we’re building toward with @FD_XYZ

[The Rollup @therollupco]

"Stablecoin market cap is at its infant stage. There's tons of room."

@vchok, CEO of @FirstDigitalHQ, isn't fighting Tether for current share. He's building compliant banking rails and agentic wallets for the market that's coming.

"We want it 100% solid before we go big."

[The Rollup @therollupco]

Happy Friday. End of a massive week.

Morgan Stanley filed for spot BTC ETF. Coinbase launched 24/7 equity perps at 20x leverage. Sen. Lummis hints stablecoin yield is 99% resolved. Moody's bringing credit ratings onchain.

On today's show:

1:45p EST @vchok - @FirstDigitalHQ
2:15p EST @AriPingle & @iggyioppe - @Theo_Network

See you on the show.

[Vincent Chok @vchok]

As an early @SuiNetwork adopter, we've always believed in its potential to support global finance.

Hashi is that vision in motion — native BTC collateralization, on-chain transparency, and $FDUSD as part of the stablecoin infrastructure powering it.

Excited for what's next!

[Sui @SuiNetwork]

Introducing Hashi: a new era of Bitcoin finance on Sui.

Bitcoin's market cap exceeds $1 trillion. < 0.5% of it is used in DeFi.

Hashi is here to change that, with commitments from industry leaders including BitGo, Bullish, Erebor Bank, FalconX, Fordefi, Ledger, and more.