Vineet Kumar

Tech Enthusiast

[Nithin Kamath @Nithin0dha]

I think MDR on UPI was probably inevitable at some point, especially given how widespread UPI adoption has become. It could also lead to more competition, instead of just three apps accounting for more than 95% of the market.

That being said, there are some use cases, like investing and broking, where the proposed MDR structure doesn’t really make sense.

The problem with broking is that there is no guarantee that money transferred to a broker will actually result in a transaction.

As brokers, we can’t force a customer to trade after transferring money. And if we can’t pass the UPI charge on to the customer, there is essentially no limit to the cost a customer can impose on a broker without generating any revenue.

Just as an example, 10,000 customers could each make 50 UPI transfers of ₹2 lakh in a month without executing a single trade. At the proposed MDR, this could potentially cost the broker around ₹2 crore, without generating any business.

What makes this even more challenging is quarterly settlement (QS). This is a SEBI regulation that requires brokers to send unused funds back to clients every month or quarter.
Most customers then transfer these funds back to their broking accounts, with more than half of these transfers happening through UPI. So regulation essentially forces this movement of money every month or quarter, and the broker could end up bearing the cost when the money comes back, without any incremental benefit or revenue.

By the way, we currently don’t charge brokerage on equity delivery trades because the economics allow us to offer them for free. But if every UPI transfer starts carrying an additional cost, irrespective of whether the customer actually trades, I don’t see how we can absorb this indefinitely.

I think having an MDR is okay. It still doesn’t solve the problem of customers transferring money without transacting, but something like 0.02% with a cap of ₹5 or ₹10 per transaction seems much more reasonable for broking, instead of a cap as high as ₹300.

[Luiz Fernando @Luiz_Fernando_J]

As always, more on that later when final figures come in, but… SPOILER ALERT!!!
#SpiderMan just casually making the impossible… possible!

Forget just Opening Day record, #SpiderManBrandNewDay is challenging #Endgame’s PURE FRI as the BIGGEST EVER at US #BoxOffice.

Why is this SURREAL?

When #Endgame came out, the whole industry, including exhibitors, made all arrangements possible to make sure it was the biggest event of all time. There was no major releases for 3 weeks prior to #Endgame’s debut, only 2 films were still playing over 3.000 theatres and several movies lost over -1000 theatres. Basically #Endgame was the only true option. Just to give you an idea, on #Endgame’s FRI Opening Day, all the other films combined grossed 11M, led by #CaptainMarvel, a 2 month old release which again was pushed as a mandatory double bill for hard core MCU fans.
Also, #Endgame had the entire theatrical footprint for itself. All IMAX, all PLF, even 3D. There was no sharing. It was the theatrical endgame!
And it worked. #Endgame was the only movie in history to reach 97.5M on a PURE FRI, and only release ever to cross the 300M mark on opening weekend alone.

The fact #BrandNewDay could be breaking this hegemony this weekend is just against all odds!
Remember: the Spidey film had no help to become an all time event. The opposite, it even was forced to move back a week because it was too close to #TheOdyssey.
#BrandNewDay has just half of the PLF footprint available, as it has no access to IMAX and shares the remaining formats with #TheOdyssey.
We still have other 4 releases playing over 3.000 theatres. Heck, 2 of them are still closer to 4k than 3k.
And all the other releases combined still grossed almost 30M on FRI, led by #TheOdyssey, a major release still grossing over 8 digits & setting records for R-rated releases on its 3rd FRI.

There are literal capacity restrictions for #BrandNewDay now that #Endgame never had to face back then, and even so, #SpiderManBrandNewDay is challenging #Endgame’s PURE FRI.

That’s just insane and something I thought we would never see happening, let alone in such an organic way, in a normal environment, during peak SUMMER with so many SUMMER releases and family options available.

This weekend will be an ALL TIMER, and not only for #SpiderManBrandNewDay! We are genuinely about to see the US #BoxOffice overall reaching its BIGGEST weekend of ALL TIME, for the first time not just because of one single release, but because a plentiful selection of variety of releases are attracting moviegoers, as it’s been the norm in 2026.

Theatrical is SO BACK, but literally SO FREAKING BACK!

[Tehseen Poonawalla Official 🇮🇳 @tehseenp]

JAI HIND, JAI BHARAT! 🇮🇳

​I Tehseen Poonawalla, on behalf of Team Bharat, am announcing a massive, uncompromising citizen's protest against the hasty implementation of the E20 (Ethanol 20%) Blending Policy.

​First of all, my deepest gratitude to every single citizen who supported us during the first phase of this protest. Your trust ensures that I am indebted to you for life. But the battle has just begun!

​Here are our 5 Non-Negotiable Demands regarding the E20 Policy:

1️⃣ Protect Older Vehicles: E10 petrol must be provided exclusively for cars manufactured before 2023 that are only E10 compatible.

2️⃣ Fair Pricing: Cut the price of E20 petrol by a straight 20%. Why should consumers pay full price for blended fuel?

3️⃣ Universal Availability of E0: Pure petrol (E0) must be available at every single petrol pump. Currently, it costs a exorbitant ₹165–₹170/litre. This must be slashed and made affordable! Remember, countries like Nepal (₹123/L), Bhutan (₹97/L), and Bangladesh (~₹112/L) buy petrol from India, yet they sell pure, ethanol-free petrol to their citizens far cheaper than we do!

4️⃣ Total Transparency: Publicize every single document, study, and agreement related to the Ethanol 20 blending policy immediately.
5️⃣ Compensation for Damage: Provide concrete solutions and compensation for vehicle owners facing massive engine issues and technical damage due to forced E20 fuel in pre-2023 cars.
​This fight will be fought ruthlessly across 3 Pillars: SADAK, SANSAD, aur SUPREME COURT! ✊

​BUT LET ME MAKE THE RULES OF THIS PLATFORM ABSOLUTELY CLEAR:

​❌ NO Politicians: No political leader from any party will be given a stage or space here.

​❌ NO Chichoras, Flop Comedians, or Third grade wanna be actors: No 'panoutis' (jinxes) or opportunists will be allowed to revive their careers on our platform.

​❌ NO Anti-Religious Abuse: Anyone who abuses Maryada Purushottam Bhagwan Ram or uses this stage for irrelevant agendas will be thrown out.

​❌ NO Communal Hate: This stage will never be used to abuse Muslims or Hindus, nor will we tolerate divisive communal slogans.

​🎯 This is a platform for EVERY INDIAN: Whether Brahmin or Dalit, man or woman, or third gender ! If you are a citizen harmed by Ethanol, this is your voice!

​NOW, LET'S TALK ABOUT THE ACCUSATIONS & THE CONFLICT OF INTEREST:

​Shri Nitin Gadkari ji is running a "Beta Bachao Yojana"! His family is deeply entrenched in companies like CIAN Agro Industries and MANAS. This is a blatant, textbook case of Conflict of Interest where the Minister formulating the Ethanol policy has family businesses directly benefiting from it! Threaten me all you want, Gadkari ji unlike other political leaders, Tehseen Poonawalla does NOT fear your threats and I WILL NOT APOLOGIZE. I stand firmly by my words!

​And as for Dharmendra Pradhan ji he is undisputedly the Worst Education Minister in Indian History. He is a pure 'Nepo Kid' who only holds a cabinet position because his late father was a Union Minister in Atal Bihari Vajpayee ji's cabinet. Look at his brilliant 'ideas' to stop paper leaks: using the Air Force to distribute exam papers and banning Telegram!

Does Dharmendra Pradhan ji not realize that paper leaks easily happen over WhatsApp and Signal too? He has completely ruined the education system and HE MUST GO!

​While we demand that Nitin Gadkari, Hardeep Puri, and Dharmendra Pradhan must resign and go, let it be clear: our ultimate focus remains fixed on fixing the disastrous E20 policy.

​Join the movement. Our Vehicles. Our Livelihoods. Our Voice.
​Jai Hind. Jai Bharat. 🇮🇳
​#E20Protest #SadakSansadSupremeCourt #TeamBharat #NitinGadkari #DharmendraPradhan #EthanolScam #ConsumersFirst
BETA BADHAO YOJNA
SUGAR DADDY

@FactswithDinesh
@ShivrattanDhil1
@Nidhzee
@VishhalSJain
@theracemonkey
@Shankyram2
@nachiket1982

[Skyroot Aerospace @SkyrootA]

ORBIT ACHIEVED. 🚀

Vikram-1 Test Flight-1 has reached orbit. India's first privately developed orbital rocket has completed its final burn and injected its payloads into a ~450 km orbit, making India the third country in the world with private orbital launch capability.

History is made. 🇮🇳

#Vikram1 #JourneyToOrbit #SkyrootAerospace

[Pankaj @the2ndfloorguy]

i hooked my whoop to my work calendar to find which coworker gives me the most stress 🚨

thanks to fable, I reverse engineered whoop to pull per minute heart rate. nd matched spikes with cal events and attendees

I now have a leaderboard and I think about it daily.

few info masked for obvious reasons ;)

[Royal Challengers Bengaluru @RCBTweets]

Ee Sala Nu Cup Namdu! ❤️‍🔥🏆

Welcome to the RCB Era, ladies and gentlemen! 😎

You waited, you believed and you stayed… this one’s for you again, 12th Man Army! 🥹❤️

#PlayBold #ನಮ್ಮRCB #IPL2026

[Sarthak Sidhant @sidhant_sarthak]

CBSE has systematically rewritten its rulebook to favor Coempt Eduteck.

check out the blog.

[Shyam @shyamfr]

Is driving an EV in the rain for 30 mins a "Customer Fault"?

My barely 4-month-old @VinFastofficial @VinFastIN EV died completely on the highway after its very first exposure to rain. Now they’re refusing my warranty and blaming me. A total nightmare. #VinFast #EVIndia 1/6

[Saurav Singh @Tinks01081995]

@TataMotors Today, my 1.5-year-old Harrier caught fire in the engine while I was driving. I kept calling tata’s RSA for 3–4 hours, but there was no support at all. This was an extremely poor and life-threatening experience.

[Mayank | Motion Designer @mynkdzgn]

This is the condition of freelancing in India.

I don’t usually use X for this. But sometimes you have to speak up so other freelancers don’t walk into the same trap.
Around August 2025, I worked on a project with Honey Veda (they also appeared on @sharktankindia )
The workflow was standard: 50% upfront, 50% after delivery
Everything was delivered fully documented and completed.
After delivery, the person I was directly working with this guy Vivek Rajoria — suddenly changed the narrative. The project was apparently “not complete” anymore, despite receiving 100% of the deliverables.
Then the classic move started: Ghosting. Delays. “Talk to the CEO Hardik Joshi instead.”
The CEO Hardik Joshi apparently hardly have time to check his email, whatsapp, and all the communication media, even a cellular call. Must be an extremely busy schedule lol.
After months of chasing a payment that was already earned, I eventually gave up for my own mental peace.
That was 7 months ago.
Today something unexpected happened. They accidentally added me to their SEO strategy call that was meant for another freelancer. I joined the call, greeted everyone normally. They said I was added by mistake.
But since the CEO was on the call, I thought it was the perfect time to ask about the pending payment.
The moment I started speaking: The CEO instantly left the call, then Vivek Rajoria started abusing me, and then he left the call as well. Professionalism at its finest.
Fortunately, I recorded the call.
The video below shows exactly how the conversation went.
I’m posting this for one reason:
Freelancers deserve to be paid for work they deliver. If you’re working with HoneyVeda, make sure your payment terms are protected.
Learn from my mistake.

[biased indian @RakeshK32229480]

Behenchod got internship in faridabad 😭😭 never visited and lived in such a disgusting place on earth
> People Have accepted their fate here
> The horror of travelling in this city
> Probably host most corrupt and vile mp and babus of india
>🤮🤮🤮🤮🤮

[Vineet Kumar @vineetk242000]

SAME INSURER @ICICILombard SAME SCAM. The only difference? @tata_cars @TataMotors is involved as a manufacturer here:
Tldr: My Tata Nexon was completely flooded 4 months back, Icici & Tata Motors didn't push for total loss even after estimations being more than 75% of IDV

[Vineet Kumar @vineetk242000]

@VenomsTech @Mahindra_Auto @ICICILombard @ICICILombard has to be the next level shameless insurer ever in this category. They didn't even acknowledge my tweet even after 15 days of my post. Same goes for @tata_cars no reply complete silence ....Both mahindra and tata are of the same fraud category

[Vineet Kumar @vineetk242000]

@VenomsTech @Mahindra_Auto @ICICILombard @ICICILombard has to be the next level shameless insurer ever in this category. They didn't even acknowledge my tweet even after 15 days of my post. Same goes for @tata_cars no reply complete silence ....Both mahindra and tata are of the same fraud category

[Vineet Kumar @vineetk242000]

SAME INSURER @ICICILombard SAME SCAM. The only difference? @tata_cars @TataMotors is involved as a manufacturer here:
Tldr: My Tata Nexon was completely flooded 4 months back, Icici & Tata Motors didn't push for total loss even after estimations being more than 75% of IDV

[Vineet Kumar @vineetk242000]

@Dhananjay_Tech @Mahindra_Auto @ICICILombard @ICICILombard is really shameless. Same case with me as well, literally no reply and not even an acknowledgement https://t.co/knBadF9hPQ

[Vineet Kumar @vineetk242000]

SAME INSURER @ICICILombard SAME SCAM. The only difference? @tata_cars @TataMotors is involved as a manufacturer here:
Tldr: My Tata Nexon was completely flooded 4 months back, Icici & Tata Motors didn't push for total loss even after estimations being more than 75% of IDV

[Vineet Kumar @vineetk242000]

@ferrarirules86 @tata_cars @TataMotors @volklub @themotorinc @MotorOctane @autocar @hormazdsorabjee @shumar @FasBeam @kartiksinghee @VenomsTech @jagograhakjago @Ganikgagan @CarDekho @throttleandtech @v3cars @yogivikas @8ap @GyanTherapy @evelectree @r3dash @technolobeYT @Dhananjay_Tech @NsNitinsinha Yep doing the same, waiting on the hearing date from Ombudsman office.

I just wanted to show how all the parties involved here has tried their best to pressurise me into accepting unsafe repair on my car

[Vineet Kumar @vineetk242000]

SAME INSURER @ICICILombard SAME SCAM. The only difference? @tata_cars @TataMotors is involved as a manufacturer here:
Tldr: My Tata Nexon was completely flooded 4 months back, Icici & Tata Motors didn't push for total loss even after estimations being more than 75% of IDV

[Shivam Arora @VenomsTech]

Here's the story.
Don’t Buy an EV Car Before Watching This Ft. Mahindra XEV 9E
https://t.co/7ZzVYSlxUB

[Vineet Kumar @vineetk242000]

@evelectree Hey, I can't my profile not verified yet. Maybe you will have to open your dms

[Vineet Kumar @vineetk242000]

@tata_cars @TataMotors @volklub @themotorinc @MotorOctane @autocar @hormazdsorabjee @shumar @FasBeam @kartiksinghee @VenomsTech @jagograhakjago @Ganikgagan @CarDekho @throttleandtech @v3cars @yogivikas @8ap @ferrarirules86 @GyanTherapy @evelectree @r3dash @technolobeYT @Dhananjay_Tech @NsNitinsinha

[Vineet Kumar @vineetk242000]

@tata_cars @TataMotors Image 5: @tata_cars Final threat from Tata motors regional team if i post about it on social platforms and tag automotive influencers:

@volklub
@themotorinc
@MotorOctane
@autocar
@hormazdsorabjee
@shumar
@FasBeam
@kartiksinghee
@VenomsTech
@jagograhakjago
@Ganikgagan

[Vineet Kumar @vineetk242000]

Here's @tata_cars @TataMotors role in this whole fiasco. Absolutely 0 regards for the customers time and money. Marketing 5 star crash rating of their cars while pushing unsafe and unreliable repairs in reality.

I'm attaching screenshots from their email thread.

[Vineet Kumar @vineetk242000]

@tata_cars @TataMotors @volklub @themotorinc @MotorOctane @autocar @hormazdsorabjee @shumar @FasBeam @kartiksinghee @VenomsTech @jagograhakjago @Ganikgagan @Xroaders_001 @amandhingraYT @ShivrattanDhil1 @TweetAbhishekA @praaatiiik @Pmkphotoworks @geekabhishek_ @abhishek @geekyranjit @DriveSmart_IN