Vivek Kumar

Software Engineer, Traveller, Slackliner, Stock Trader and Investor

[Swati Gupta @hrswatigupta]

My card was skimmed in Bangkok. $2,000 gone.

My bank said "investigation takes 90 days, don't expect much."

Visa's global rules say I owe $0 from day one. The bank was using my money to fund their fraud investigation.

One email. Reversed in 48 hours.

Here is the sentence that ends the delay:

[LaughBreak: Dad Jokes ‘N More @MediocreJoker85]

A farmer went to market to sell his horse for $2,000, and a man agreed to buy it.

The farmer told him he would deliver the horse in a week.

Unfortunately, halfway through the week, the horse died.

The farmer went to the buyer and said, “I’m sorry, but the horse has died. I’ll give you your money back.”

To the farmer’s surprise, the man replied, “No, that’s okay. I’ll still take the horse.”

A week later, the farmer ran into the man and asked, “Whatever happened to that dead horse?”

The man smiled and said, “I raffled it off.”

“You raffled off a dead horse?”

“Sure did. I sold tickets for $50 each for a chance to win a horse. A hundred people entered, so I collected $5,000.”

The farmer stared at him in disbelief.

“Wasn’t anyone upset when they found out the horse was dead?”

“Just one person,” said the man, “the winner.”

“What did you do?”

“I refunded his $50.”

[NIJ Ruvos @nahidulislam404]

If I lost EVERYTHING tomorrow and only had $150 left… I WOULDN'T buy crypto.

I WOULDN'T freelance on Fiverr.

I WOULDN'T start a dropshipping store. I would open my laptop and do THIS instead:

[Vivek Kumar @vivekkumar2424]

My first Kindle book is now live on Amazon 🚀

“Smallcap Investing Blueprint – India Edition”

A practical guide to finding high-growth small-cap stocks in India.

Read here: https://t.co/segG3HU7Sj

#SmallCap #Investing #IndianStockMarket

[DINESH K SEN @dks_230]

"लोग AC पर 20-30 हजार खर्च कर रहे हैं...
ये भाईसाहब ने छत पर जो किया, उससे 15 डिग्री ठंडक फ्री में!😱

[🎓 CA Pratik Bharda @pratik0227]

Last month papa got a UPI alert.

"₹599 debited. Story TV."

He'd clicked a ₹1 Facebook ad 2 days earlier.
₹599 mandate hidden in fine print.

Checked GPay. PhonePe. BHIM. Bank app.
Nothing showed anywhere.

Found it. Cancelled it. 10 seconds flat.

Here's the one place most people never check 🧵

[Rimsha Bhardwaj @heyrimsha]

If your phone number got hijacked tomorrow, you could lose access to your:

- Gmail
- Banking apps
- Crypto wallets
- 2FA codes
- iCloud backups

One SIM swap can destroy your entire digital life.

Here's how to protect yourself in 15 minutes ↓

[Technical Charts @Technicalchart1]

Manoj Madhusudhanan took a ₹1.86 crore home loan from ICICI Bank.

As collateral, he handed over his original property documents. Every homebuyer does this. You have no choice.

ICICI Bank sent those documents to their storage facility in Hyderabad via courier. Somewhere on that journey — Bangalore to Hyderabad — the documents vanished.

Gone. Originals. Irreplaceable.

When Manoj found out, ICICI Bank had one answer: it was the courier company's fault. Not ours.

He went to the Banking Ombudsman. They told ICICI to publish a public notice about the loss and pay him ₹25,000 for the trouble.

Twenty-five thousand rupees. For losing the original documents to a ₹1.86 crore property.

Manoj sent a legal notice. ICICI denied any mistake.

He went to the NCDRC.

The apex consumer court looked at the facts. The bank had taken custody of the documents. The bank had chosen the courier. The bank could not hand that liability to a third party and walk away.

ICICI Bank — India's second-largest private bank, ₹9 lakh crore in assets — was held liable. Ordered to obtain reconstructed certified copies, issue an indemnity bond, and pay ₹25 lakh in compensation.

One loan. One lost file. One bank that blamed the courier.

Save this — if your bank loses your original property documents, they cannot blame their courier agent. The documents were in their custody. The liability is theirs. File at your district consumer forum. The law is on your side.

(Source: Manoj Madhusudhanan vs. ICICI Bank Ltd. | NCDRC | LiveLaw, September 2023)

[Dickie Bush 🚢 @dickiebush]

This week, I spent 8 hours reading 50+ articles about AI.

And I learned more in 1 day than most will in an entire year.

Highly recommend you read these 8:

[Vivek Kumar @vivekkumar2424]

@erichustls Freedom

[Sann @san_x_m]

MISSING. Please share widely.

Her name is Ipsita Sarangi. She is 17 years old. Daughter of Dinamani Sarangi. She lives in Jagannath Vihar Bharatpur Bhubaneswar Odisha.

She has been missing since March 14 2026.

Height 5’3”. Complexion wheatish.

As per Bhubaneswar Police a reward of Rs 25000 has been announced for information leading to her safe recovery. Identity of the informant will be kept confidential.

If you have any information contact immediately. [phone], [phone].

Please repost. One share may reach the right person.

[CA Vivek Khatri @CaVivekkhatri]

Warren Buffett started with $14.75 at age 11.

Then he spent years doing what most investors still do today:
charts, predictions, price watching.

Then one book changed everything.

Watch the attached video.

Read this thread if you want the full insight in 5 minutes. 🔥

[Vivek Kumar @vivekkumar2424]

@Manu_Sisti Xlaude

[Vivek Kumar @vivekkumar2424]

@TommiPedruzzi Send

[Vivek Kumar @vivekkumar2424]

@TommiPedruzzi Pay

[Olivia Chowdhury @Oliviacoder1]

A billionaire walked into a five-star hotel and asked for the cheapest room they had.

The receptionist blinked, confused.

“Sir, our presidential suite has a full city view…”

[Vivek Kumar @vivekkumar2424]

@AndrewBolis Money

[Vivek Kumar @vivekkumar2424]

@AndrewBolis AI

[Vivek Kumar @vivekkumar2424]

@TommiPedruzzi Need

[Vivek Kumar @vivekkumar2424]

@Manu_Sisti Claude