Vaibhav Jalan

Not a Dad. Not an Entrepreneur. Views are personal

[Nithya Shri @Nithya_Shrii]

The fastest way to kill a good idea is asking ten people what they think.

[Aviral Bhatnagar @aviralbhat]

Called one of our older cooks to check if she was available

Shared that she has been a beautician on an online platform for a year

Income likely 2x-ed, platforms are becoming real upward mobility enablers

Gig work is the IT job for India's new aspiring class

[Vasanth Kamath @vasanthkamath]

Financial inclusion is not just about designing simple products, but also innovating on how people can access them. We started @ZerodhaAMC (a smallcase-Zerodha JV) to do both and introduce a new generation of Indians to honest investment products. Our latest partnership with @Swiggy is a perfect example of this - enabling lakhs of delivery partners to save & invest towards their goals

The entire experience has been designed to be friction-free & 100% digital - helping a vital segment of India’s economy access their money anytime, anywhere —

Built for riders, inside their app: Choose SIP date based on their payout schedule instead of the standard monthly schedule
Start very small: Micro-investing from ₹100, a low entry barrier for both short-term & long-term goals
Full flexibility: Always liquid without any lock-ins or exit loads. Riders can pause, change or stop their investments anytime

Very excited to see this go live, and to take this to more platforms

[Zerodha Fund House @ZerodhaAMC]

Most mutual funds don't have an end date. But your goals do.

Introducing Zerodha Life Cycle Fund Series, India's first target date mutual funds.

Zerodha Life Cycle funds are fundamentally different from other mutual funds. They are designed around a defined maturity year, called the target year. The funds invest across a mix of asset classes including equity, debt and commodities like gold and silver.

The portfolio follows a pre-defined asset allocation that shifts systematically from a growth-oriented (higher risk) allocation in the early years to a more conservative allocation (lower risk) as the target year approaches.

We're starting with two maturity variants:
1) Zerodha Life Cycle Fund 2036 (matures in 10 years)
2) Zerodha Life Cycle Fund 2041 (matures in 15 years)

More versions with different target years will follow, so investors at every life stage have a fund built around their own finish line.

If you are saving for retirement, building a corpus for a child entering college, or planning for any large expense with a defined timeline, these funds may work for you. These funds provide a disciplined, tax-efficient, structured approach to investing without actively managing the portfolio. You pick your target year, you stay invested, and the fund takes care of the rest.

[Mukul Dekhane @dekhane_mukul]

English is a very funny language.

Salon aur Saloon ki spelling mein Rs.850/- ka farq hai.

#Masti

😀😜😀😂😀

[Out of Context Human Race @NoContextHumans]

I’ve never seen anything more accurate

[Roshan Rai @RoshanKrRaii]

This is iconic 👏

Shekhar Suman just narrated the story of a Cruel King.

He didn’t name anyone but this fits perfectly on a man we all know.

Must- Must Watch.

[Jay @jaynalysis]

India is so FUCKED UP man.
A college friend, who used to live next to me for a year,
GOT 57 Rank in GATE,
Was about to join BARC,
But lost his life yesterday because he was giving a treat to his friends in a canteen where the building fell and a concrete slab hit his head.

[P R Sundar @PRSundar64]

Nifty at 26000:
We increase STCG and LTCG

Nifty at 25000:
We want to reduce speculation, so we increase STT

Nifty at 24500:
FIIs may come and go, retail will act as shock absorbers.

Nifty at 23500:
We are willing to listen to people regarding taxation.

Nifty 22500:
We will act now.

🤣🤣🤣

[CA Ruchita Vaghani @R_N_Vaghani]

Debt on India

2014 = 35 Lakh Cr
2026 = 172 Lakh Cr

Increase = 391%

Gobi hai to Pumpkin hai.

[Congress Kerala @INCKerala]

A few years ago, @nsitharaman and her arrogance.

Instead of fixing fundamental issues in the economy, she was busy doing chest thumping. Now we are curious to hear what she says.

[Easy Rider @Koushik_laribee]

When you say “gift” , does it mean citizens can travel free of cost ?

Also, when you thank Modi for this gift, was the train built & deployed with his personal funds ?

Define “gift” for us please.

[Gurjot Ahluwalia @gurjota]

Little known multi asset fund comfortably beating Nifty & India's favourite equity MF Parag Parikh Flexi Cap!

Now if Nifty suddenly moves up by 30-40% (unlikely), this will underperform a little.

But the volatility in my overall returns is fabulously low compared to 100% equity

[Vaibhav Jalan @vjalan08]

Genuinely curious:

Why are IT firms using their cash on paying dividends, doing buy backs etc?

Shouldn't they be reinvesting, given the headwinds?

If market sentiment is the goal, a decision to reinvest/ strategic acquisition would uplift sentiment than anything else.

[Piyush Trades @piyush_trades]

TCS, India’s largest IT company, did a buyback at ₹4500 per share in 2022 when the stock price was ₹4000. They approved ₹18,000 crores to acquire 4 crore shares.

Today, the stock price has fallen to ₹2327, which means TCS lost 48% of its market value, worth ₹8600 crores, in just 3 years. That’s a massive amount of money.

This proves that you can never predict the future of a company with guarantee.

If a company like TCS themselves didn’t know their future, how can you, a normal guy watching IPL while sitting in his 1350 sqft apartment, know it?

This is an important lesson that in long-term investing, luck is just as important as knowledge. So focus on doing good karma too :)

[Vaibhav Jalan @vjalan08]

😂

[Vaibhav Jalan @vjalan08]

The next big political party will start as a Discord server.

[V @TheBrownUmbreon]

Rahul Gandhi can do the funniest thing right now and give an interview to that norwegian journalist

[Elon Musk @elonmusk]

The murderous lunatic left