Clint Walkner

Proud father. Business owner. Tweets are my own.

[Clint Walkner @walkner]

Considering how awful legacy US automakers are at making EVs, perhaps they should start listening

[Stephen Fleming @StephenFleming]

There was a long thread here last year about how difficult it would be for an OEM to bring in licensed FSD software. Even if the OEM was enthusiastic and committed, it would require enormous changes; basically swapping out their entire existing software stack (most of which they already license from third parties). Years of effort and hundreds of millions of dollars.

[Clint Walkner @walkner]

Good analysis - I would add D was good aside from Nixon, he did not look good at all, continues to get penalized and then back off the ball and allow catches.

Kraft wasn’t much of a factor, Golden should also be mentioned for drawing key penalties and making some huge plays at the end of the game.

[Joe Arrigo @JoeArrigo_]

Initial thoughts after the #GoPackGo win:

Jager Burton won’t be removed as the starting LG moving forward. He came in and did everything #Packers fans had hoped for and the offense got going and was more consistent once he was inserted in at guard.

The @Packers defense is for real. Although the final score was misleading against Minnesota, the defense played lights out and they did once again today. The defense kept them in the game.

Lucas Van Ness had his coming out party against the Jets. This is the guy they envisioned when they drafted him in the first round a few years ago. This was his best game by far since entering the NFL.

The running game is horrible and that needs to be fixed right away. With the mind the way it is, and with soon to be clarity in the Josh Jacobs situation, it should improve moving forward. You can’t win games being one dimensional and no threat of a rushing attack hinders the offense.

Cisse had another really good game, you see him progressing each of the last two weeks and should continue to get better and better.

Trey Smack has solved the Packers kicker issue since the retirement of Mason Crosby.

Sky Moore has also solved the Packers punt/kick returner issues (as well as special teams as a whole has really taken a huge jump so far in this season). His ability to flip the field and create a field position with returns has been a low-key weapon for the team thus far.

If we’re being honest, so far the rookies have had a way bigger impact (and earlier then expected) than I think anyone had hoped so far.

[Clint Walkner @walkner]

Not even a whole year. 2024 Model X Plaid. There is no car that has been close in efficiency, style, tech, and just outright enjoyability to drive.

[Chris Martz @ChrisMartzWX]

I am a numbers guy. And a lot of you own Teslas.

Based on the comments from y'all I have been reading when the subject is brought up, there seems to be near-unanimous agreement on a Tesla being the best vehicle purchase y'all have made.

Many of you have even told me that you'll never go back to an ICE. Others have said that you enjoy the Tesla for short commutes, but prefer your, say, Silverado or F-150 for hauling things or for long-distance travel.

I want to know much money y'all actually save per year driving a Tesla versus an ICE. Give me a rough dollar amount and compare the two. Factor in both the cost of fuel versus charging it at home (how does it affect your electric bill?). Factor in annual maintenance. And factor in the cost of buying them and how long it takes to pay itself off.

Don't Grok it, I want to know if any of you have actually done the calculations yourself personally.

[Clint Walkner @walkner]

1-1 and we have a healthy QB

[Nick @NotionsofNick]

Everything sucks and I’m sick of it. The Packers, the government, the world.

Literally everything is shit

[Clint Walkner @walkner]

Aside from Nixon this #packers D has been very good today. Gannon knows how to dial up pressure and LVN is everywhere

[Clint Walkner @walkner]

Maybe we are trying to get down in the 4th quarter just to avoid blowing a lead. Smart move MLF

[Clint Walkner @walkner]

The only good thing.

[In Gard We Trust @MadisonMessiah]

If I HAVE to say something nice about the Packers performance thus far, I’d say that LVN is playing a pretty damn good game.

[Clint Walkner @walkner]

So little discipline, so many penalties. The Jets just aren’t that good. We have no offensive line. Just get the win and regroup @packers

[Clint Walkner @walkner]

@ShermanJeff I saw volleyball leagues as a response but that’s not very “Wisconsin”. It’s about to get cold, join a bowling league. And obviously Brewers games, but to be a Milwaukee fan means you should suffer some too, good time to start watching the @Bucks

[Clint Walkner @walkner]

@AndyHVandenBerg These guys you hear about largely don’t exist. You’re doing it the right way. We are $1B+ but it took 15 years. I wish you the best

[Clint Walkner @walkner]

I honestly don’t know where to start

[Clinton Donnelly @CryptoTaxFixer]

I know a lot of people who have saved money in 401(k)s and IRAs with the hope of retiring and living off that, along with Social Security.

What I see, over and over, is that they eventually realize they’ve been investing in a lie.

What’s the lie?

The lie is the idea that when you invest in a tax-deferred retirement plan, none of that money is taxed, and it can grow tax-free until you retire. Then, in your golden years, you take the money out and supposedly pay less tax because you’re in a lower income bracket.

That’s the promise.

For example, maybe you’re earning money at a 24 or 32 percent tax rate during your working years. The idea is that when you retire, you’ll be in a 12% or 22% bracket. So you’re told you’re saving 10 percent in taxes.

But in exchange for that supposed 10 percent savings, you subject yourself to an entire matrix of rules and restrictions inside IRAs and 401(k)s. Meanwhile, those accounts aren’t paying out what people expect, and inflation is steadily eroding the value of money.

So what are you really getting?

Here’s how this lie actually plays out.

People retire and look at their account and say, “Great, I’ve got $200,000, $300,000, maybe $500,000. I’m going to take it out and buy that dream beach house,” or sell their home and move somewhere else.

What happens is that the year they withdraw that money, their annual income jumps into a much higher tax bracket than they’ve ever experienced before.

Suddenly, instead of being in a 12 to 22 percent bracket like they were promised, they’re pushed into a 32 percent bracket or higher. They end up paying more in taxes than they would have if the money had been taxed as it was earned.

That’s when the dream collapses.

They see the tax bill and realize the government is taking a massive chunk of their retirement savings. The government isn’t giving you anything. You’re being placed into a trap built by the financial industry, by banks, mutual funds, and brokerages that want to lock your money into their products for decades.

So why not break out of the matrix?

Why not invest in Bitcoin, which offers far greater potential for growth and returns in your later years?

[Clint Walkner @walkner]

100% yes. Same problem with my driveway

[Ryan Torres @RyanJTorres]

FSD feature request: add a Record Path button.

I need the Cybertruck to reverse the full length of my driveway into the garage. That’s the only way it fits. FSD always pulls in forward or parks on the street, so I cancel every time.

Let me record the exact path once. FSD learns it, then applies its own safety layer on top of that recorded route.

This would help a lot of people with tight, long, or odd driveways/situations— not just me.
@aelluswamy @elonmusk

[Clint Walkner @walkner]

Leave the flag in

[Zach @zheinold1014]

Need tips or recommendations for putting the ball too hard. My son can’t stop putting the ball over the hole. Every round he has multiple 3 putts or leaves himself 4-6’ past the hole even on short putts. Can’t bring himself to putt the ball softer. HELP!

[Clint Walkner @walkner]

This is a horrifically bad take.

‘“they” can exit their position and pass the bag to firemen, nurses, teachers and policemen. “

There are far more people that own index funds than fireman, nurses, teachers, and policeman. This is a tiny group, and those teacher’s unions and colleges have endowments that likely have a ton of pre-IPO stock. They are up HUGE.

Anthropic even if they are loose with their books are making an absolute ton of revenue. They are growing at an unprecedented clip in history.

[Matthew Chang @MatthewChang]

Allow me to interpret what’s happening.

Anthropic is being audited.

Anthropic desires to file an S-1, as they would like to go public. Therefore they need an audit. And by “they”, I mean the VC’s who invested in them. So “they” can exit their position and pass the bag to firemen, nurses, teachers and policemen.

How does this go from the VC’s to the working man and woman? Because the size of the IPO will automatically qualify Anthropic for the Fortune 500 and the Dow Jones 100. Therefore, every working person with a 401k or pension will end up owning a little bit of Anthropic in their mutual funds. Teachers hold the bag, VC’s take the cash. Thank you, come again.

Now back to the audit. The audit required is a PCAOB audit, Public Company Accounting Oversight Board. This audit is what all public companies must comply with be on the stock market. Revenue recognition, expense classification, depreciation, related party transactions, etc. It’s there for consumer protection.

This audit is TOUGH. It is INVASIVE. There is no way to lie your way through it. Any company that passes a PCAOB audit automatically earns my trust on finances.

How do I know? Because I’ve been through it before. @ChangRobotics is 2 year PCAOB audited and currently underway for a 3 year audit. It’s brutal. The same as showing up as the valedictorian to your high school graduation, except you’re naked, and you have to walk on stage and deliver the speech. It’s rough. And I know many incredible founders that can’t pass one.

Now, why would Anthropic be leaking all kind of weird statements lately about “self pacing” a slow down on AI (e.g. they are WAY behind on revenue), and profitable if they didn’t have expenses (e.g. we just learned for the first time what our expenses are, because we’re being audited).

Because they were claiming NVIDIA discounts and Microsoft cloud credits as revenue. Because they had no clue what their expenses were, or why it even mattered. Because they had unlimited investor capital and their job was to burn it to make an LLM. Well, they did a great job with that!

That’s the same as my wife coming home with Bed Bath and Beyond coupons and telling me it’s her paycheck. Ummm, not the same, sweetheart.

So by now hopefully you can see that Anthropic is in a PCAOB audit right now, in order to file an S-1 and go public, and pass the bag to teachers so the VC’s get profits. And hopefully that explains their “crazy” behavior.

In reality you can be grateful to KPMG, PWC, or whoever is auditing Anthropic, because it’s the first time Dario learned that:

1) we are not profitable
2) expenses matter
3) coupons are not revenue
4) we have no clue how to be “profitable”
5) growth is hard when revenue numbers are in an audit and not a power point

-your neighborhood engineer

[Clint Walkner @walkner]

So lots is flat out wrong here, but even if it’s *just* a savings account like a bunch of online banks like @marcus - 6% is worth it as an FDIC insured bank at least until they change it.

[The Cybertruck Guy @cybrtrkguy]

This is a funny question. i.e. "why aren't more people using our very beta fake bank account tab on a social media platform?"

Here are a few reasons for me:
- No branch to visit and talk to a human.
- No ability to talk to a human at all.
- I can't share the account funds with my wife.
- My money is tied to a social media account, high probability of being hacked and money stolen.
- Changing direct deposit is extremely difficult.
- I can't send money to anyone, unlike PayPal or Venmo. My friends don't want to create a social media account to accept money.
- No cashiers checks or checkbooks.
- No business accounts.
- No integrations with other platforms.
- No data export options, like CSVs.
- No AI integrations, like Grok.
- Very low transfer limits, $15k outgoing (I paid a lot more than this to the IRS just today, Q3 quarterly deadline is tomorrow).
- 6% is obviously a short term promo and will soon end.
- No cash deposit options.
- No credit options.
- No clarity on what happens if I get banned/suspended.

X Money is just a connector to a traditional bank. I'll skip the middle man.

[Clint Walkner @walkner]

Stat of the day

[Saifedean Ammous @saifedean]

15 years ago, if you did the responsible thing & bought $10,000 of 'risk-free' long-term Treasuries, you'd have $11,072 today.

If instead you spent $9,995 on drugs & $5 on bitcoin, you'd have $42,778 today.

[Clint Walkner @walkner]

@jay_man079 @mikewickett @Brewers Also a Brewers WS win probably means the Dodgers payroll narrative breaks down and we get a collective bargaining agreement before we lose a season

[Clint Walkner @walkner]

@jay_man079 @mikewickett Absolutely, it’s not close, and I am a huge fan of both but a @Brewers WS win would make me cry like a big grown baby

[Clint Walkner @walkner]

@mikepat711 Your Apple reminders actually work? One step ahead of most, mine rarely trigger and stopped using them years ago.

And Siri is literally the easiest employee to fire of all time

[Clint Walkner @walkner]

@packers_access Not to mention fewer torn ligaments