John Walton

Finance and risk manager with special interests in consumer finance, financial services and corporate governance; Solvency II specialist

[John Walton @waltonje]

@stromsjo Been following you since I arrived three months later. Your gentle pearls of wisdom kept me entertained and made me think. Are you retiring or moving to a new virtual home? Either way, all the best for the future...

[John Walton @waltonje]

@stevewebb1 You're not wrong!

[John Walton @waltonje]

Congratulations Ben!

[John Walton @waltonje]

@cape @HermanNarula @0xashesonchain I'm with Saul... @radixdlt

[John Walton @waltonje]

Delighted to be a part of the ICSR journey - an experienced and flexible team consistently delivering for its clients.

[John Walton @waltonje]

@JohnGlenUK makes the case for #SolvencyII reform: Capital 10-15% 🔽 via risk margin reduction and narrower matching adjustment spreads, greater flexibility to invest in infrastructure and slimmed down reporting requirements. Gvt consultation in April, PRA "later in the year"...

[Rt Hon John Glen MP @JohnGlenUK]

Tonight at ⁦⁦@BritishInsurers⁩ Annual Dinner I announced the government is seizing Brexit opportunities by slashing red tape for the insurance sector. Our proposed reforms to Solvency II unlock tens of billions in investment in UK infrastructure.
https://t.co/EnEPwfvXX7

[John Walton @waltonje]

The future is here. I'm in. @radixdlt $XRD #RadixTakeover

[Radix Community Council @Radix_ecosystem]

The Radix campaign in the London Tube @TfL has officially kicked off. How many $XRD ads can you spot?

PRIZE ALERT: Tweet an original photo of a London Radix ad with the hashtag #RadixTakeover for the chance to win 20,000 XRD!

Bonus prize: 5,000 XRD to someone who RTs this. 🚀

[John Walton @waltonje]

Solvency II – a bit like pulling teeth

#SolvencyII is receiving its first full check-up. Both the European Commission and the PRA have announced plans for reform. Divergence is inevitable, and it could be painful…

https://t.co/Ksc6pxP9Eq

https://t.co/vPRi7dHn4Z

[John Walton @waltonje]

Well deserved! 👏

[MGAA @UKMGAA]

And our Service Provider of the Year is...
@KLHUICSR!

Congratulations!

[John Walton @waltonje]

A nice summary of the complex area that is the UK’s post-Brexit Temporary Permissions Regime for EEA insurers. Worth a read if the TPR affects you... #insurance

[Robin Klein @robinklein]

I learned so much as a Governor of Rhyl for 8 years. If you've not considered becoming a Governor of your local state school, please do. https://t.co/l0Uj4b9H0Y

[John Walton @waltonje]

BNPL has been repurposed for the online age but it is difficult for providers to spot the customers who are struggling with their financial commitments. Appropriate regulation is required to ensure unethical and unscrupulous lenders do not spoil the market for everyone.

[FT Markets @FTMarkets]

Time to tighten rules on ‘buy now pay later’ operators https://t.co/a8Tevha3xb

[John Walton @waltonje]

@glesgabrighton @stevewebb1 @COVID19actuary I would second that - as a non-actuary, I have found the @COVID19actuary group's work to be clear, concise and, importantly, unbiased. An invaluable source of reliable analysis.

[John Walton @waltonje]

Spot on. Changes are coming to #SolvencyII in the UK and the EU, affecting insurers on both side of the divide and particularly firms operating across it. Post Brexit equivalence could be stretched to breaking point...

[John Walton @waltonje]

Regarding #SolvencyII, "the Government expects to publish a Call for Evidence in Autumn 2020." @BritishInsurers welcome the move: https://t.co/aMHfRSl5KD #insurance

[John Walton @waltonje]

Four years after the Brexit vote, Chancellor Sunak sets out how the UK intends to diverge from EU financial services regulation, including prudential #CRDV and #BRRDII rules. https://t.co/Utj3SSjNkq

[John Walton @waltonje]

@TheFCA issues proposals to update and extend emergency #COVID19 guidance relating to overdrafts, credit cards and personal loans. Firms have until 5pm Monday 22 June to respond. Updates to other guidance are expected "soon".

[Financial Conduct Authority @TheFCA]

Press release: We have announced proposals to further support consumer credit customers #coronavirusuk #COVID19 https://t.co/0DIGO8T2oP

[John Walton @waltonje]

@BoE_PressOffice highlighting @bankofengland publications in the #SolvencyII arena. Today: The prudent person principle. I recommend giving them a follow for alerts on the latest developments...

[Bank of England Press Office @BoE_PressOffice]

The PRA has published a Policy Statement and Supervisory Statement on expectations of insurers under the Prudent Person Principle part of Solvency II, which sets standards for prudent investment https://t.co/GGkAF5LwVJ

[John Walton @waltonje]

@COVID19actuary @actuarynews #Covid_19 deaths now falling into line with excess deaths looks like a strong argument for assuming that all excess deaths have been Covid-19 related and early weeks were under reported.