This might be the best digestion the market is gonna give. I'm noticing a serious trend within the chip sector. Before I discuss I want to see how this plays out. I won't leave you hanging though, it involves $INTC v. $AMD and $QCOM v $ARM The market is fine $AAPL unbothered.
Life becomes 100x more enjoyable when you start playing it like a video game. You have free will. You can literally do anything you want. Go anywhere. Build anything. Become anyone. The only rules that are stopping you are the ones you inherited from people who also felt stuck. Drop them. Step into the game with wild self belief and borderline greedy ambition. Dream so big it feels irresponsible. The life you always wanted is not out of reach. You just finally have to decide to go collect it.
Can you work a night shift from Monday to Saturday ?
Working Hours: 6:00 PM – 2:00 AM
Pay: $20–$25 per hour
Fully Remote
Payment: Weekly
If you’re comfortable working overnight and looking for a remote opportunity, this might interest you!👇
Aught I’m done I’m just sitting on the roof top in Columbus Ohio getting high thinking and shit 😂😂😂😂 but we better figure some shit out as a community soon or we gon but super poor and left behind. We kinda left behind now. But maybe that’s what we need. To go super broke in order to realize we really all we got
Remember this post, predictive markets and sports betting platforms will see major lawsuits. Marketing to underage youth where they see it on platforms won’t go unseen and I’m guessing youth go for higher-risk bets. As addiction rises just watch.
Not many things get my endorsement but this does. S/O to @DealEsquire it’s a great read and nothing but great gems and facts inside. You are welcome in advance.
Even if you aren’t a founder you should still read this. Gives you a great edge on other arenas.
F*ck wasting your evenings in 2026.
Open Canva.
Create a Christmas activity book for kids.
Upload it to Gumroad.
Price it at $7.
Sell 3 copies a day.
That’s $630/month before fees.
Now you all see what I was talking about. Look where investors are hiding and everything I said about AI, datacenters, interest rates, ugh... y'all know what I'm gonna say. Now sit in the sun and water your roots and wait. The time is almost here for a grand opening.
You can borrow $150,000 from Chase at 0% interest for 12 months, and on month 11 use American Express's money to pay Chase back so the 0% clock resets for another year
The banks have a legal name for this and somehow it isn't fraud
Every major bank runs a war with the bank across the street to steal borrowers with 700+ credit scores. Chase offers 12 months at 0% APR on the Ink Business Unlimited to pull you in. American Express offers 12 months at 0% on the Blue Business Plus. US Bank goes up to 18 months at 0% on the Triple Cash
When you pull $150,000 across a stack of these cards and put the money into inventory, equipment, real estate, or client acquisition, you have 12 to 18 months before the promotional window expires and the 22% interest rate kicks in
Most people panic around month 10 if their cash is still tied up in a deal
Rich borrowers open a second round of 0% business cards on month 11, or trigger a 0% balance transfer check from a competing bank, pay the first set of cards down to $0 before day 365, and push the maturity wall out another 12 to 18 months
The whole play costs a 3% to 4% transfer fee once a year
Think about what 3% a year for $150,000 of working capital actually looks like. An SBA loan takes 4 months of tax returns, puts a lien on your house, and charges 10.5% interest. Hard money lenders want 12% plus 3 points upfront. Meanwhile two trillion-dollar banks will pay each other off for 3% a year because their computer algorithms are fighting for market share
The catch is why 95% of guys who try this on their own get stuck on step one:
1. If you put that $150,000 on personal credit cards, your personal credit utilization spikes to 80%, your score drops 110 points in 30 days, and no second bank will touch you on month 11. The entire stack has to sit on business credit cards that stay off your personal Experian, Equifax, and TransUnion reports
2. The order you apply in decides whether you get $150,000 or get shut down at $12,000. Chase has the 5/24 rule and checks recent inquiries on Experian. Amex lets existing cardholders apply for business cards with a soft pull once the first card is open. US Bank and Wells Fargo look at different bureaus and give 3x higher limits if you park $500 in a business checking account 30 days before you apply. Capital One pulls all three bureaus at once, so applying there first ruins your file for everyone else
Get the sequence right and your LLC holds $150,000 to $250,000 of bank money that rolls forward while your personal credit score stays above 740
If you have a 700+ credit score and want my team to build and sequence your 150K-250K 0% funding stack for you, book a call using the link in my bio
Got denied for a credit card on Monday
Called back Tuesday, talked to a different person, got approved for $24,000
Same application. Same credit. Different human
The reconsideration line hack:
When you apply for a credit card and get denied, it goes through an algorithm. The algorithm says no. You accept defeat and move on
Wrong move
Every bank has a "reconsideration line" - a phone number where a real human reviews your application manually. They have override authority the algorithm doesn't
The algorithm denied you for:
- Too many recent inquiries
- Not enough history with that bank
- Utilization snapshot looked bad that day
- Some random flag in their system
A human can look at the full picture and say "actually this person is fine"
The reconsideration numbers:
Chase: 888-270-2127
Amex: 800-567-1083
Capital One: 800-625-7866 (note: CapOne is stubborn - they rarely overturn, but worth trying)
Citi: 800-695-5171
Bank of America: 800-732-9194
Discover: 800-347-2683
US Bank: 800-685-7680
Wells Fargo: 800-967-9521
Barclays: 866-408-4064
The script that works:
"Hi, I recently applied and was declined. I'd like to request a reconsideration. I have [X years] of history with [bank], my utilization is [X%], and I've never missed a payment. Is there any additional information I can provide?"
Then shut up. Let them look
Success rate: 30-40% of denials get overturned on reconsideration (except Capital One who barely budges)
That's not a small number. That's almost half of "denied" people who just needed to make one phone call
The banks don't advertise these numbers. They want you to accept no and go away
Don't go away. Call the line. Talk to a human. Get your money