When your wife is on the brink of birthing your 9th child #dadlife includes shopping trips for important occasions so she can lay low for the night. #classof2024#seniorpictures . just call me a maxxinista #maxxlife@tjmaxx
The ironic part about declining used car prices:
It’s *not* due to waning consumer demand.
Let me explain.
A large chunk of car buyers in the U.S. are “payment shoppers”.
In other words, they’re *price insensitive* consumers who mostly care about their monthly payment.
So what’s actually driving the decline in used car prices?
Auto lenders.
Their lending standards have tightened:
1) reduced loan-to-value ratios
2) larger down payments
3) bigger fees, etc
and that’s killing sales conversion.
Now couple that with historically-low used car inventory and voilà — a perfect storm.
Bottom line:
Consumer demand is still there.
But lending supply has declined.
@glennsc@TrentRead@Austen I think a lot of the Teams haters stopped paying attention to teams 2 years ago. They don't know what the experience is like now
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@WatchJRGo1198 Ford charges $120/tire on an average used sedan. A tireshop will usually throw in a generic for $50 a tire and give you a decent warranty. In my experience (southern michigan) its more like 6-8 years. Still easily worth it--but I've never spent that little