William

Founder @CentuariLabs

[William @will_gondo]

Aave came out in 2020 selling permissionless lending as the better option when the Fed rate was basically zero. and honestly it made sense back then, 2-3% onchain was way better than anything TradFi was offering.

Now the Fed rate is 3.5-3.75%. Aave V3 supply rates right now? USDT 1.89%, ETH 1.67%, USDC 2.69% and even lower in Aave V4

The biggest DeFi lending protocol with $34B in deposits is paying lenders less than a T-bill. that's not a temporary thing, it's how pool-based models work. rates come from utilization curves, not actual price discovery between lenders and borrowers

This is why we @CentuariLabs build the opposite, fixed rate lending on an orderbook where both sides name their rate and pick their duration.

[Aave @aave]

Aave V4 is now live on @ethereum.

[William @will_gondo]

@PaulFrambot @Morpho AI being brutally honest 👀

[William @will_gondo]

@cryptogoos And the gas fee will be 10$ per tx

[Anthropic @AnthropicAI]

The US government, citing national security authorities, has issued an export control directive to suspend all access to Fable 5 and Mythos 5 by any foreign national, whether inside or outside the United States, including foreign national Anthropic employees.

The net effect of this order is that we must abruptly disable Fable 5 and Mythos 5 for all our customers to ensure compliance.

Access to all other Claude models is not affected.

We apologize for this disruption to our customers. We believe this is a misunderstanding and are working to restore access as soon as possible.

Read our full statement: https://t.co/bwn0sximKZ

[Mario Nawfal @MarioNawfal]

🇮🇷 Iran's Parliament Speaker just explained their entire playbook out loud.

Ghalibaf says Iran treats negotiations the same way it treats missiles: as a weapon you deploy when it's useful and pause when it isn't.

Lebanon was the case study he cited. Combine diplomacy with military pressure, alternate between the two, keep the enemy guessing.

On the naval blockade specifically, his words were direct: "We will turn the naval blockade into yet another defeat for the enemy."

This matters because Western analysts keep framing every Iranian offer to talk as a sign of weakness or internal pressure.

Ghalibaf is telling you it isn't. A ceasefire offer and a missile threat can come from the same strategic playbook, sometimes on the same day.

Every time Iran signals willingness to negotiate, ask what the military posture looks like at the same moment. That's the actual position.

Source: Iran international / Writers: Daniyal, Oliver

[William @will_gondo]

@TheOneandOmsy Its like they are saying “trust me bro”

[William @will_gondo]

@ImperiumPaper We could talk more here @CentuariLabs

[William @will_gondo]

This is how blockchain actually scales and how we give back.

Honored to have been an instructor right here. Train the educators, and this will scale and reach thousands of students you'll never meet directly. Sharing what we've learned with the Filipino Web3 community was the least we could do.

🇮🇩🇵🇭

[Davao DeFi Community PH 🇵🇭 @DavaoDefi]

A milestone for Web3 education in the Philippines 🇵🇭 🇮🇩

We just concluded the Blockchain Curriculum: Train the Trainers Program, a 5-day intensive training designed to empower academe faculty and instructors to bring blockchain education into the classroom.

[William @will_gondo]

@hthieblot @toly It seems you see through me. Btw i have dmed you

[William @will_gondo]

@will_beeson @multiliquid_xyz We are also building the same vision @CentuariLabs cross chain fixed rate lending protocol powered by stablecoins and RWAs as collateral. Mind DMing you to see potential collab?

[William @will_gondo]

@0xyanshu @hwisesa23 @Morpho @PaulFrambot @TermMaxFi @Fira_Lend @Loopscale @term_labs @iris_credit @infiniFi @AnthonyBowman43 @D2_Finance @CentuariLabs Maybe you should keep an eye on us how we provide the solutions under the hood. Since we allow lender’s fund to keep working while their offers are waiting to be matched

[William @will_gondo]

@Eli5defi Hope your funds are getting back very soon🙏

[William @will_gondo]

@brian_armstrong Must be a tough call to do this. I kinda hate but agree this harsh truth, coinbase is indeed a massive company to begin with, but if you wanna move agile, you need to keep it lean as well. Nevertheless this is a very tough move.

[William @will_gondo]

@chrisbima @hwisesa23 So lucky to have you on the strategies side🤝

[William @will_gondo]

@hthieblot Opportunity cost -1000x

[William @will_gondo]

@StanleyHe17 @InverseFinance @NotionalFinance So now how are you able to handle lender that wants fixed rate as well?

[William @will_gondo]

You're right, the NAV vs exit price gap is real and it's one of the harder problems in fixed-rate design. Secondary market depth is exactly where most implementations fall short. But there are ways to architect around it so early exit doesn't depend on a separate thin secondary market. The discount problem isn't unsolvable, it's a design choice.

[William @will_gondo]

The concern is real. LSTs are the collateral backbone of DeFi right now. stETH alone is everywhere, Aave, Morpho, Spark, you name it. Cut staking yields and you shrink the incentive to stake, which shrinks the LST supply, which pulls collateral out from under the entire ecosystem.

"Kill Ethereum" is very dramatic but the direction is right. DeFi is Ethereum's main value prop and a huge chunk of it runs on LST collateral.

But @Marczeller put it best. ETH inflation is already 0.8%. If Ethereum can't sustain that without panicking about supply, maybe the real problem is demand. L1 usage dropped after EIP-4844 moved everything to L2s, so the burn isn't keeping up with issuance anymore. Thats a demand problem not an inflation problem

Tinkering with issuance curves won't fix why people aren't using Ethereum L1

[Marc Zeller @mzeller]

Current ETH inflation is 0.8% per annum.

If you are ready to disturb a whole industry, have investors mark you down in the "unpredictable" category because the product you build doesn't have enough organic demand to sustain a <1% inflation.

Maybe the issue is with the product's demand, and no amount of tweaks and belly dancing on the infra will steer the boat.

[William @will_gondo]

@Securitize Looking forward for RWA adoptions!

[William @will_gondo]

@uttam_singhk I think all DeFi are all freezable 👀