Will Messina

@grailpay

[Will Messina @willrmessina]

@itsahil85 Massive news. Congrats

[Will Messina @willrmessina]

@BorisBerenberg @jackmcclelland Third-parties can't permission sends from a bank account without the account holder individually approving each RFP (many security implications otherwise). A B2B "simulated pull" should be thought of as a 4 day factoring exercise (2 day settlement, 2 day return).

[Will Messina @willrmessina]

@thogge Push-based payments (e.g., FedNow), can't be automated without a lending / underwriting component in the center of the transaction (floating associated ACH pull). We're building the first real-time solution here at GrailPay with full indemnification baked in!

[Will Messina @willrmessina]

@jenny_colgate I think if pay by bank is going to be distributed to consumer it's probably going to look something like this

[Will Messina @willrmessina]

@arampell @pitdesi I 100% think this is the future of payments (wrote a whole thesis on why it will be here https://t.co/xc6MrCEC8Y), it'll just be a matter of properly timing the market

[Will Messina @willrmessina]

@arampell @pitdesi First started @grailpay to do just this. Learned lots of the big players still feel burned by MCX 10 years ago and scaling is really tough w/ POS integrations + long sales cycles. Found out B2B ~loves~ ACH and has a tough time converting to it (our biz now)

[Will Messina @willrmessina]

@mattyhogan_ @jackmcclelland 🗣️

[Marianne @mariannemotus]

Every day I wake up and think “I’m too young to know this much about ACH”

[Will Messina @willrmessina]

@jackmcclelland @AforeVC @dbloomstine You’re killing it ! 🦅

[Will Messina @willrmessina]

@jackmcclelland @NYCTechWeek @JessTheVC @andruyeung Great work Jack! 🦅

[Will Messina @willrmessina]

@QoloPayments @grailpay Love working together!

[Will Messina @willrmessina]

@maggiemyan We need to have some fun campaigns!

[Will Messina @willrmessina]

@kudztaziva Seems like willingness to learn is key. Thanks kudz

[Will Messina @willrmessina]

@STEVENLMESSINA @BostonCollege A fellow Messina!

[Will Messina @willrmessina]

I think the value in a college degree is the people you meet and unique experience you have. College offered me the freedom to experiment and pursue what I was passionate about.
Proud to be a @BostonCollege graduate

[Will Messina @willrmessina]

@Avdhoot_7 @jackmcclelland @A_Endo and @MiguelArmaza have thoughts on this...

[Will Messina @willrmessina]

@Avdhoot_7 @jackmcclelland Other countries are far ahead of the US with inter-bank payments. UPI in India. PIX in Brasil.

[Will Messina @willrmessina]

@mattyhogan_ @jackmcclelland 🧐Yeah I hear this GrailPay is pretty neat

[Will Messina @willrmessina]

@JRScordino @jackmcclelland It depends how much you buy into it. You have to really want to believe the numbers for it to help. So far, loving it for sleep + helps you generally try to get more "strain"

[Will Messina @willrmessina]

@jackmcclelland 🦅