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BOOMER: "Just buy a house. It's not that hard."
YOU: "The average house is $420,000."
BOOMER: "I bought mine for $40,000."
YOU: "That's why it's hard."
BOOMER: "I saved up a down payment. You can too."
YOU: "You needed $4,000 down. I need $84,000."
BOOMER: "Work harder."
YOU: "I make $70,000. Banks say I can barely afford $280,000."
BOOMER: "Buy something cheaper then."
YOU: "There's nothing cheaper. Everything starts at $400,000."
BOOMER: "In my day we sacrificed."
YOU: "You sacrificed 2 years of salary for a house. I'd need 8."
BOOMER: "Stop making excuses."
YOU: "It's not an excuse. It's math."
BOOMER: "I did it on one income."
YOU: "That's the whole point. You could. I can't."
BOOMER: *silent*
You didn't buy a house because you were disciplined.
You bought one because it was actually affordable.