You F Be You

Banker, “Believer in true democracy and communism—empowering people and championing equality for all”

[Kaleen Bhaiya (बैंकर) @kaleanbhaiya]

See the RBI Circular on 'Deceased Claim Settlement'

Death Certificate is mandatory. It was to be issued by State Govt. Machinery.

How Bankers are at fault?
@suchetadalal

[TheBanker’sMirror @bankaffairs]

In his letter to Nirmala Sitharaman, Naveen Patnaik flags a banking lapse..

But let’s cut the drama.

Stop dumping everything on banks.
Banks don’t certify deaths.
Banks don’t identify legal heirs.
Banks don’t create ground reality.

That’s administration’s job , and that’s exactly where the silence is.
When documents are delayed, disputed, or messy, banks are expected to magically “be humane” and also “follow rules” at the same time.

Convenient expectation. Zero accountability elsewhere.

If a banker bends rules → fraud case, vigilance, recovery, career finished.

If the system fails → just blame the bank and move on.
Perfect arrangement.

Let’s be clear:
Banks are the easiest scapegoat because they are visible and defenseless.

Real issue?
Failure of local administration + broken certification process.

Until that is fixed, this cycle of blame is nothing but hypocrisy.
@Naveen_Odisha @nsitharaman @DFS_India

[TheBanker’sMirror @bankaffairs]

Banks are turning into CA promotion corridors while career bankers are pushed to the sidelines.

Specialists hired for limited roles are now fast-tracked to top posts—bypassing those who built the system from the ground up. This is not reform, this is systematic sidelining.

Let’s be blunt:
🎯 Specialist roles are being misused as backdoor entry to power
📉 Field experience is being treated as irrelevant baggage
⚖️ Promotions are becoming qualification-biased, not merit-based

Growing risk of conflict of interest and unhealthy proximity Banks don’t run on degrees alone, they run on ground reality, accountability, and public trust.
Stop converting institutions into closed clubs of select backgrounds.
Fix the policy, or be ready to answer when the system cracks.

[TheBanker’sMirror @bankaffairs]

Dear Public, please be aware of amendments in Gold Loan.

We branch officials are not refusing
we are restricted.
Sorry. These policies may force you to sell your valuable assets.

🙏 Please note:
No sufficient income to repay = No loans above ₹2.5 lakh

Risk Management vs Risk Aversion

[You F Be You @YouFBeYou]

@ChVenkatachalam in VC: Let me finish my conference to be reelected by myself, thats my priority. Bankers’ issues can been seen after that.

@rupamsmail Are u still under his influence? That influence is more dangerous than any other drugs, pls come out….

5DW and At par PLI cant be clinched being with CHV

[CH VENKATACHALAM @ChVenkatachalam]

#UFBU VIRTUAL MEETING

[Kanal Banking @kanalmedia23]

INBOC, AIBOA & NOBO Write to FM, Seek Intervention on PLI, 5-Day Banking and Staffing Issues

Read More: https://t.co/Ru6ngDXlyo

INBOC, AIBOA, NOBO write to FM Nirmala Sitharaman raising key issues like PLI disparity, 5-day banking, pension update & staffing shortages. Seek urgent intervention on long-pending demands.

Report By: @KalyaniMal21919

#INBOC #AIBOA #NOBO #FM #5DaysBanking #PLI #StaffShortage #PSBs

[You F Be You @YouFBeYou]

@ChVenkatachalam in VC: Let me finish my conference to be reelected by myself, thats my priority. Bankers’ issues can been seen after that.

@rupamsmail Are u still under his influence? That influence is more dangerous than any other drugs, pls come out….

5DW and At par PLI cant be clinched being with CHV

[CH VENKATACHALAM @ChVenkatachalam]

#UFBU VIRTUAL MEETING

[TheBanker’sMirror @bankaffairs]

Do HR departments in PSBs deserve PLI when recruitment is poor, placements are misaligned, Head Offices are overstaffed, attrition is rising, transfers are irrational, and staff morale is falling? 🤔

[You F Be You @YouFBeYou]

@nibibanker @rupamsmail @ChVenkatachalam @aiboc_in is the majority union of Bank officers, @rupamsmail should catch that pulse and expectations of the officers and should lead independently without the influence of @ChVenkatachalam who wants to control officers welfare too when he don have any role in officers issues

[You F Be You @YouFBeYou]

AIBOC has atleast did something in PLI issue by going for legal intervention finally. Hearing is scheduled tomorrow. Waiting for the same.
@rupamsmail high time form UFBOU and come out of @ChVenkatachalam. You are young leader, u can do better without his guidance…

[You F Be You @YouFBeYou]

Well since PLI has been accepted in last settlement, it will continue in our settlements. And considering the difficulties in getting OPS again, and the market volatility based NPS returns, PLI proportionate will be helpful to reduce the liabilities of officers. Also chances that if banks submit the hefty expenses by PLI payment to all scales proportionately, DFS will stop this scheme itself

[You F Be You @YouFBeYou]

PLI for MDs & EDs in PSBs has become a routine yearly payout, loosely linked to “performance” — but what kind of performance are we really rewarding? 🤔

Let’s be honest:

• It’s NOT core banking strength
• It’s NOT sustainable credit growth
• It’s increasingly about pushing Govt schemes, cross-selling, and bancassurance numbers just to tick boxes 📊

Because that’s what feeds the incentive narrative.

Now imagine this same PLI culture extended up to Scale IV 👇

• The pressure won’t just increase — it will explode
• Officers will be reduced to targets on legs, not bankers
• Ethical banking will take a backseat to incentive-driven aggression
• Field officers will face relentless, unreasonable demands from above

And why?

👉 To satisfy the incentive greed of a small group of executives

Let’s call it what it is:

This is top-down pressure economics, where:
• A few chase incentives 💰
• The many bear the burden 😓

Field officers are already delivering — often beyond limits — for:
✔️ Public welfare
✔️ Financial inclusion
✔️ Crisis situations
✔️ Nation-building

But they are NOT tools to fuel someone else’s bonus structure.

⚠️ Extending PLI downward without structural safeguards will:

• Destroy morale
• Encourage unhealthy competition
• Compromise banking ethics
• Turn service into sales obsession

Enough is enough.

If leadership truly believes in performance, then:
👉 Fix accountability at the top
👉 Protect dignity at the field level
👉 Reward real banking, not forced numbers

Otherwise, this is nothing but institutionalized pressure disguised as performance pay.
@iNitinTyagi @TheBankersVoice @bankaffairs @idesibanda @logical_bankers @kanalmedia23 @UFBUIndia @ChVenkatachalam @kmarkri

[You F Be You @YouFBeYou]

Untill this spineless coward is heading UFBU, every day is a BLACK DAY for Bankers….
Get out @ChVenkatachalam….
Please understand ur responsibilities @rupamsmail, don be a puppet of CHV henceforth, the existing puppets like @kmarkri @AIBOAOFFICIAL started blaming you…

[CH VENKATACHALAM @ChVenkatachalam]

#BlackDay
#AntiLabourCode
#CTU
#AIBEA

[TheBanker’sMirror @bankaffairs]

Dear Officers of PSBs,
Remember and Leave the office by 5.00 P.M

10 to 5 — Bank Working Hours
5 to 9 — Executive Incentive Hours
And
Profit belongs to Executives,
Pressure belongs to You.

[You F Be You @YouFBeYou]

@iNitinTyagi @PSBIndOfficial Indian Bank also paid for ED AND MD.

Scale4 to CGM is the question, INCENTIVES TO ED AND MD are being paid since long…

[Nitin Tyagi @iNitinTyagi]

🔥 ANOTHER SLAP BEFORE MARCH END AND UFBU STILL SLEEPING

As per unverified sources, Many banks have already placed #PLI proposals in their Board meetings, got them approved, and are now set to credit payouts to top executives before 31st March.

If this is true then This is not just a decision it is a direct slap on the face of the entire banking workforce and a complete exposure of UFBU.

First, the government made it clear that it can do what it wants. UFBU kept claiming that the matter is before @CLCMOLE and nothing can happen. But the government went ahead anyway and proved them wrong.

Then came the reality check all those tall claims, all that noise, and when it mattered the most, UFBU stood silent. They tried to save face, but the system stripped away their credibility in front of every banker.

And now what next?

→ The same old script
→ We will see next year
→ We will protest
→ We will go on strike

Just to create an illusion of action while nothing changes on the ground.

Bankers are not blind anymore. They can clearly see the pattern delay, distraction, and eventual surrender.

UFBU projected CLC as a powerful authority when it suited them and deferred strike, but when it came to confronting the government, both UFBU and CLC were shown their real standing.

All UFBU so called leaders @rupamsmail
@ChVenkatachalam cowards and This is not just disappointment this is betrayal.

→ Enough of excuses.
→ Enough of symbolic protests.
→ Bankers deserve accountability, not drama.

Time to wake up.

[You F Be You @YouFBeYou]

When you are not concerned with CHV, why u keep preaching things like he sacrificed, he travelled and all, he may be a senior person, but if he s sitting on top to spoil others, then he has to be mercilessly pulled down. @rupamsmail you are betraying ur officers fraternity bcoz of @ChVenkatachalam. Its high time u get out of his clutches and think about officers’ welfare.

[You F Be You @YouFBeYou]

This person Boasts about UFBU’s control center @ChVenkatachalam that he did tat this all, and he ll also say UFBU failed too. He wont take any serious stand, just changing the skin. Krishna sir, everyone knows tat CHV has miserably failed and spoiled all the members’ life. Do you have guts to call him out? Last CLC @rupamsmail was not inside the negotiation meeting, he was just made to sign the minutes alone. Is CHV becoming a dictator of UFBU?
@TheBankersVoice @Fair_Banker @logical_bankers @idesibanda @bankaffairs

[You F Be You @YouFBeYou]

To make his conference successful, he surrendered to DFS, he wont take any action as it ll impact his conference… In CLC he sidelined 5DW and talked PLI, got next date so that there wont be Chance to go on strike in March. Award staff have defined working hrs, no targets etc, but bcoz of his stupidity and lack of vision and chanmcha from ppl like @rupamsmail @kmarkri @AIBOAOFFICIAL officers are affected

[You F Be You @YouFBeYou]

He is just interested in his post, flying in Comfortable seats in Flight with leg room, wont plan a trip for CLC properly, will fly to Chennai and again to Delhi for next day meeting, and chamchas like @kmarkri will boast about that. All these people are enjoying the luxury with subscriptions paid by us. @rupamsmail its high time for u to get out of this useless @ChVenkatachalam and form UFBOU. Or else u will also be eaten by CHV’s greed…