Zach

VP Global Client Success @emarsys, Crypto Investor #xrp, Early Start-up Investor, @Purdue Alum, @Butleru Alum.

[Zach @zmccoy]

@RegionsBank - nothing like treating a brand new customer like crap to get the relationship off to a good start. Perfect chance to win my business for life turned into, I will never do business with a company again.

[Zach @zmccoy]

@Crypt0Senseii @DenX_AI Can't get ETH network transaction to verify. Trying to buy nodes!

[Brad Garlinghouse @bgarlinghouse]

This is it – the moment we’ve been waiting for. The SEC will drop its appeal – a resounding victory for Ripple, for crypto, every way you look at it.

The future is bright. Let's build.

[Blockchain Backer @BCBacker]

OMG

[Brad Garlinghouse @bgarlinghouse]

Some thoughts on maximalism… let me say this as clearly as I can – the crypto industry has a real shot, here and now, to achieve the many goals we have in common, IF we work together instead of tearing each other down. This is not, and never will be, a zero-sum game.

• I own XRP, BTC, and ETH among a handful of others – we live in a multichain world, and I’ve advocated for a level-playing field, instead of one token versus another.
• If a govt digital asset reserve is created - I believe it should be representative of the industry, not just one token (whether it be BTC, XRP or anything else).
• Maximalism remains the enemy of crypto progress, and I’m very glad to see fewer and fewer folks ascribe to this outdated and misinformed thinking.

[Chamath Palihapitiya @chamath]

Several important questions/comments come to my mind as I read more about DeepSeek. Listing them here:

1) Let’s give 1% probability to all the conspiracy theories upfront so we can address it and move on. If it is possible for China/Chinese companies to use shell companies in Singapore or other countries to be a “beard” to buy otherwise export controlled chips from Nvidia and use them for AI training, this likely needs to be investigated and adjudicated.

2) The battle of usage is now more about AI inference vs Training. We always knew this day would come but it probably surprised many that it could be this weekend. With a model this cheap, many new products and experiences can now emerge trying to win the hearts and minds of the global populace. Team USA needs to win here. To that point, while we may still want to export control AI Training chips, we should probably view Inference chips differently - we should want everyone around the world using our solutions over others. I can explain my reasoning as follows: we should never export our knowledge of enriching uranium to be weapons grade to other countries but we should export our ability to build nuclear energy (which requires far less sophistication) if it can help advance American priorities and leadership abroad. Training and Inference can be roughly equated this way. (Disclaimer: Groq, of which I’m a shareholder, is in this game so this benefits me tbf.)

3) We need to cooperate with our allies (especially those in the ME) to stand up the necessary infrastructure to enable Inference - Data centers, subsidized energy etc. all around the world ASAP.. They pay to build it, we supply the Inference hardware and the software to run the clouds. We need this buildout to happen ASAP. This is clearly our version of Belt and Road and we need to take it as seriously as China took their version, similarly named.

4) There will be volatility in the stock market as capital markets absorb all of this information and re-price the values of the Mag7. Tesla is the least exposed, the rest are exposed as a direct function of the amount of CapEx they have publicly announced. Nvidia is the most at risk for obvious reasons. That said, markets will love it if Meta, Microsoft, Google etc can win WITHOUT having to spend $50-80B PER YEAR.

5) The innovation from China speaks to how “asleep” we’ve been for the past 15 years. We’ve been running towards the big money/shiny object spending programs (AI is not the first and it likely won’t be the last) where we (Team USA) have thrown hundreds of billions of dollars at a problem vs thinking through the problem more cleverly and using resource constraints as an enabler. Let’s get our act together. We need all the bumbling middle managers out of the way - let the engineers and the brilliant folks we have actually working on this stuff to cook! More spending, more meetings, more oversight, more weekly reports and the like does not equate to more innovation. Unburden our technical stars to do their magic.

6) Startups need to realize that they are “default dead” companies. This means that they must, by definition, grasp victory from the jaws of defeat. Meanwhile, VCs are asleep at the switch - massively overfunding marginal ideas. We need to get better at taking huge shots on goal and allocating capital to the best of these ideas. I worry that in this current melee, we’ve overspent billions on dumb features which these next-gen models will roll over in the next 12months or earlier. Lots of capital losses are coming.

Crazily, I initially posted about DeepSeek a month ago!

Comments/reactions appreciated.

[David 'JoelKatz' Schwartz @JoelKatz]

A lot of scammers are taking advantage of the recent good news to try to cheat and steal. There are no airdrops, giveaways, or special offers associated with this ruling.

[Zach @zmccoy]

Please support my fundraising campaign for Cholangiocarcinoma Foundation. Find out more and donate here: https://t.co/Rb32gP2aDF /

[Zach @zmccoy]

@tyler @SECGov @Gemini Oh the irony and the karma… with all your FUD and holier than thou attitude about the SEC / Ripple lawsuit.

[Zach @zmccoy]

@PODS And of course no response from @PODS. Not surprised. You have a lot of competition now. You might want to start putting the customer first.

[Zach @zmccoy]

@PODS - Before you use this service check their tweets/replies and see CS is terrible. When moving you have specific possession times for sellers/buyers.Just told by CS that they can’t give me any time window until the night before. Might be after new owner is in the house!

[Zach @zmccoy]

@PODS Three hour window isn’t an issue. I’m simply asking for that window to be in the am so that the pod is picked up BEFORE the buyer has possession.

[Zach @zmccoy]

@PODS When you are selling a home, the buyer gets possession at closing. That means that your time window on pickup could be after the buyer has possession. I can’t imagine that im@the first home seller that you have ever heard this from.

[Zach @zmccoy]

Win a D'Angelico Deluxe SS and Seymour Duncan PowerStage 200 #giveaway #win @dangelicony @seymourduncanpickups https://t.co/xbGaAE5XGw

[Zach @zmccoy]

@meijer - please raise your transaction limit at your gas pumps like other stations have. You realize that at $6 / gallon premium, it takes 2 transactions w/$100 limit to fill up most tanks. #customerexperience

[COMB Financial @combfinancial]

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[John E Deaton @JohnEDeaton1]

@GaryGensler @SEC_Investor_Ed The SEC Chairman is protecting investors by discouraging crypto and directing investors and consumers to the traditional banking system.

[Jeremy Hogan @attorneyjeremy1]

There should be an "opt-out of SEC protection" form you can fill out.

Kinda like how you can opt-out of extended warranties.

Whadya think?

[Zach @zmccoy]

@yourfriendandy @VaporNodes @troglodyteJim @robbar22 @JodyGBarnes @MJ_Mac18 - check out this video - https://t.co/6ZmiNKk3DB