It’s been a minute.
2015–2018
- Exited FreeCharge. Spent time learning and investing.
- Pondered about: Why can't trust be rewarded? Started with $1M of personal capital.
- Launched CRED to reward people for paying credit card bills on time.
2019–2025
- Built a system run by a team that values ownership, judgment, and craft.
- Grew from 0 to 17M members by aligning incentives with behaviour.
- Built several products during COVID lockdowns.
- Raised $900M+ from global investors. Did 4 ESOP buybacks.
- Made Indiranagar and IPL ads slightly more interesting.
- Received a full stack of regulatory licences.
- Lost 35 kilos.
- Scaled from 0 to ~$325M ( ~₹3,200 crore) in annual revenue across payments, lending, insurance, commerce, wealth, and credit cards.
2026
- First profitable quarter (yet occasionally asked what our business model is)
- Raised another $900M from Meta in primary and secondary capital.
- Announcing our 5th ESOP buyback.
Today
CRED is ready for its next phase. I am stepping back and @miten steps in as interim CEO, partnered with an incredibly talented team. He has been heading strategy and finance and suffering me since 2020. I’m stepping away from the operating role and will continue as a shareholder. My commitment doesn’t change. Just the role.
Extremely grateful to our members, partners, regulators, and investors who made this possible. And to our board, Shailendra, Micky, Saurabh for their extraordinary conviction.
Team CRED, I’ll still expect you to be a 10x version of yourselves.
As for me, I’ll be joining Meta to lead WhatsApp globally.
Meta comes in as a minority investor in CRED. No access to member data.
While it’s come very far, the delta between WhatsApp today and its full potential is massive. I look forward to working with Mark, Chris, and the leadership across Meta for the next step in WhatsApp’s journey. Will, thank you for scaling something the world relies on quietly, and for making this transition smooth.
Onwards.
Typeless 1.5.0 is live for macOS & Windows! ✨
Bringing custom shortcuts to external keyboards. ⌨️
Your favorite setup, working your way. 💙
Go seamless: ⚡️
https://t.co/NrFRlTuxkw
#Typeless
I built an AI system that automates product video creation for entire e-commerce catalogs.
(Saves ~$30K per collection shoot and boosts on-site conversion rates by ~20%)
Here’s how the automation actually works:
→ Firecrawl scrapes product images directly from any e-commerce collection page
→ Google’s Veo 3.1 generates realistic model videos showing fit, movement, and drape
→ Each video begins and ends on the original product image for perfect looping
→ Videos are auto-named, organized, and stored in Google Drive
→ Everything runs in batch—no manual work while it processes
The result: fashion brands can showcase every SKU with video, not just hero products—and engagement jumps immediately.
Static product photos aren’t enough anymore.
Shoppers want to see how clothes move before they buy.
If you want the full blueprint, do this:
1️⃣ Like & RT this post
2️⃣ Follow me (so I can DM you)
3️⃣ Comment “FIT”
I’ll send you the full n8n workflow, all prompts, and a step-by-step setup video—for free.
No more $30K shoots.
No more guessing if your product pages convert.
Just wrapped up an orientation with a school teachers exploring how they can use AI to train students in public speaking.
The reaction? Overwhelming!
They saw how AI can let kids practice 24/7, get unbiased feedback and help teachers focus on what matters most, that is mentoring.
We didn’t just build another AI roleplay tool.
We gave it memory, whiteboards, debriefs and real coaching structure.
If you have ever said “AI practice tools don’t get it,” this one just might.
Big launch today.
Support us here ❤️ https://t.co/7H9ETbQPWs
We're releasing today agentic upgrade to AI roleplay on Product Hunt 🚀
While no dearth of roleplay products out there, none offer what we do:
1. The ability for agents to use code editors and whiteboards to run technical interviews
2. Integrate cards, diagrams, and MCQ questions for truly adaptive coaching,
3. Provide a detailed debrief through a multi-step agentic workflow.
This allows us to deliver high-quality practice with deeply calibrated feedback—something we feel is missing in the current market.
Plus, we tackled the other hard part: we’ve hand‑written 100+ scenarios based on our experience in top roles at Big Tech and startups. That has dramatically improved retention and the overall experience on the platform.
#ProductHunt #VoiceAI #AIRoleplay #Agent #OpenAI #Gemini
What if your next sales pitch, job interview, or founder demo wasn’t your first time saying it out loud?
We built an AI tool to help you rehearse before it matters.
Here’s our Product Hunt page https://t.co/7H9ETbQPWs tap “Notify” and help a small team building loud:
Built my last startup with 3 founders.
We didn’t need all 3, but we were glad we had each other.
Today with AI, you can go solo, but having co-founders still compounds everything.
Someone should tech me:
- How to slow down at times :)
- Being enthusiastic doesn't mean speaking loud
- Adding dash of humor to presentation
Nevertheless, this my attempt at building demo for our upcoming @ProductHunt launch!