Naveen Kumar

Chartered Accountant|| Ex-Deloitte || Tax Professional

[Soham | Strong Opinions @__my__opinions]

🚨 NEW UPI SCAM: The "Rogue Auto QR Code" Device Takeover 🚨

A highly sophisticated UPI scam is targeting commuters using Android phones. Within minutes, victims are seeing their bank accounts linked to remote devices without their consent.

Here is exactly how this technical exploit works and how to protect yourself:

💻 The Mechanics: How It Happens

1. The Hijacked QR: The fraudster displays a custom QR code. It does not open a secure payment page. Instead, it triggers an Android deep-link "Intent" payload.
2. The Forced Verification SMS: The malicious code forces the victim's phone to draft and send a hidden, encrypted UPI registration token (like the cryptic HDFCUPI... text seen at the bottom of the screenshot).
3. The Remote Device Bind: The scammers enter the victim's phone number into multiple banking apps on *their own burner devices*. When the victim's phone broadcasts that encrypted SMS token, NPCI systems mistakenly validate the *scammer's* phone as the legitimate primary device.
4. The Multi-Bank Explosion: Once the phone number is bound to the scammer's handset, automated scripts fetch every bank account linked to that number (HDFC, Axis, ICICI, etc.) in a matter of minutes.

🛡️ 100% Sure-Fire Kill Switches

If you or someone you know receives a sudden flood of UPI activation messages:

* Dial *99# Immediately: From the affected SIM, dial this universal USSD code. Select the option to Block UPI or Disable UPI Profile. This works instantly across all banks without needing internet.
* Call 1930: Reach out to the National Cyber Crime Helpline immediately to report active device-binding fraud and freeze downstream channels.
* Check SMS Forwarding: Dial *#21# to ensure the hacker hasn't secretly set up call or SMS forwarding. If they have, dial ##002# to wipe it out.
* De-register Your Apps: If you still have access to your Google Pay, PhonePe, or BHIM apps, go to settings and select De-register UPI Profile. This forces a termination of all external sessions.

💡 Golden Rule of Prevention

NEVER scan a street vendor or driver's QR code using your phone's default camera app or generic QR scanners. Always open a trusted, official app like Google Pay, PhonePe, BHIM, or your official banking app to scan. Safe payment interfaces will strictly block malicious device-binding intents.

Stay vigilant and share this to protect others! 🧵👇

#CyberSecurity #UPIFraud #TechExplained #SafeBanking #India @Cyberdost @MTPHereToHelp @MumbaiPolice

[Subhashini M @Subhashini_TDP]

హైకోర్ట్ లో ప్రభుత్వ ఉచిత పధకాల పై జడ్జ్ గారి ఆవేదన....అందరం తప్పక వినాలి. చేతిలో ఐ-ఫోన్ పట్టుకుని, పల్సర్ బైక్ మీద వచ్చి రేషన్ బియ్యం తీసుకెళ్తున్నారు....కూర్చుంటే డబ్బులు..నుంచుంటే డబ్బులు...ప్రజలకు పనిచేయాల్సిన అవసరం ఏంటి....కోటి పైన కుటుంబాలకు తెల్ల రేషన్ కార్డులా? రైతులకు పని చేసే కూలీలు లేక, బీహార్, చట్టిస్గర్, మధ్య ప్రదేశ్ వంటి రాష్ట్రాల నుండి కూలీలను తీసుకొచ్చి పనిచేయించుకునే దుస్థితి. ప్రభుత్వానికి 89000 కోట్లు ఉచిత పధకాలకే ఖర్చు పెడుతుంటే ఇక అప్పుల భారం మోసే రాష్ట్రానికి భవిష్యత్తు ఏది? పూర్తిగా వినండి!

[Naveen Kumar @120Naveen]

@LSanapalli @harsh_vardhhan Yes. The difference between fair value - excercise price is taken as income and tax is applicable on it.

[Official PeeingHuman @thepeeinghuman]

Never thought this is how my face reveal would happen after 11 years of making content.
But worth it ✊🏽🇮🇳

[Honest Cricket Lover @Honest_Cric_fan]

Wow Delhi Police Wow
Wow Modi Wow

Is there any humanity left at all?

[👑Che_ಕೃಷ್ಣ🇮🇳💛❤️ @ChekrishnaCk]

🚨Re NEET scam🚨

Many NEET aspirants are claiming they have got wrong marks compared to what they should have actually got.

Video credit : biological Anmol Insta page.

[Naveen Kumar @120Naveen]

@gurjota @lalitinvestor How come effectively 40% tax?

[Naveen Kumar @120Naveen]

@CardExpert_IN @HDFC_Bank tata neu card offers complementary movie tickets?

[M. Nageswara Rao IPS (Retired) @MNageswarRaoIPS]

సతీ సహగమనం అనే తప్పుడు ప్రచారాలతో హిందూ మతాన్ని, హిందూ సమాజాన్ని, హిందూ నాగరికతపై బురద చల్లుతున్న వారికి చారిత్రక ఆధారాలతో ఇంత చక్కగా సమాధానం చెప్పిన @lakshmiMagadha గారికి అభినందనలు.💐

సతీ సహగమనం అనేది హిందూ వ్యతిరేక కాల్పనిక అత్యాచార సాహిత్యం. ఆ వాస్తవాన్ని చారిత్రక ఆధారాలతో మీనాక్షి జైన్ గారు వెలికి తీసి సతీ సహగమనం అనేది మసిపూసి మారేడు కాయగా చిత్రీకరించబడిన ఒక బూచి అని ప్రపంచానికి చూపించారు.👇

మన దౌర్భాగ్యం ఏమిటంటే — క్రైస్తవ మిషనరీలు, ముస్లీం ముల్లాలు, మార్క్సిస్టు చరిత్రకారులు సృష్టించిన హిందూ వ్యతిరేక విద్యా వ్యవస్థ వలన హిందువులు అహిందూకరణకు గురవుతున్నారు. తద్వారా హిందువులు నామమాత్రపు హిందువులుగా, హిందూ వ్యతిరేకులుగా మారుతున్నారు. #కుహనాహిందుత్వ వాదులైన ఆర్‌ఎస్‌ఎస్, భాజపా, మోదీలు ఆ హిందూ వ్యతిరేక విద్యా వ్యవస్థను మరింత బలపరచి, పెంచి పోషిస్తున్నారు.

[J. J. Ellis @jjellisart]

I said this about AI well over a year ago. Using it to diagnose and fire people with medical conditions so they lose their insurance AND their income is somehow even more heartless and evil than I’d predicted.

[Naveen Kumar @120Naveen]

@TechFactsRafee 7th or 8th class english supplementary lo story.

[Naveen Kumar @120Naveen]

@HarshitaSoull @TheRealPKFan Singgeetham

[Naveen Kumar @120Naveen]

@El_arkaa 🤣

[Naveen Kumar @120Naveen]

Let's be careful when ordering from @ZeptoNow @zeptocares

[Cyberabad Municipal Corporation @CMC_Offcl]

🍽️ Food Safety Inspection Drive

Establishment: Zepto
📍 Narsingi
📅 09.07.2026

As part of routine food safety inspections across Cyberabad, CMC Food Safety teams inspected Zepto, Narsingi.

⚠️ Key Observations
• Racks, crates, flooring, walls, and ceiling found unclean with visible dirt accumulation
• Pest-o-Flash unit not properly positioned in the fruits and vegetables section, posing a potential physical contamination risk
• Food bags stored without pallets
• Food waste observed on racks, crates, and the floor
• Food and non-food items not properly segregated
• FSSAI licence not displayed at a prominent location
• Air curtains found in an unclean condition

🛠️ Action Taken
• Improvement Notice to be issued.
• The Food Business Operator (FBO) was instructed to temporarily stop accepting orders, undertake complete cleaning and rectification, and resume operations only after ensuring compliance with food safety standards.

📋 Hygiene Assessment
🏆 30/60 Marks (50%)

Safe Food. Better Hygiene. Healthier Cyberabad.

#FoodSafety #FoodInspection #SafeFood #FoodSafetyFirst #TeamCMC #Cyberabad

@jayesh_ranjan @TelanganaCS @TelanganaCMO @IPRTelangana @MC_Cyberabad @HiHyderabad @ZC_SLP @ZC_Kukatpally1 @zcquthbullapur @GummallaSrijana

[Naveen Kumar @120Naveen]

@CMC_Offcl @ZeptoNow @zeptocares what is it, when you charge premium pricing

[Arvind Kejriwal @ArvindKejriwal]

आज मैंने देश के 29 auto manufacturers को पत्र लिखा है। पहला पत्र तीन कंपनियों को लिखा है -

Maruti Suzuki India
Toyota Kirloskar Motor
Hero MotoCorp

दूसरा पत्र बाक़ी 26 कंपनियों को लिखा है।

[𝘃𝗮𝗱𝗵𝗮𝗹𝗮 𝗯𝗼𝗺𝗺𝗮𝗹𝗶 🌝 @pasupathi000]

No CGI, no visual effects. Just pure cinematic brilliance 🔥🎬

Just Imagine the feeling of a person witnessing this on the big screen back in 1957... 🔥💥

[Anuja Dhakras @AnujaDhakras21]

Shame on @Swiggy for treating its delivery partners this way.

We placed an order from Baskin Robbins that should have arrived in 45 minutes. Instead, after 50 minutes, the delivery executive came to our doorstep without the order because the restaurant had been closed since the afternoon.

He had video proof, proof that he had reached the location, and messages sent to Swiggy asking for help—but Swiggy never responded. We even called the restaurant ourselves, and they confirmed they had been closed for hours. So why was Swiggy still accepting orders?

We got our refund, but that’s not the issue.

Despite repeatedly telling Swiggy that the delivery executive was not at fault and had all the evidence, they still slapped him with an ₹850 penalty.

To make matters worse, Swiggy customer care disconnected our call while we were trying to resolve the issue. They also kept insisting they were trying to contact the delivery executive, even though he was standing right in front of us and didnt receive a single call.

This is unacceptable. A company worth billions should not be forcing hardworking delivery partners to pay for its own system failures. Stop punishing the people who keep your business running and take responsibility for your own mistakes.

#Swiggy #DeliveryPartners #GigWorkers @SwiggyCares

[Naveen Kumar @120Naveen]

@ndtv This is the worst. Kid will have this trauma for life 😭

[Naveen Kumar @120Naveen]

@manoj_216 It's there already - registered sale deed doesn't give you ownership - we need to provide the ownership along with sale deed