401 Financial

We’re the next-gen adviser for the right now investor. Tweets are not advice.

[401 Financial @401Financial]

Wherever you go, there we are.

[Tyler Olson, EA @olsonplanner]

Hey docs -

Hiring a financial planner?

Definitely give Tyrone Ross an interview.

He and his firm, 401 Financial, are top notch.

Financial healthcare is just the beginning of what they do with their clients.

Seriously.

[Zero Basis Points @zerobps_podcast]

🔗 “Only 3% of crypto globally is managed professionally. We are so early.”

In Episode 17, @haik_sahakyan and @georgeguidotti sit down with @TR401, founder of @401Financial and CEO of @TurnqeyLabs, to talk about his journey from athletics into financial services. Conversation flows from fitness and discipline into how advisors are actually dealing with crypto inside wealth management today and what challenges they are facing.

Fresh insights straight from the crypto side of the industry that you don’t want to miss 🔥

Watch our special Christmas episode 🎄

🎬 YouTube: https://t.co/BRXv9xkHDE
🎧 Apple Podcasts: https://t.co/lErx4UaTav
🎧 Spotify: https://t.co/QsszBUEZeS

#wealthmanagement #fintech #wealthtech #crypto #podcast

[Tyrone V. Ross Jr. @TR401]

Like most financial advisers, we are currently holding end of year meetings at @401Financial . However, unlike most firms, @erikpsmit and I emphasize health planning as a core part of our service model.

I just got off the phone with a client who hit every single one of his financial goals this year. On paper and based on industry standards, he’s winning. Unfortunately, recent blood work revealed major health issues, and the culprit? His diet.

This is exactly why we ask every client how they are doing mentally, emotionally and physically. What good is a portfolio that’s going up and to the right if your health is tanking like a meme coin?

I empahsized to him: “Your kitchen is now your medicine cabinet.” That’s the 401 Way.

[Tyrone V. Ross Jr. @TR401]

The latest edition of CryptoED is live! Curated by the team at @TurnqeyLabs, our mission is to be the most trusted educational resource for financial planners and other trusted fiduciaries.

Read and share here:

https://t.co/A3Zi5KTf7k

[CoinShares @CoinSharesCo]

🔁 Tyrone Ross (@TR401), @401Financial CEO, joins us to explain the two major hurdles faced by advisors when integrating crypto into client portfolios.

Watch the full video👇:
https://t.co/CHAn0eNPOL

#AdvisorsBrief

[Tyler Olson, EA @olsonplanner]

Had a great conversation with @TR401 about Bitcoin

No unnecessary hype or fear

Just a clear framework for understanding what it is and where it may fit

If you’ve felt curious but overwhelmed, today's new episode is the right place to start:

[Meb Faber @MebFaber]

The best Black Friday Sale:

Global deep value stocks offered at 70% discount to the S&P 500!

[Yahoo Finance @YahooFinance]

"This administration is friendly to crypto, but they're even friendlier to making money," 401 Financial principal @TR401 says as he discusses tax changes brought upon crypto investors via Form 1099-DA.

[Ben Carlson @awealthofcs]

These were YTD returns as of 4/8/25:

S&P 500 -15.0%
Nasdaq 100 -18.5%
R2000 -20.7%
EAFE -3.5%
EM -7.8%

Now the 2025 YTD returns thru Monday:

S&P 500 +17.9%
Nasdaq 100 +23.3%
R2000 +14.2%
EAFE +28.8%
EM +34.5%

Staying the course worked (again):

https://t.co/wxSDxOowlT

[Envestnet @Envestnet_]

Millennials aren’t just the clients of tomorrow — they’re the HNW opportunity of today.

This generation is quietly becoming one of the wealthiest in history, yet many HNW millennials are not finding advisors who meet their expectations. https://t.co/dPiV5qx06d

[The Money Cruncher, CPA @money_cruncher]

"How would you invest $10,000 at 25?"

Assuming you have an emergency fund and don't need cash for major expenses soon, I would:

1. Put $7,000 in a Roth IRA. Buy $VTI or $VGT
2. Open a brokerage account. Invest $3,000 in $VTI

But it all depends on your goals & risk comfort.

[Jay Coulter @sjaycoulter]

@TR401 And next week will be here soon! https://t.co/CilReOJIsH

[matthew sigel, recovering CFA @matthew_sigel]

Baby Boomers now buy 42% of homes vs 29% for Millennials. These seniors now own 54% of homes and hold 41% of HELOC balances, tapping equity as they age in place.
Bullish $FIGR, profitably gaining share in the growing HELOC market.

[Tyrone V. Ross Jr. @TR401]

New meme just dropped.

[Jenny Rozelle @jennyrozelle]

Five Common Types and Uses of Trusts in Estate Planning

🧒 Testamentary Trust - Safeguards assets for young, disabled, or special needs beneficiaries when you're gone

🏠 Revocable Living Trust - Sidesteps probate court proceedings after your passing

⚰️ Revocable Living Trust - Maintains control over your assets even after death

💰 Irrevocable Trust - Shields your wealth from hefty estate taxes

🏥 Irrevocable Trust - Protects your assets from being depleted by nursing home costs and preserves Medicaid eligibility

[Tyrone V. Ross Jr. @TR401]

One of the main jobs you have as a CEO/Founder is to recruit elite talent to help you build your vision. I’ve been blessed to have hired many talented people and today I’m elated to add Versha Plainfield, MD, MS to this list as the new CTO of @TurnqeyLabs.

I’ve known Versha for years and my words won’t due her justice so here’s a snippet of her wildly impressive bio:

“Dr. Versha Singh Plainfield is a rare blend of physician, mathematician, and AI product leader who has built and scaled technology platforms across some of the world’s most competitive industries. She holds a Doctor of Medicine degree, a Master’s in Data Science, and certifications in Product Leadership — a foundation that gives her both the rigor of science and the execution of enterprise-grade product management.”

https://t.co/BQsMKIkoCD

I’m beyond excited for her to leave her mark on Turnqey and all of wealthtech. #MakeItTurnqey

[Tyrone V. Ross Jr. @TR401]

Financial Advisers: learn to confidently speak with your clients about Bitcoin and other digital assets. Join me and 4 other leading financial advisors in this online program, where we share our perspectives and realities for your clients.

This series will help you
• Think about the place for Bitcoin or other digital assets in a crypto-curious client's portfolio
• Balance your client's financial goals and risk
• Evalute if and how crypto investment are aligned to their investment goals

Visit: https://t.co/QPCFe0ImSw

[Tyrone V. Ross Jr. @TR401]

CoinShares has become a trusted brand in the crypto space, and I’m excited to be included in their efforts to empower financial advisors with this educational series.

Visit https://t.co/4onCPTsPAw

[Erik @eriksx]

If you are a financial adviser looking for broad market crypto exposure via an index for your clients, at a low expense ratio, that only invests in tokens with strong fundamentals, @TR401 and I would love to chat

We built this on @base and it’s live today

[Tyrone V. Ross Jr. @TR401]

This week’s edition of TA is live which includes a link to my interview with @NateGeraci. You’ll enjoy listening to our crypto ETF debate while you’re relaxing this weekend.

Check it out here: https://t.co/9HcaDU2Hq1