Anthony M Calabrese, CFP® 💵💵

Just a guy, trying to deliver clarity, confidence and freedom. 3 businesses,
/*********/
Securities offered through LPL Financial, Member SIPC

[Ryan Detrick, CMT @RyanDetrick]

We came into this year and said the S&P 500 would gain 15% in 2026.

In Feb/March, we noted many times to be on the lookout for a banana peel sell-off, but not to panic. We had a regular 9.1% pullback and many previous bulls cut their targets and turned bearish. We never did and doubled down on a 15% year, even when the S&P 500 was down 5% YTD.

In late March we said that things had gone to far and to expect a big rally and we then had a historic Q2 rally.

We noted many times that late June tends to be weak and not to panic, as this was needed to keep the surprise summer rally going.

With new highs happening all over the place now, we don't think the surprise summer rally is over just yet, but we likely will have some usual Aug/Sept/Oct midterm year jitters down the road. As of now, we don't see a 10% correction happening though, probably more in the 5-8% range.

We clearly don't get it all right, but I'd put what the @CarsonResearch team has said up there with anyone else.

[Anthony M Calabrese, CFP® 💵💵 @AMCalabrese29]

Most people never even check if their plan allows it. That’s the difference between investing…
and designing.”

At Inovo Wealth - We Design!! Let’s start.

#InovoWealthArchitects
#WealthManagement
#WealthArchitect
@Inovo_WA
@lcosta379

[Anthony M Calabrese, CFP® 💵💵 @AMCalabrese29]

This one is my favorite!!!

“This is one of the most powerful—and least used—strategies in retirement planning.

[Anthony M Calabrese, CFP® 💵💵 @AMCalabrese29]

It’s called the Mega Backdoor Roth. If your 401(k) allows it, you can contribute significantly more—
then convert those funds into Roth dollars.

We’re not talking about a few thousand… This could mean tens of thousands per year moving into tax-free growth.

[Anthony M Calabrese, CFP® 💵💵 @AMCalabrese29]

But it has to be structured correctly.

At Inovo, we design it the right way.” #WealthManagement #WealthArchitect #TaxFree #InovoWealthArchitects
@lcosta379
@Inovo_WA

[Anthony M Calabrese, CFP® 💵💵 @AMCalabrese29]

It’s the #BackDoor.

Think you make too much for a Roth IRA?

That’s what most people believe—
and it’s costing them.

[Anthony M Calabrese, CFP® 💵💵 @AMCalabrese29]

There’s a strategy called a Backdoor Roth.

It allows high earners to legally contribute to a Roth— even if they’re over the income limits.

The result?
Tax-free growth… most people never access.

[Anthony M Calabrese, CFP® 💵💵 @AMCalabrese29]

I’ll take it!!! 🙏🏻🙏🏻

[Ryan Detrick, CMT @RyanDetrick]

We just barely missed the best 8-week rally in history.

This one is up 17.3% and there was a 17.4% one in 1997. Stocks gained another 22% a year later back then by the way.

In fact, never lower a year later after an 8-week win streak that gained at least 12%.

[Anthony M Calabrese, CFP® 💵💵 @AMCalabrese29]

So take some time this upcoming holiday weekend to begin 2027 Tax Planning NOW and RELAX!! We got this.

Visit https://t.co/10UVKu9Mrp to get our tax tips guide. Contact us to Design Your Tax Plan right!

@Inovo_WA
@lcosta379
#WealthManagement
#WealthArchitect
#DesignYourFreedom

[Anthony M Calabrese, CFP® 💵💵 @AMCalabrese29]

Taxes can be a snapshot of your money, and tax season can make most of us feel like we have a clear view of that photo.

That's because filing taxes is both a look at the past and a chance to create a roadmap for the future.

Did you end up owing more than expected?

[Anthony M Calabrese, CFP® 💵💵 @AMCalabrese29]

or did you overwithhold?

Did you generate more or less interest and dividend income than intended?

Did you miss any deductions or credits (and do you know why)?

Answering those questions (and knowing the rules) can help you adjust your strategy for the coming year.

[Anthony M Calabrese, CFP® 💵💵 @AMCalabrese29]

The key isn’t just doing it—
it’s doing it in the right years, at the right amounts.

That’s how you design tax efficiency into your retirement.

At Inovo, we don’t guess.
We design your freedom.”
@lcosta379
@Inovo_WA
#WealthManagement
#WealthArchitects
#InovoWealthArchitects

[Inovo Wealth Architects, Inc @Inovo_WA]

“Most people spend their entire life deferring taxes…
only to pay them later—at higher rates.

What if you could change that?

A Roth conversion allows you to move money from pre-tax accounts into a Roth IRA—
paying taxes now… so your future income becomes completely tax-free.

[Inovo Wealth Architects, Inc @Inovo_WA]

Industrial metals have surged recently.

Lithium carbonate prices have more than doubled this year, while copper has climbed to record highs amid supply disruptions, stronger Chinese demand, and rising consumption tied to AI data center buildouts and electrification trends.

[Anthony M Calabrese, CFP® 💵💵 @AMCalabrese29]

@RyanDetrick Nancy Pelosi!!!!!

[Anthony M Calabrese, CFP® 💵💵 @AMCalabrese29]

#TaxFreeIncome. #Do you want a tax break today…
or tax-free income later?

That’s the real question behind Roth vs Traditional.

Most people default into pre-tax—
without thinking about where tax rates are going.

The real strategy isn’t choosing one.

It’s building a balance
that gives you control later.

That’s how you create flexibility—
and confidence.” #InovoWealthArchitects #WealthArchitect #DesignYourFreedom. @Inovo_WA
@lcosta379

[Inovo Wealth Architects, Inc @Inovo_WA]

Sell in May, Go Away?

Since 1950, the S&P has posted positive returns between June and August, with July often standing out as one of the strongest months of the year.

Past performance isn't a crystal ball, but the Summer Hum is a pattern worth watching.

[Inovo Wealth Architects, Inc @Inovo_WA]

The @Inovo_WA Weekly #market commentary - What happened last week? #inovowealth #designyourfreedom @AMCalabrese29 @lcosta379

https://t.co/vhSh9sgnGC

[Anthony M Calabrese, CFP® 💵💵 @AMCalabrese29]

🙏🏻🙏🏻🙏🏻

[Ryan Detrick, CMT @RyanDetrick]

Yes, the worst six months are coming up soon (May - October).

But these six months have been lower only once the past decade and last year was the greatest Sell in May return ever (+22.8%).

We are expecting another strong return this year.

[Ryan Detrick, CMT @RyanDetrick]

The S&P 500 under President Trump tends to be quite weak early and form a major low in late March.

Sound familiar? History now says strength the rest of 2026 could be likely.

[Anthony M Calabrese, CFP® 💵💵 @AMCalabrese29]

Even with the current chaos and existing #GeoPolitical Events happening in the #MiddleEast, our team from @inovowealtharchitects sticks with their bold prediction for 2026!!! The #Technical set up is just right for the time.....

What are Your thoughts about this? Let's talk about it.

Full #Outlook video up on our YouTube page. Check us out there.....
https://t.co/kWKXOdDhm2

#DesignYourFreedom #InovoWealth #LiveYourLife
@lcosta379
@Inovo_WA