@BQuillmanQcast Option 1- ref didn’t know the rule and assumed it’s when he signaled
Option 2 - his determination of when the foul occurred is different than the 99% of us that watched the replay
@BQuillmanQcast@Jhaneyref During the review the ref can determine the timing based on when he believes the foul occurred, not when he blows the whistle/signals the foul.
@LironManor@commbankerguy I had a similar question. Perhaps peer institutions have a higher loss rate on that bucket of loans therefore requiring a higher allocation of resevres for every dollar of C&D loans at your institution?