Alfred Lugwe

Entrepreneur | Visionary | Critical Thinker | Ambitious & Striving to create and influence positive social change.

[Mr Wanjala @oneswanzala]

An Mpesa agent in Kapsabet has lost 243,000 in 5 MINUTES

This is how it happened.
A man walked into her shop. Asks if she can deposit 243,000 to his Mpesa Account.

The agent checks her float and finds only 30,000.

She borrows/ outsources additional 213,000 from another agent to serve the customer who hands over 243000 to her for onward deposit to his Mpesa wallet.

She counts the money and confirms the amount.

The agent' initiates the transaction, -inputs the customer's ID and Mobile Number....

Fisrt attempt failed. Reason.....she had input wrong number.....

Second attempt........ similar details provided by customer but transaction failed!

Third attempt..... Same details,transaction fails

Fourth attempt.... same details, transaction failed.

No transaction message from safaricom..

Customer demands his cash back.

Mpesa attendant hands back money 243k .

Mans walks out....

Minutes later, she checks balance.... only 58 bob left... yes you heard me....only 58 bob

Calls safaricom Customer Care....

Reply? Money withdrawn 5 minutes ago!.
Anyway
Mpesa agents tuwakumbuke kwa maombi
They go through alot

[Thuranira @Thuranira_1]

1. You take a loan of KSh 400,000 to help buy a car worth KSh 700,000.
2. You faithfully pay KSh 30,000 every month. After some time you have paid KSh 300,000.
3. Unfortunately, you lose your job and miss one month’s payment.
4. The microfinance repossesses your car and threatens to auction it.
5. You plead with them. They tell you to pay KSh 150,000 to restructure the loan. You borrow from a shylock and pay.
6. They restructure the loan. It is extended to 3 years. You now pay KSh 25,000 per month.
7. You resume payments. You manage to pay for another year. Then things get tough again.
8. By this time you have paid KSh 700,000 in total. Yet you still owe KSh 600,000.
9. They repossess your car again. They value it at KSh 250,000 and sell it.
10. You are left with a balance of KSh 350,000. Interest keeps accumulating.
11. You take other loans to clear the KSh 350,000.
12. In the end, the KSh 400,000 loan costs you almost KSh 3,000,000. You lose the car. You lose your peace of mind.

Machoos.

[Alfred Lugwe @AlfredLugwe]

@Zuku_WeCare @ZukuHome You've never refunded me this amount from Feb 2019, just when I thought you had improved...boom another disappointment!

It's another refund I'm chasing after you failed to deliver an installation.
This time I'm not letting this go.
Mmenizoea.😏😏

[Alfred Lugwe @AlfredLugwe]

@Zuku_WeCare how long does it take to get a refund?
I have been waiting since February 2019 for the same to be effected. Each time with the same response, "we're looking into it, we shall get back to you." How much longer do I have to wait? I need clear timelines!

[Maina Kageni @ItsMainaKageni]

Good Morning Kenya!

Kama umeamka and you see this tweet, go ahead and like or retweet... #MainaAndKingangi #Classic105Kenya #GoodTimesAndGreatHits #WololoWednesday

Tune in to good music and conversation on @Classic105Kenya

[Alfred Lugwe @AlfredLugwe]

@RobertAlai 🤣🤣🤣 The centre is not holding the cycle anymore.

[Alfred Lugwe @AlfredLugwe]

It's been close to two years now.

🤣🤣🤣

[Alfred Lugwe @AlfredLugwe]

@ImmigrationDept @C_ServicesKE @EvelynCheluget @InteriorKE @JuliusKBitok Two years later, bo passport after application.

You're doing a good job. 😂

[Alfred Lugwe @AlfredLugwe]

@ImmigrationDept Kwani hamtaki niende Zanzibar?
It's been a minute, I started this process a little over a year ago, na passport bado🤔😇.

[Alfred Lugwe @AlfredLugwe]

@AndyKe_ 🤣🤣🤣🤣

[Barrett O'Neill @barrettjoneill]

The most important skill your teachers never taught you.

Negotiation.

7 simple strategies to become an elite negotiator:

[Kurtis Hanni @KurtisHanni]

Cash flow is the heartbeat of your business.

As a CFO, I’ve tried all the different methods.

Here are my top 11 ways to improve your cash flow:

[Alfred Lugwe @AlfredLugwe]

Blessed Sunday.

#CleanHustle @ Nairobi, Kenya https://t.co/ss7N7eopYT

[Alfred Lugwe @AlfredLugwe]

Blessed Sunday.

#CleanHustle @ Kanairo https://t.co/k2oC0NuMsb

[Alfred Lugwe @AlfredLugwe]

I'll just leave this one here.

#Clean Hustle

#Blessed Sunday @ Kanairo https://t.co/UxqgZF4TRH

[Alfred Lugwe @AlfredLugwe]

#CleanHustle

#LittleMan @ Kanairo https://t.co/IcxB8zAHhW

[Alfred Lugwe @AlfredLugwe]

@OleItumbi @DavidNdii @IEBCKenya @StateHouseKenya 🍿Netflix hit already.😇

[Alfred Lugwe @AlfredLugwe]

@TheStarKenya ...casts her vote...

[Alfred Lugwe @AlfredLugwe]

@paulinenjoroge 🤭🤭

[Mercedes-AMG PETRONAS F1 Team @MercedesAMGF1]

That's it VB! 👏👏 The Finn powers past Charles and moves up into P8!

[Mercedes-AMG PETRONAS F1 Team @MercedesAMGF1]

YES YES YES!!!! LEWIS WINS A CRAZY SAUDI ARABIAN GP IN JEDDAH!!! PURE. CHAOS!! 🤯🤯🤯