Radar 📡

Researching Indian equities before the story becomes obvious.
Capex • Earnings inflection • Hidden catalysts • Rerating potential
Independent research. No tips.

[Radar 📡 @AlphaRadar02]

🚨 Something unusual is happening inside Indian household finance.

Gold-backed borrowing is EXPLODING.

As of July 2026:

🏦 Banks: ₹5.52 lakh crore gold-loan book
🏦 NBFCs: ~₹3.54 lakh crore
🔥 Combined: ~₹9.1 LAKH CRORE

And look at the growth:

• Bank gold loans: +88% YoY
• NBFC gold loans: +68.5% YoY
• Overall NBFC credit growth: just +14.9%

Gold loans have become one of the fastest-growing parts of Indian credit.

Since March 2024, gold loans have grown at ~42% CAGR — nearly 2X the growth rate of overall non-housing retail credit.

Why?

Rising gold prices make every gram of household gold capable of supporting a larger loan.

But there's a deeper question:

When households increasingly convert jewellery sitting in lockers into working capital…

Is this simply smarter collateralised borrowing?

Or is gold quietly becoming India’s emergency household ATM?

India’s gold holdings were always viewed as dormant wealth.

Now they are rapidly becoming COLLATERAL.

That shift deserves far more attention.

#Gold #IndiaEconomy #GoldLoan #RBI #Banking #IndianEconomy

#Gold #GoldLoan #IndiaEconomy #Banking #NBFC #RBI #IndianEconomy #Finance

[Radar 📡 @AlphaRadar02]

@InfraholicR Cargill or Exxon didn't fund open ai

You need to have field understanding

Complete nonsense comparison

You can't make meta by hiring people unless you yourself have vision for that

Entrepreneur are core of tech company

Indians are stupid pro max

[Radar 📡 @AlphaRadar02]

@subhsays Unlimited corruption money
What to say

[Radar 📡 @AlphaRadar02]

@JeffreyLuscombe Most of them are puppet of city of London money managers

[Radar 📡 @AlphaRadar02]

@DrEliDavid Good riddance
The way they exploited central africa and still doing it
The nation should be decimated

[Radar 📡 @AlphaRadar02]

@RadioGenoa Thank jesus
They are not putting you guys in cage like you guys did when you colonises them
They should make you slave and do what you guys did with them

[Radar 📡 @AlphaRadar02]

@KiranjitDas86 5000

[Radar 📡 @AlphaRadar02]

@yoursnandieni This stupid lady is causing more embarrassment than anything just for penny x payout
She keeps on posting same issue

[Radar 📡 @AlphaRadar02]

@antoniosteve And become puppet of china
Within 5 years all your industry will be killed by china

Can't innovate anything leeches

[Radar 📡 @AlphaRadar02]

@jewyorkstofmind End goal is just western arms company keeps on milking on it as long as possible

[Radar 📡 @AlphaRadar02]

@RasmusJarlov In the name of Russia you guys are looting european people

[Radar 📡 @AlphaRadar02]

@amitsurg @Adani_Elec_Mum @Mahindra_Auto @MinOfPower @mlkhattar @grok how much km it will run

[Radar 📡 @AlphaRadar02]

@marinebharat This is not for beggars like you

[Radar 📡 @AlphaRadar02]

@ZelenskyyUa Our of 70 billion
35 billion will go this motherfucker pocket

[Radar 📡 @AlphaRadar02]

@Vivek_Investor He demonstrated it
Also flying bus is actually rope way bus
Like subway
Already in prototype

[Radar 📡 @AlphaRadar02]

@IndianTechGuide People don't want theory champion
What practical you build

Become civil engineer from iit m and become marketing manager for hul
This is what our most iitians do

[Radar 📡 @AlphaRadar02]

@RShivshankar Unnecessary importantance given to them

[Radar 📡 @AlphaRadar02]

@smitaprakash Sacrifice for nation

What's the point if we don't have democracy and election commission is compromised

[Radar 📡 @AlphaRadar02]

@gopimaniar Fight against this greedy lala seth

[Radar 📡 @AlphaRadar02]

@bruce_barrett Because he is coming to India in January for republic day

And Canada is trying to hedge
India will buy $20 billion of oil and gas from canada

[Radar 📡 @AlphaRadar02]

@mishmanaged_ Then they enroll in rape gang group