arguable mutual

Arguably a mutual

[arguable mutual @ArguableM]

@db_econ Ah. Yea. A fun feature of low-understanding products.

Same thing happened with electricity retail contracts (remember door-to-door sales?) and also superannuation (royal commission showed how smsfs get sold)

[arguable mutual @ArguableM]

@db_econ Oh? What's been your experience of the between broker market?

I'm sure they're trying to squeeze the brokers, but my sense is that the major banks really need to bring out competitive direct to consumer loan offerings (like Unloan) to really make a dent

[arguable mutual @ArguableM]

@db_econ My thought is the opposite. So much of retail banking is a loss leader to sell mortgages...

Just look at the average fee paid to a mortgage broker - if you can afford that level of customer acquisition cost, there's so much more fat to cut

[arguable mutual @ArguableM]

@BigBreakfastLob Link to source?

[arguable mutual @ArguableM]

@cljack Nah, Prepaid meters are actually better for a lot of people. No bill shock is a big plus and no bad debt provision means lower prices

[arguable mutual @ArguableM]

@meganeoleary @xcopydotexe That's not a standard keyboard, it's "UK standard keyboard"

British rule got you yet again

[arguable mutual @ArguableM]

@db_econ They're trying but they shut only one of the illegal cig/vape shops in the area, which means people just migrated to the other illegal cig/vape shops until the original re-opened a few months later

[arguable mutual @ArguableM]

@victorzh @OpenPasskey Ok this is very cool. Any plan on how to distribute or expand availability of these cards? I'd love to get one and/or use one...

[arguable mutual @ArguableM]

. @db_econ, I know you're trying to be serious but this is all I hear when people say that:

[Dom @db_econ]

The people hate inefficient in-kind transfers!!!

[arguable mutual @ArguableM]

Lmao real Lee Kuan Yew hours

"poetry is a luxury we cannot afford" - LKY in 1968

[Daniel Tenreiro @TenreiroDaniel]

King Philip told his son Alexander (the Great, as he’s now known), who once at a merry-meeting played a piece of music charmingly and skilfully, "Are you not ashamed, son, to play so well?"

[arguable mutual @ArguableM]

@GrayConnolly The rights of a corporation arise from the fact that it's a nexus of people

Odd to say that the new york times corporation has say no right to free speech, based on the fact that it it's a corporation - you would lose all human rights upon needing substantial capital investment

[arguable mutual @ArguableM]

@db_econ Honestly, hard to square the claim of larger advantages while we are in a period of very low investment and experiencing capital shallowing!

[arguable mutual @ArguableM]

@db_econ Also agglomeration works the other way too.

Marginal changes in AU's competitiveness compared to its direct alternatives can trigger massive differences in long run outcomes if agglomeration starts to work against you.

[arguable mutual @ArguableM]

@db_econ There are more degrees of freedom than that. We already have issues with startups achieving some scale and then moving to Singapore.

It's going to be bad if the investors condition later investment on a redomicile to Singapore or the US

[arguable mutual @ArguableM]

@dunce_scotus I suspect they're drawing on the definitions used elsewhere e.g. for land tax by nsw

> A fixed testamentary trust created by a will receives the land tax threshold.

https://t.co/bPpEjnFxL1

[arguable mutual @ArguableM]

@powerbottomdad1 @eigenrobot Oh? What else are you using peptides for?

[arguable mutual @ArguableM]

@Duderichy Cool. When you say take with you, did you use it in a static place on the road (e.g. Hotel) or can you actually use it as mobile device when you're in transit?

[arguable mutual @ArguableM]

@db_econ I mean, did he though? 😂