Housing prices to disposable income ratio has completely diverged. There is now no way a future income can justify these fundamentals until there is some return to the mean. The fact 90+% of Canadian net worth is tied to RE is worrying. Remember increase in cost reduces liquidity
"New goals don't deliver new results. New lifestyles do.
And a lifestyle is a process, not an outcome.
For this reason, your energy should go into building better habits, not chasing better results."
–@JamesClear
Folks — This will be the account for my official duties as President. At 12:01 PM on January 20th, it will become @POTUS. Until then, I'll be using @JoeBiden. And while you're here, follow @FLOTUSBiden @SenKamalaHarris @SecondGentleman and @Transition46.
Are you going off to college in your living room? As universities like Harvard announce plans to go online next year while still charging the full tuition, you may find a gap year more valuable. Read more at https://t.co/p1HkujFTvs #boostbykaplan#gapyear
Macy’s at 34th. Street, long the largest single department store anywhere in the world, & a point of pride in NYC, was devastated yesterday when hoodlums and thieves vandalized it, breaking almost all of its large panels of storefront glass. What a shame. Bring in National Guard!
George Floyd and I were both arrested for allegedly spending a counterfeit $20 bill. For George Floyd, a man my age, with two kids, it was a death sentence. For me, it is a story I sometimes tell at parties. That, my friends, is White privilege.
@googlecalendar my google calendar isn't updating when events are changing. It's causing me to miss meetings and be sitting in empty meeting rooms. HALP