ChristianBernier

TSLA, LMND: The ecstasy of hold

[ChristianBernier @C_Bernier_]

@kaelisura @rixlerr Yeah I know, you can't articulate what is an appropriate amount of help for a parent to help their kids. Just hate any family with more resources than yours.

[ChristianBernier @C_Bernier_]

@kaelisura @rixlerr No duh it's not exactly the same. It's similar enough to not assume he's useless like you seem to. You just seem jelly.

You can artificially disadvantage your kids so they start at the lowest rung, for Accomplishment's sake.

[ChristianBernier @C_Bernier_]

@kaelisura @rixlerr Isn't the point of merit-based scholarships that if you fail your free ride ends?

[ChristianBernier @C_Bernier_]

@kaelisura @rixlerr Merit-based scholarships work the same way.

[Shai Wininger @shai_wininger]

🔥 on all cylinders! @Lemonade_Inc's Q2 2026 results are in

Start here
https://t.co/ON3Qo6jW4p

Highlights (Y/Y)
🚀 11th consecutive quarter of accelerated growth
🚀 Topline up by +32.4%, at $1.43 Billion (IFP)
🚀 Revenue grew even faster, by 79% to $294 million
🚀 Gross Profit up 76% to $113M
🚀 > 3.3M Customers
🚀 Cash (+investments): $1.2 billion and growing
🚀 Geo expansion accelerating: launched Autonomous Car in IN and CO + Renters in SD, WV, WY, ND, MT, MS, NH, DE, and LA

Spotlight: AI powered claims
✅ Reporting a record low LAE ratio of 5%. We're now spending about half of what our competition does on handling claims.
✅ A record low LAE of 7% in Car, our youngest business line
✅ Loss Ratio at 60%, Car LR at 61%

Up next
⬆️ Guiding to ~33% IFP growth in Q3 & FY 2026
⬆️ First positive adj. EBITDA quarter expected in Q4 2026
⬆️ Investor Day @ Lemonade SoHo NYC, Nov 17 '26

[ChristianBernier @C_Bernier_]

@FreedomFulfill @Gfilche @robotaxi If Google could scale robotaxi they would. It's been 9 years. But they don't have the driving data. Tesla has nearly 10 million cars out in the world to draw data from.

Google can fund Waymo all they want, doesn't make for data collection.

[ChristianBernier @C_Bernier_]

@FreedomFulfill @Gfilche @robotaxi 9 years and only 3,500 robotaxis = dead company.

1 year and opening new markets straight with unsupervised robotaxi = world leader in autonomy

[ChristianBernier @C_Bernier_]

@craig10102 Much more likely "capex spend = sell b/c lower short-term profit," in the minds of money managers who get paid based on short-term performance.

Simplest answer is usually correct. It's just like how fed rates going up = selling.

[ChristianBernier @C_Bernier_]

@FreedomFulfill @Gfilche @robotaxi Waymo program has existed for 17 years, their first robotaxi ride for the public was 9 years ago.

FSD program started 9 years ago, and the first robotaxi ride they gave was just 1 year ago.

Obvious which business will win.

[ChristianBernier @C_Bernier_]

@crunchvictims @cparzianello @stevenmarkryan Because why would being the world leader in AI/robotics create a stock price premium?

[ChristianBernier @C_Bernier_]

@Teslaconomics Would a merger be a taxable event for TSLA shareholders?

[ChristianBernier @C_Bernier_]

@KleanStrippa @FoxArmer @SusanLiTV Concussion rates are higher in rugby, which is more popular in Europe vs the US.

[ChristianBernier @C_Bernier_]

@FireyCyndaquil @honorablesaint Even the professional commentators are low-key calling him out.

[ChristianBernier @C_Bernier_]

@NigelBenn1 @RoPoppZurich Did the player hit ask to be taken off the field from said "head injury"?

[ChristianBernier @C_Bernier_]

@CJohnCC @LokiJulianus Wouldn't want men's soccer becoming as tough as US women's basketball.

[ChristianBernier @C_Bernier_]

@matthewdmarsden @JonnyRoot_ Mr. Soccer ambassador over here

[ChristianBernier @C_Bernier_]

@IterIntellectus Watch it break every 6 hours.

[ChristianBernier @C_Bernier_]

@AmitPat88308820 @RealToddChapman @esaagar No, what's happened is the old keep working, which keeps cushy higher-paying senior positions from the younger gens.

[ChristianBernier @C_Bernier_]

@RandyWKirk1 Tax brackets already adjust with inflation.