Chinmay Shinde

I love to explore everything.

[Chinmay Shinde @Chinmay2772]

My dream has come true. i saw first time northern lights its unbelievable, feels like a different world 
#NorthernLights #Aurora #AuroraBoreal #solarstorm #RochesterNY #ny #newyork #usa #rochester #10thmay2024

[Chinmay Shinde @Chinmay2772]

@F1

[Ashish Patil @p_atil91]

Horrifying experience with @Swiggy.

Ordered 7 Kombucha bottles. 5 arrived far below the expected fill level and appeared tampered with.
Photo/video attached.
Order ID: 248371393105986

[Chinmay Shinde @Chinmay2772]

LiDAR…. @elonmusk

[Marques Brownlee @MKBHD]

TECHTEMBER

[Tim Cook @tim_cook]

Sending lots of love to the Apple community on my last day as CEO. My title changes tomorrow, but the love I have for the Apple community never will. Thank you for being a constant source of inspiration. My gratitude is endless, and I’m excited for the next chapter!

[• PRO • @PranitBRane]

I was today years old when I learned that @ZeptoNow won't let you correct a delivery address or cancel an order, even if you catch the mistake immediately after placing it and are willing to pay a cancellation fee. FML I guess 🫡

[Ray Foss @FossPrime]

I made my Steam Controller automatically charge itself

@Dexerto @HardwareSteam @valvesoftware

[Kunal Shah @kunalb11]

It’s been a minute.

2015–2018
- Exited FreeCharge. Spent time learning and investing.
- Pondered about: Why can't trust be rewarded? Started with $1M of personal capital.
- Launched CRED to reward people for paying credit card bills on time.

2019–2025
- Built a system run by a team that values ownership, judgment, and craft.
- Grew from 0 to 17M members by aligning incentives with behaviour.
- Built several products during COVID lockdowns.
- Raised $900M+ from global investors. Did 4 ESOP buybacks.
- Made Indiranagar and IPL ads slightly more interesting.
- Received a full stack of regulatory licences.
- Lost 35 kilos.
- Scaled from 0 to ~$325M ( ~₹3,200 crore) in annual revenue across payments, lending, insurance, commerce, wealth, and credit cards.
2026
- First profitable quarter (yet occasionally asked what our business model is)
- Raised another $900M from Meta in primary and secondary capital.
- Announcing our 5th ESOP buyback.

Today

CRED is ready for its next phase. I am stepping back and @miten steps in as interim CEO, partnered with an incredibly talented team. He has been heading strategy and finance and suffering me since 2020. I’m stepping away from the operating role and will continue as a shareholder. My commitment doesn’t change. Just the role.

Extremely grateful to our members, partners, regulators, and investors who made this possible. And to our board, Shailendra, Micky, Saurabh for their extraordinary conviction.

Team CRED, I’ll still expect you to be a 10x version of yourselves.

As for me, I’ll be joining Meta to lead WhatsApp globally.

Meta comes in as a minority investor in CRED. No access to member data.

While it’s come very far, the delta between WhatsApp today and its full potential is massive. I look forward to working with Mark, Chris, and the leadership across Meta for the next step in WhatsApp’s journey. Will, thank you for scaling something the world relies on quietly, and for making this transition smooth.

Onwards.

[Hitesh @HiteshShinde26]

Your prompts are holding back your AI answers. And you’re leaking data you don’t even notice. I built one keybinding that fixes both.

So I built ContextShield. A VS Code extension that scrubs your prompt and rewrites it for clarity before you send. Fully local, zero setup.

[Hitesh @HiteshShinde26]

Felt this building SchemaSight. Even with a sharp prompt agents still deviate and iterating to fix it burns more tokens. Not a tool or model problem specifically, any agent does this. Sharp prompts help but aren’t a guarantee.

[Hitesh @HiteshShinde26]

Huge drop from All-In Podcast live at NVIDIA #GTC2026: 4 CEOs (CoreWeave, Perplexity, Mistral, IREN) breaking down AI's real 2026 bottlenecks—no fluff, straight facts on power crises, infra limits, sovereignty, and search overhaul.

The #1 killer takeaway from each below 👇

[Stitch by Google @stitchbygoogle]

🛰️ Agentic Mission Control 📡

[Sony Pictures UK 🎬 @SonyPicturesUK]

Project Hail Mary - now playing in cinemas… and in space 🚀 We took IMAX to new heights for an Out-Of-This-World premiere to celebrate there being no bigger experience than IMAX. #ProjectHailMary

@AmazonMGMStudio @IMAX @projecthailmary

[Hitesh @HiteshShinde26]

I built a fully local RAG system that lets you chat with your SQL database inside VS Code.

No cloud. No API keys. No data leaves your machine.

Here’s how it works 🧵

[cinesthetic. @TheCinesthetic]

Project Hail Mary has become the first film ever to premiere in the stratosphere.

A custom IMAX display was sent to 110,000 ft to showcase footage from the film, playing it against the curvature of the Earth itself.

[Chinmay Shinde @Chinmay2772]

@MKBHD I think the performance of this Macbook it will be the same as Macbook Air M1

[Chinmay Shinde @Chinmay2772]

@damianplayer Clawdbot

[Chinmay Shinde @Chinmay2772]

@MKBHD

[Chinmay Shinde @Chinmay2772]

@beebomco https://t.co/WYUKa1KJBj

[NASA JPL @NASAJPL]

Hanging out at home for the holidays? Turn some downtime into space time. Make a 2026 Moon Phases Calendar, and follow the lunar cycle all year long!

🌖 All you need is a printer, scissors, tape, and a brass fastener: https://t.co/8KF8EYtRm1