Christy Raines

[Christy Raines @ChristyRaines]

Happy Friday! Sharing our latest newsletter. We hope that our Spring 2025 Logic Lane Neighbors - Curveball Craig, Perspective Peter, Wise Grandma Winnie and Retired Rachel remind you that while the world is unpredictable, your plan doesn't have to be🌟 https://t.co/ikWKVsNaf3

[MichaelKitces @MichaelKitces]

Good financial planning exploration by @ChristyRaines of 529-to-Roth rollovers, & when in practice clients might reconsider whether the tax-savings-juice is REALLY worth the squeeze (and change in plans)?

"Logic Lane: Leftover 529 Funds Rolled Into…Joy" https://t.co/vfzEEdGczn

[Christy Raines @ChristyRaines]

@ClementsMoney Jonathan, I can't imagine how you and Elaine felt that Sunday afternoon sitting in the hospital. My heart sinks for this unwelcome news and the sadness of things not turning out the way we want. I will be here to listen and learn. Sending love.

[Christy Raines @ChristyRaines]

@SamanthaTwenty What about something like this? ♥️♥️♥️ https://t.co/hzk6stIQVO

[Christy Raines @ChristyRaines]

@SamanthaTwenty @ProfRyanRussell @morganhousel Will be honored to read this with our 10, 8, 4 and 1 year old ♥️. I can’t imagine how scared he must be and how much more love he has to give you and your children. It’s not fair. I pray for peace and comfort and that he’s surrounded by love. I’m so sorry.

[Christy Raines @ChristyRaines]

@thehannahjmoore Hi🥰! Resilient and Resourceful are the words I use to describe my path! I would include you on the top of the list!💪

[Christy Raines @ChristyRaines]

@JamesClear Anna Maria (rent a house north of Pine Ave, on gulf side) on Anna Maria Island, FL. Maybe not 10 restaurants but a solid 6-8. You’ll likely want to go to Waterfront Restaurant more than once.

[Christy Raines @ChristyRaines]

@MichaelKitces 💯 “Let’s get together and talk about all the things in the past and charts you don’t understand and likely make you feel bad” 🥱 vs “Let’s get together & talk about you and what’s causing you stress and explore possibilities for your future.” 🧨 Planning Meetings for the win. 🙌🏻

[Christy Raines @ChristyRaines]

@MichaelKitces @maxmyinterest @flourish Sounds like something Olivia and Oscar Outsourcer would like 😉

https://t.co/5U59uGe8lg

[Christy Raines @ChristyRaines]

@jbrendanfrazier Relief.

[Christy Raines @ChristyRaines]

Sharing our newsletter we wrote for our clients in case it is helpful to others :-)

Feel free to read to see how Sarah and Sam Simple's cash strategy differs from Rick and Retta Risky and how it can take a lot of effort to make this all look effortless.

https://t.co/5U59uGdAvI

[Christy Raines @ChristyRaines]

@Steph_Bogan @behaviorgap I’d love to read that article . Go for it and if I can help lmk 😊

[Christy Raines @ChristyRaines]

@Steph_Bogan @RFrailich You’re unretirement is a gift to so many. You have no idea know how many people need to hear what you have to share. 🙏🏻

[Christy Raines @ChristyRaines]

@Steph_Bogan @RFrailich It’s like I’ve learned a few things from Limitless! 😍 Reed is 5 weeks old and thriving! He’s a little snuggle chunk who doesn’t miss a meal. Also feeling quite Limitless in that we moved into our custom build new home yesterday…! All the things! 🤪

[Christy Raines @ChristyRaines]

@Steph_Bogan @RFrailich We do 10am and 1pm meetings for surge on Tues and Wed and 10am on Thursday. Week on, week off. Our clients do 1 big meeting per year and pay us average $15k each so I don’t ever wanna feel like I’m watching the clock to hurry them :)

[Christy Raines @ChristyRaines]

@Steph_Bogan @RFrailich And our team loves the week on and week off rhythm because our planning meetings are involved and deep. Gives us time to do the follow up from previous week, prep for upcoming week, or pivot and reschedule everyone because of #life #kids #fevers #callsfromschoolnurse 😆

[Christy Raines @ChristyRaines]

@Steph_Bogan @RFrailich Both my employees are also moms and we’re all about flexibility and not creating a schedule that maxes us out that we resent. And we all work < 30 hours a week.

[Christy Raines @ChristyRaines]

@Steph_Bogan @RFrailich 7yo or 9yo? I can pivot from a zoom to a phone call and do it from home while they self soothe/rest/know to not interrupt. Threenager or newborn? It’s a full reschedule because they need mom or dad snuggles. #pivotpivotpivot

[Christy Raines @ChristyRaines]

@Steph_Bogan @RFrailich Yup. I have two employees, one right hand CFP and one Exec Assist, who will get on top of rescheduling for following week. Usually it’s not an entire week I’m out. And now we’re at the point where it depends age of kid who needs mom or dad…

[Christy Raines @ChristyRaines]

@Steph_Bogan @RFrailich And yes, we work mainly with “Busy Families with Big Dreams” and in the 7 months we meet with clients we categorize them and try to meet with people with all same planning phases in same month. Keeps the energy and topics on point! 🎯