Charles Barkley says that Michael Jordan once gave him financial advice during a round of golf centered around taking stock options from Nike instead of cash, and says he followed his advice and it ended up making him $50,000,000
“So I wore 32 one year, but I called Michael and I said, ‘Hey, send me a pair of shoes. I just want to tell you how much I appreciate everything you did for me, giving me that advice on that Nike stock that made me $30 million.’”
“Because at the time I was making about $3 million a year, and we were playing golf, and he said, ‘Chuck, I was talking to somebody. So I want you to quit taking $3 million. Take a million and take the other $2 million in stock options.’”
“So I called my people and said, ‘Hey, Michael told me to do this,’ because Mike’s always been a brilliant businessman. And they’re like, ‘This is risky. You think he’s going to be that great?’”
“I said, ‘Man, I ain’t never seen nobody like that dude,’ because I had met him at the Olympic trials. I said, ‘He’s going to be amazing.’”
“And we did it. And like I said, I ended up probably making, seriously, another $50 million, to be honest with you.”
People don't understand Leonardo Da Vinci's insane IQ. Da Vinci wrote thousands of pages in mirror script which most people couldn't even read. Da Vinci dissected over 30 human bodies himself. This included an old man he watched die at a hospital. Da Vinci would buy caged birds at the market, then immediately let them out just so he could observe how they fly. Da Vinci would often stand and look at The Last Supper for hours only making a single brush stroke. Other times he would paint from sunrise to sunset without eating or drinking. Da Vinci designed the first helicopter, parachute, scuba gear, and tanks that was never even built. Da Vinci was absolutely insane. You are very much not operating at this guys level.
The IRS is legally robbing 30% of your paycheck every Friday because you are too much of a coward to spend $200 on an LLC
A guy making $80,000 at a normal job takes home about $60,000 after taxes.
A guy making $80,000 through his own LLC writes off his phone, his WiFi, a portion of his rent, his car, and his meals. He pays taxes on the pennies left over, and keeps the rest
The entire tax code was written by business owners, for business owners.
If you just take a W2 paycheck, you are subsidizing the lives of the rich
How to legally hide your money from the government:
1. Open a single-member LLC in your state ($100-$300)
2. Open a separate business checking account. Do not mix your personal grocery money with it
3. Start any side hustle. Consulting, freelance, flipping couches. It doesn't matter, as long as there is intent to make a profit
4. Write off the percentage of your life used for "business." Your cell phone bill just became a business expense
But the biggest cheat code of owning an LLC isn't the tax write-offs. It's the banks.
A normal guy begs for a $5,000 personal loan at 12% interest.
But if you have an LLC and a 740 personal credit score, I can walk you into the business card desk at Chase or Amex and get you $80,000 at 0% interest for 18 months.
The algorithm doesn't ask for tax returns. It just sees the 740 score and hands over the bag.
Running this exploit for other business owners is my entire career:
1. I find owners who got rejected for normal commercial loans
2. I take them to the backdoor business card desk
3. The bot approves them for $80,000 at 0%
4. I tax them 10% before they touch the cash
$80,000 approved = $8,000 to me. For filling out a form on a different URL.
If you want to consistently make $15K-$50K a month without lending a single dollar of your own money:
Free live masterclass:
- where to find the owners who just got rejected
- the banks with this blind spot and the exact order to hit them
- the one page contract that legally secures your 10%
- how to get paid without their money ever touching your account
Link in my bio
the trick is having the courage to live through a chapter you hate without letting it poison your belief in the story. even in the middle of something painful, you can hold onto that deep pull toward what your life could become. so much of life comes down to your ability to keep believing in what you cannot see yet, to keep faith in the story while you’re still living through the parts that make it hard to believe
Coming back from the dead is arguably one of if not the very best masculine experiences for confidence
I have spoken to some very high level operators who have been destroyed and zero'd out in their mid thirties by bankruptcy, divorce getting ugly and a multitude of other things and those individuals who eat those shots and came back to the arena swinging and rebuilt themselves from basically nothing; everyone of those motherfuckers has that untouchable it factor swagger and its so potent
Those moments where you're down and out, took a risk which was 95% of NW; got clipped and now you barely have money for rent without hopping on uber for 30 hours a week for the next 4 weeks, or maybe you even go into heavy debt and get clipped
Those are the moments that forge the spirit and make the man in complete totality, if a man can connect to his vision for himself and revive from those angles from the dead he will know a strength and a power like no other
Fear is such a neurotic mistress, its so easy to be consumed by fear when everything is going perfectly and it can paralyse you even when things are great, but then once you get destroyed into the dirt and all your nightmares are at the door, all of them have transformed and become real now it is strangely at this very point when they have no power over you, the point where you're in the most danger you care the very least as you have gained strength from engaging and welcoming your shadows, once you welcome something and you are truly not bothered by it; you swallow its soul and it animates you into correct posture and life force and you can utilise that as an additional limb of some sort
It's never getting decimated that really deconstructs men, you will always live in a glass house afraid of the wind when you have never realised you can survive the coldest nights and its genuinely that realisation that is the foundation of becoming and growing beyond who you actually are
Unless you fail truly at some point, you will never develop the courage to be who you truly could be, as the protection of your little ego will prevent you from truly taking on the almighty behemoth challenges
Failing brutally atleast once destroys your ego and liberates you, it almost acts as an additional health bar
Always the dudes who have done the least who are the most stressed and the men who are the most calm who have been in the war the longest
Otherwise you will live to protect your illusions forever
Elon Musk was asked at a private dinner what he would do if SpaceX and Tesla both failed simultaneously and he lost every dollar. The question was intended as a hypothetical ice breaker. His answer lasted 8 minutes and the table went silent.
He said he would move into the cheapest apartment he could find, buy a computer, and start building the next thing within 24 hours. Not in a week. Not after processing the loss. Within 24 hours. He said the loss of the money would not bother him. The loss of the companies would devastate him. But the devastation would last one night. The building would start the next morning.
Someone at the table asked what the "next thing" would be. He said he didn't know and that the not knowing wouldn't slow him down. "The thing finds you. You just have to be building when it arrives."
The answer reveals something about his relationship with money that most people misunderstand. Money is not the goal. Money is not even the scorecard. Money is the fuel that lets the machine run. Losing the fuel is a logistics problem. Losing the machine is a psychological one. He can survive the logistics problem overnight. The psychological recovery takes a morning.
This is the same man who put his last $35 million into SpaceX when both companies were failing. He did not diversify. He did not hedge. He put every remaining dollar into the thing he was building because the alternative, having money but no machine, was worse to him than having no money and a machine that might work.
The table at the dinner expected him to say something about resilience or growth mindset. Instead they got a man who described total financial destruction with the same emotional weight that most people describe losing a parking spot. The money is replaceable. The morning is for building. The building doesn't wait for recovery. Recovery IS building.
"The thing finds you. You just have to be building when it arrives." The richest man alive doesn't fear losing everything. He fears stopping.
I have a friend whose stress tolerance absolutely marvels me, 100% a psychopath because no normal person could tolerate that much stress and not completely crumble, handles it all with charisma and swagger too, truly exceptional and definitely someone to look up to in that regard, I once asked him if there's any mental models he employs to just keep pushing through and he looked me dead in the eyes and said "When I see a storm, I just know I will ride that storm to the end, I am the storm rider"
Kyle Shanahan says great defenses shouldn't have to trick their opponents
“Coverages are coverages. Fronts are fronts. It’s very rare that a team just does something nobody else does. They just do it better.”
“You try to find ways to attack it, and you can always come up with some new ways in the offseason, but usually a new way has to do with putting a different player in a different spot and finding a better matchup.”
“Seattle is pretty much the same scheme with a lot of the same players, especially at the pivotal spots. They’re into what they do. There’s no reason for them to change.”
“They don’t have to trick too many people. They’re very sound at what they do, and they’re very good at what they do. They make you line up and play.”
“It’s similar to how we were in 2019. Everybody knew what we were doing, but we were really good at it, we had really good players doing it, and we did it over and over again.”
“That’s the best way to build a defense. You don’t have to get lucky with calls or put guys in risky positions.”
If you get addicted to things easily, you have one of the rarest traits there is.
Most people can't stay interested in anything for more than a week. You can lose 6 hours to something without noticing.
Right now that goes to games, feeds, and whatever hooks you first. That's the only problem.
Pick one hard thing actually worth being addicted to. A skill, your body, your work. Give it the same obsession for 2 years and you'll pass people who've been at it for 10.
People need to understand this: these billionaire tech bros teach their children Montessori and Waldorf methods which focuses on teaching kids the ability to focus for long periods, think critically, and be creative, while they push attention-destroying short form videos and AI onto the masses and pretend it’s for the good of humanity.
They understand that your ability to focus and be creative is the main factor of success in the future, yet design apps that degrade those crucial life skills. The average person must be aware of this and resist this at all costs.
All you have to do is commit for 6 months.
That's not a lot. It's actually very little.
6 months is 1% of 50 years, and most people can't stick to something that will change the trajectory of their life for 2 weeks.
Study your own patterns like your freedom depends on it. It does. Learn where you bend. Where you panic. Where you reach for comfort instead of the truth. Every one of those spots is a door someone else can walk through if you leave it unguarded.
Most people are played by the same weakness their entire life because they never sat down and mapped it. Map it. Close the gaps before anyone else finds them. That's what makes you impossible to manipulate.
Game theory proves that you must always be prepared for confrontation. Regardless of how successful, how liked, or how loved you are, you will face opposition. New threats emerge, and former allies won't be driven by the same incentives as you anymore. To find out what drives your enemies and allies, you must look at their past. Remember that behaviors repeat; the past helps reveal what their true intentions might be. Peace is maintained through readiness, not naivety.
If you want to get ahead, just be easy to work with. Show up on time. Do what you said you'd do. Bring solutions, not problems. Never create drama. Be responsive. Be emotionally consistent. Be kind. People will always want to support someone who just makes their life easier.
Young men need to stop feeling like they're behind in life. When Julius Caesar was in his thirties, he was reading about Alexander the Great and began to cry. His friends asked him what was wrong. He said: “Do you not think it is matter for sorrow that while Alexander, at my age, was already king of so many peoples, I have as yet achieved no brilliant success?” Alexander had built an empire from Greece to India and died at 32. Caesar was older and had done nothing worth remembering. In his forties, he conquered Gaul. At 50, he crossed the Rubicon and took Rome. He became the most famous Roman who ever lived. Caesar thought he was behind, but he was only getting started. You are not late.
Pick a challenge too big for who you are now.
That's how people change. A challenge above your level drags the new version of you out.
It will suck. You'll fail constantly. You'll feel like a fraud for months. Your old self will beg you to stay the same.
But if you can pull this off, 10-20 times throughout your life, you will blow past everyone else.