David Lau

[David Lau @DavidPLau]

@WMMensTribeLax Great photo - terrific memory for you to have Jack!

[David Lau @DavidPLau]

@RepRaskin @RepJoeMorelle This is uneducated disinformation and disappointing from an elected official (though expected from a Democratic). The Supreme Court said expressly in its ruling that no one is approve the law and this only applies to official acts.

[David Lau @DavidPLau]

@PeteButtigieg @PeteButtigieg, in case you missed it, the duly nominated guy he was supposed to debate was forced to quit the race by your party. As of now, there is no democratic nominee for president leaving no one to debate.

[David Lau @DavidPLau]

@BarstoolBigCat I was the guy in Tahoe that gave @blakegriffin23 the “nice shape on that shot”. Blake hit some pretty shots but that wasn’t one of them. Was just looking for something positive to say about that slice into the woods. Feel free to steal it! #PositiveVibes

[David Lau @DavidPLau]

@AGAndrewBailey @KamalaHarris @JoeBiden Thank you!

[David Lau @DavidPLau]

@JustinThomas34 Perhaps we need a Zamboni treatment to the greens midday - roll ‘em and cut ‘em.

[David Lau @DavidPLau]

@MichaelKitces Thanks, Michael. Be well!

[David Lau @DavidPLau]

@MichaelKitces I couldn’t get comfortable w/ the complexities, price variations & underwriting problems w/ the current LTC product types, so with a blank slate we designed something totally different that could address the increased expenses associated w/ health related issues in retirement.

[David Lau @DavidPLau]

@MichaelKitces Agreed Michael. Since we had success with IOVA at JNF, carriers think IOVAs are the key to the RIA market. @dpl_fp has been working to change that. We have more than a dozen low-cost, no-load, feature-rich annuities available for RIAs.

[David Lau @DavidPLau]

@jromeroCFP @MichaelKitces In order to efficiently & securely deliver retirement income for clients, fee-only advisors very much need annuities with LBs. Particularly in this interest rate environment & the likelihood of 30+ yr retirements.

The marketplace has many IOVAs already.

[David Lau @DavidPLau]

The reason annuities are a dirty word for RIAs is commission. Commissions drive up pricing, increase complexity and keeps fiduciaries from using annuities. #MSUM19

[DPL Financial Partners @dpl_fp]

#dpl_fp encourages all #MSUM19 attendees to visit our kiosk to meet our CEO and Founder, @DavidPLau, and our RIA Consultants who are here to help you learn about our turnkey Commission-Free insurance management platform for #RIAs. #JointheRevelation @ https://t.co/N4d1m1IL8G

[David Lau @DavidPLau]

The reason annuities are a dirty word for RIAs is commission. Commissions drive up pricing, increase complexity and keeps fiduciaries from using annuities.

[DPL Financial Partners @dpl_fp]

#dpl_fp encourages all #MSUM19 attendees to visit our kiosk to meet our CEO and Founder, @DavidPLau, and our RIA Consultants who are here to help you learn about our turnkey Commission-Free insurance management platform for #RIAs. #JointheRevelation @ https://t.co/N4d1m1IL8G

[David Lau @DavidPLau]

@FinkeonFinance Nice REM reference!

[DPL Financial Partners @dpl_fp]

.@NAPFA advisors have a lot of questions about Commission-Free insurance & annuities and how they work. #dpl_fp has answers. DPL Founder & CEO @DavidPLau takes NAPFA members' most pressing questions in his "Ask Me Anything" webinar: https://t.co/XH510931EN

[Lowe Group @TheLoweGroup]

It’s not everyday a client of ours gets to throw the first pitch of an MLB baseball game. ⚾ Unfortunately for the @Dodgers, David’s first pitch was the highlight of the game!

[David Lau @DavidPLau]

@FinkeonFinance is on point about the importance of annuities, but steak dinners are possible because consumers pay high product costs due to rich commissions. Commission-free annuities eliminate conflicts, reduce costs & allow fiduciaries to implement rather than salespeople.

[Michael Finke @FinkeonFinance]

Finke: Why Annuities (and Free Steak Dinners) Deserve a Second Chance https://t.co/doL2VUBTwD via @ThinkAdvisor

[David Lau @DavidPLau]

The “math” is getting better on annuities — particularly the commission-free versions available through @dpl_fp — the “Amazon-style annuity platform” for fee-only advisors https://t.co/dwFNA8PpZd

[Barron's @barronsonline]

Annuities are looking better than they have in years https://t.co/ZU5OJwG756