Dominic Beattie

Editor. Co-host of the Savings Tip Jar podcast. Father. Views are my own.

[Dominic Beattie @DominicBeattie]

There goes hopes of another rate cut this year. RBA had warned CPI trimmed mean of 0.9% would be a "material miss". It was 1.0% - worse than feared. Is this is a temporary blip or a turning point? Those fixed-rate mortgage deals under 5% are looking a bit more attractive...

[Dominic Beattie @DominicBeattie]

Listen to this week's episode, featuring a great chat with HSBC Australia's Chief Economist Paul Bloxham on the latest movements in the gold price + RBA rate cut speculation: https://t.co/PvIrDNV3rG

[Dominic Beattie @DominicBeattie]

My SAVINGS TIP on the Savings Tip Jar podcast this week: Put a pause on your gym membership if you know you're gonna be unable to hit the gym for a while. Most gyms allow you to pause your membership for several weeks a year, although they might still charge a small weekly fee.

[Dominic Beattie @DominicBeattie]

listen to this week's #savingstipjar podcast: https://t.co/RSbZVjdKIp

[Dominic Beattie @DominicBeattie]

SAVINGS TIP: Keep on top of notices from your bank - my credit card provider sent an email a few months back to say they are introducing a $40 annual fee which I would’ve missed had I not seen someone mention it on Reddit. I have now cancelled that card.

[Dominic Beattie @DominicBeattie]

EXCLUSIVE OFFER: Free 3-month trial of grocery price savings platform @grocerizex for Savings Tip Jar podcast listeners. Listen out for the special promo code on this week's pod or in the clip below!

[Savings.com.au @savingscomau]

Blake Bennett from @grocerizex joined the podcast this week, with an exclusive offer that means Savings Tip Jar listeners could get three months of the premium service for free.

[Dominic Beattie @DominicBeattie]

Listen to this week's #SavingsTipJar podcast: https://t.co/WTfgjmsihS

[Dominic Beattie @DominicBeattie]

SAVINGS TIP: Buy your Aussie winter wear now! Should still be plenty of winter clearance racks in stores around the country. I found an $80 jumper selling for just $20 in @myer the other day.

[Dominic Beattie @DominicBeattie]

Westpac is now the only big 4 bank still tipping an RBA rate cut on 4 November

[Savings.com.au @savingscomau]

First NAB, then Commbank and now ANZ - the dominos are falling for economists walking back November rate cut predictions

https://t.co/uKBidhhjMF

[Dominic Beattie @DominicBeattie]

CBA economists have ditched their November RBA rate cut prediction, reporting no cuts till February. Follows NAB saying no cuts till May. ANZ and Westpac still hanging onto their Nov cut calls for now at least #ausbiz #ausecon

[Dominic Beattie @DominicBeattie]

Looking forward to recording this episode. Fair bit to talk about!

[Savings.com.au @savingscomau]

On tomorrow's Savings Tip Jar podcast 💲🫙🎙️: @MacquarieBank Head of Deposits & Payments Olivia McArdle talks savings account interest, @YourMortgageAu Editor Brooke Cooper on the Home Guarantee changes, 💰news and savings tips! Send us your questions, comments and savings tips

[Savings.com.au @savingscomau]

Tomorrow on the Savings Tip Jar podcast: With many fixed-rate home loans under 5%, we ask Rebecca Jarrett-Dalton from Two Red Shoes Mortgage Brokers whether it's time to fix. Get your questions, comments and savings tips in tonight! https://t.co/Hdp0qM5T9u

[Savings.com.au @savingscomau]

On today's episode of the Savings Tip Jar podcast: our reactions to the RBA's rate cut + how banks and lenders have responded + the expert insights of @CommBank Senior Economist Belinda Allen. Ep drops this arvo so get your questions & tips in now https://t.co/Fi22Etl6WU

[Dominic Beattie @DominicBeattie]

The last of the big four to announce: @NAB have confirmed they'll pass on the #rba rate cut to variable-rate home loan customers in full on 25 August https://t.co/ypOzWPcwOS

[Dominic Beattie @DominicBeattie]

.@ANZ_AU to pass on the August RBA rate cut in full for variable-rate customers on 22 August. That's 3/4 of the major banks announcing for home loans. Just awaiting confirmation from @NAB https://t.co/ypOzWPcwOS

[Dominic Beattie @DominicBeattie]

For savings accounts, @Macquarie Bank has confirmed it will be passing on the full 0.25% cut from 15 August. Keep an eye on this @Savingscomau page for more savings account #RBA rate cut announcements: https://t.co/UqWvGfGJ1d

[Dominic Beattie @DominicBeattie]

Thus far, CommBank, Westpac (and related entities), Macquarie, Athena, RACQ Bank and Australian Unity have all confirmed they will be passing on the #RBA rate cut to variable-rate home loans. Keep an eye on this page for more updates: https://t.co/ypOzWPcwOS

[Savings.com.au @savingscomau]

Another RBA rate cut! Our Editor @DominicBeattie explains what it means for savers #rba #ausfinance #ausecon

[Dominic Beattie @DominicBeattie]

Wrapped up our last podcast episode of the year by chatting to the federal housing minister. We'll be back for more savings tips, money news and finance interviews in early 2025! Thanks to all our listeners.

[Savings.com.au @savingscomau]

"The fundamental problem is we're not building enough homes." In the final episode of our Savings Tip Jar podcast for 2024 we spoke to @ClareONeilMP about one of the biggest issues of the year - the ongoing housing crisis. Full episode: https://t.co/QMe7JH7jSs #auspol

[Dominic Beattie @DominicBeattie]

Next headline rate for Monthly CPI should be even lower due to base effects. Sept 23 was a big number with m/m inflation of 0.58%. When that drops out and is replaced by a typical m/m rate of 0.25% that'll bring headline inflation down to about 2.3% #auspol #ausecon

[Dominic Beattie @DominicBeattie]

Monthly CPI results: Headline rate as expected at 2.7% y/y. Big fall in underlying inflation rate to 3.4% (from 3.8%) though still too high for the RBA #ausecon #auspol