Michael Kellams DO

Husband | Dad | Anesthesiologist | Music Nut | 2Cor 5:9 | IU Sports| Colts| Pacers| Reds| #Anesthesiology | #Medtwitter #SoMeDocs

[Michael Kellams DO @DrMAK66]

@gggirl924 Lima Beans

[Michael Kellams DO @DrMAK66]

@TheCancerSutra I’m stage 4 inoperable bladder cancer also resistant to chemo and my insurance only approves PET scans every 6 months. Insurance companies are the evil villain of healthcare

[Michael Kellams DO @DrMAK66]

https://t.co/E1ccPfvqB6 #NCAABasketball #MarchMadness2024

[Elon Musk @elonmusk]

Because I am raising concerns about the flood of unvetted illegal immigrants overwhelming American cities, the press will often characterize me as “anti-immigrant”.

As an immigrant myself, nothing could be further from the truth.

I am very much in favor of increased and expedited legal immigration for anyone who is talented, hard-working and honest.

It is bizarrely difficult and agonizingly slow to immigrate to the USA legally, but trivial and fast to enter illegally! This obviously makes no sense.

[Michael Kellams DO @DrMAK66]

@insidethehall Assembly Hall is where visiting teams always have a random player get his career high.

[Assembly Call (⚪,🔴) @AssemblyCall]

Start Anthony Leal at Purdue.

@MikeWoodsonNBA

#iubb

(Like, Retweet, Pass it on ... )

[Michael Kellams DO @DrMAK66]

@LegendBartlett2 @bjstudd07041776 @da_wessel @JoeBiden And delayed thousands of flights in and out of Vegas as a result. Screwed up more peoples days than helped

[Michael Kellams DO @DrMAK66]

@insidethehall FWIW, my 5 takes as a casual observer :
1) we need Ware
2) gotta hit FTs
3) gotta take 3’s
4) hard to beat bad refs
5) X shouldn’t start

[Michael Kellams DO @DrMAK66]

@TheFieldOf68 @gwizzy12 @r22childress @jerel_mcneal None of the above. Tennessee or Houston

[Michael Kellams DO @DrMAK66]

@AssemblyCall Daniel Moore

[Michael Kellams DO @DrMAK66]

@DrMoneyTrees Gran Torino

[Michael Kellams DO @DrMAK66]

@WCInvestor Won’t be paying malpractice premiums, disability premiums, billing fees, licensing fees, practice overhead, ….

[White Coat Investor @WCInvestor]

Doctors often mistakenly overestimate how much $ they need in retirement. If they ask a financial advisor for a rule of thumb, they might be told they will need 70%-80% of their pre-retirement income to comfortably retire, but that's not the case . . .

The truth is that most docs will need a MUCH lower percentage of their pre-retirement income to retire comfortably. For a typical physician who plans well for retirement, their expenses will decrease dramatically by the time they retire.

Consider all the expenses you’re paying now that you won’t be paying in retirement.
▪️Mortgage
▪️Taxes
▪️Retirement Savings

A few expenses may go up, however.
▪️Greens fees
▪️Travel expenses
▪️Healthcare costs

Most physicians realize they only need 20% -50 % of their pre-retirement income to have a very comfortable retirement.

A physician now earning $300,000 may find that they will have a very comfortable retirement if their portfolio will provide an income of just $100,000. They can achieve this by saving a very reasonable 15% of their income every year for 30 years and earning a 4% after-inflation return on that savings.

How much of your income do you think you'll need in retirement?

[Ascension St. Vincent @StVincentIN]

Congratulations to Ascension St. Vincent Hospital in Indianapolis for being listed on Becker's Hospital Review list of 70 hospitals and health systems with spine and neuroscience programs to know in 2023! https://t.co/354d49M6nB

[FantasyPros @FantasyPros]

Retweet if Dameon Pierce scored that touchdown on your bench

[Michael Kellams DO @DrMAK66]

@Strigl U2 opened for J Geils Band 1982

[Michael Kellams DO @DrMAK66]

@awkwardgoogle

[Michael Kellams DO @DrMAK66]

@HoosiersConnect Mike Woodson, George Taliafarro, Victor Oladipo

[Michael Kellams DO @DrMAK66]

@DaveMacLachlan1 https://t.co/iFDz88qM8L

[Michael Kellams DO @DrMAK66]

@ThatEricAlper Anthony’s Song (Movin Out) - Billy Joel