Finn McCool

Lucky husband/father of 2. Ultrarunner (trail 50k-100k)🏃‍♂️ hiker 🥾 concert-goer🤘 Sober 19 yrs 🙂 Opinions are my own because I'm original ☘️

[Finn McCool @FinnMcCool100]

My entire portfolio including 401k:

Current market value: $2.73M

$VOO / S&P 55%
$QQQM 25%
$URA 15%
$SYM 4%
$IRDM 1%

Follow me as I do nothing to this mix, and plan to retire in 2034.

Work 401k will increase S&P alloc.
I'll rebalance URA if it gets > 20% of my portfolio.

[Finn McCool @FinnMcCool100]

I donate $ to charities but I don't think I can do those charity galas.

[Finn McCool @FinnMcCool100]

@AcdntlyRetired I'm cash: lower-middle,
retirement: upper-middle

[Finn McCool @FinnMcCool100]

@BowTiedBull Top 5% for me!

[Finn McCool @FinnMcCool100]

Spectrum/satellite
$irdm $48 to $80

AI Robotics / Warehouse automation
$sym $48 to $100

[Finn McCool @FinnMcCool100]

@AcdntlyRetired How old are you now?

[Finn McCool @FinnMcCool100]

@ramit When I wrote "you can figure out college expenses", I never said my kids are on their own! We will get merit scholarships, scholarships, federal subsidized loans (that we'll likely pay for them when they graduate), parent plus loans, and straight up cash. y'all quick to assume!

[Finn McCool @FinnMcCool100]

@ramit We have woefully underfunded our kids 529 but our retirement is set. You can figure out college expenses and take out loans. You can't "figure out" retirement. Pay yourself first.

[Finn McCool @FinnMcCool100]

@AcdntlyRetired We've taken a 12-16 day summer vacation to Europe with our teenagers the last 3 years, it's been awesome. Still work, so 2 weeks off is what we can swing.

[Finn McCool @FinnMcCool100]

@BowTiedBull My goal is $5M and mortgage paid off by age 55

[Finn McCool @FinnMcCool100]

With advances in AI, should college kids be majoring in the following fields?

- accounting
- actuarial sciences

[Finn McCool @FinnMcCool100]

@AcdntlyRetired Here's how I'm allocated, 95% ETFs:
$VOO / S&P 55%
$QQQM 25%
$URA 15%
$SYM 4%
$IRDM 1%

[Finn McCool @FinnMcCool100]

@AcdntlyRetired Any advice for me? I just went 95% etfs, but my brain is wired to look for the next setup, asymmetric bets, etc. I put a 5 min daily timer on my stock apps. I itched the scratch by allowing myself one stock in my IRA , at 4% of my entire portfolio.

[Finn McCool @FinnMcCool100]

@TheBigLong2019 @P_Remarks I bought at $39 and thought it was a double from there, so I expect $80 (mkt cap of $8-$9B).

Spectrum is a scarce asset and in demand. ~$3-4B spectrum value alone not counting their operating business.

[Finn McCool @FinnMcCool100]

@staysaasy We're here. I'm first generation Irish. Despite being raised in deep Irish culture, my kids probably don't identify as Irish as much as I did/do.

[Finn McCool @FinnMcCool100]

@WhiteHouse Seriously? Your social team doesn't have better things to do? People are struggling. Food prices and gas prices are too high, and you're posting AI slop.

[Finn McCool @FinnMcCool100]

It's not the hours you work, it's what you produce.

[Finn McCool @FinnMcCool100]

@sama Cures for cancer.

[Finn McCool @FinnMcCool100]

@charliebilello The problem isn't the rates. The problem is the cost of housing.