I love this.
"You owe it to yourself to bet on your instinct. You owe it to yourself to lose because of yourself. It’s your right to be wrong. I feel so deeply about that."
31 May 2020:
I was on the road, staring at failure at the start of my 40s.
1 June 2020:
6 years back, on this day I started my journey of building Raise (@RaiseTheBarHQ) from zero.
The day before, I held a fancy title of Founder, Managing Director and CEO of a financial services company, was an industry pioneer and a leader, built and scaled a product that redefined how India invested online, that made mutual funds popular, and introduced direct mutual funds to the masses. Built a venture that managed few billions dollars and was possibly valued as much as.
Next day, I had nothing. No titles, No power. No team. No salary, No stocks. Practically made no money from the venture I gave everything to for 3 years to make it a grand success. Founders like me are emotional fools & immature beings who trust easily and take a word as a word, only to realise one day - the world doesn't work the way one thinks it works.
Tried to raise money from venture capital, which I thought would be a easy thing to do but it was not. Almost every VC out there rejected me. Few influential people made raising capital a bit difficult. Many VC & partners who promised term-sheets, stopped responding to emails / chats or just backed out.
All of this happened during peak COVID times. I was staring at failure at the start of my 40s. I had no idea what the future would hold for me. Job was never an option, I am too practical and also much of a straight-talker to survive in a corporate life. I had started up 3 times earlier, and was more or less a failure. Somehow gathered courage to start-up again just because giving up again was never an option.
Times have changed since then!
Today we are a team of ~650+ builders and believers at Raise.
Only thing we care about is building the best consumer experiences across all the products we are building - @DhanHQ@ask_fuzz@Upsurge_club@Stratzy_HQ@FilterCoffeeHQ and few more ventures in insurance, wealth and investing that we are building.
5 years back value of everything was Zero. Today for whatever it means, Raise is a unicorn valued at USD 1.2 Bn. At some point, I was offered good money as some sort of settlement which of course I never took. This is why I say that as founders, some of us are emotional fools who keep taking chances even after losing it all!
Looking back, even after this crazy journey and tons of luck by my side, I am still more of an emotional & introvert founder fool. We are still in our early days of building and are far from where we want to be.
Once again, there's no inspiration or gyan here for anyone. Tu tera dekh le bhai, yahaan mein khud bhagwan ke bharose pe hoon..
I post this just as a reminder to myself - never forget where & how we started from.
More importantly to express my gratitude to all those who stood by me and supported us in my tough times - as co-founders, team members, colleagues, believers, supporters, cheerleaders, well wishers, investors, friends and most importantly as our customers.
Thank you, I wouldn't have made it till here without you 🙏
Omega-3s may be one of the most powerful dietary tools for resolving inflammation and slowing biological aging
In a 3-year randomized trial of healthy older adults, omega-3 alone slowed epigenetic aging, while vitamin D and resistance training alone did not
But the biggest effect came when all three were combined: omega-3, vitamin D, and resistance training slowed biological aging by about 3.8 months
That may sound small, but it reflects a slower pace of aging that could compound over time
The combo was also linked to ~40% lower pre-frailty and 61% lower invasive cancer incidence
Japanese actor Hiroyuki Sanada spoke about the contradictions of human nature:
“Some people dream of having a swimming pool at home, while those who have one hardly ever use it. Those who have lost a loved one feel a profound sense of loss, while others often complain about their living relatives. Those without a partner long for one, while those who have one often don't appreciate it. The hungry would give anything for a meal, while the satiated complain about the taste of their food. Those without a car dream of owning one, while those who have a car are always looking for a better one.”
The key to happiness is gratitude: truly seeing and appreciating what we already have, and understanding that somewhere, someone would give anything for what we take for granted.
Of all the characters in the startup world, the wannabe Naval is the most dangerous.
His primary need is not to be right but to sound smart. This holds him back in two ways:
1. It prevents him from pursuing the truth. The truth is not always deep and contrarian - sometimes it is mundane and obvious. This person has no interest in such truths.
2. Action becomes secondary. Stating the deep thought becomes an end in itself. Why bother with the inconvenience of actually doing something about it?
@Markmanson There's a kind of lasting happiness that we might call contentment, which comes from developing a sense of gratitude; from finding the mundane miraculous. I can't speak for anyone else, but my background happiness is much higher since I changed how I see the world.
Today is World Liver Day 2026.
Here are 8 things your liver actually wants you to know.
1
There is no such thing as a "liver detox."
Your liver runs phase I and II detoxification 24/7 on its own.
No juice cleanse, no milk thistle, no herbal detox speeds this up.
In fact several have caused liver injury - the opposite of the claim.
2
Alcohol has no safe dose.
Liver harm begins from the first drink.
The old "moderate drinking is protective" myth came from flawed studies contaminated by abstainer bias - now debunked by Mendelian randomization.
Zero ml is best.
3
"Natural" supplements are now a leading cause of acute liver failure.
Ashwagandha. Green tea extract. Garcinia. Kratom. High-dose turmeric. Giloy/Tinospora.
They dominate drug-induced liver injury registries across India, the US, and Europe.
Natural ≠ safe.
4
Coffee is genuinely liver-protective.
2–3 cups/day (caffeinated or decaf) lowers the risk of fibrosis, cirrhosis, and liver cancer.
One of the very few dietary interventions with real, replicated evidence.
5
Fatty liver (MASLD) now affects ~1 in 3 adults worldwide.
A 7–10% body-weight loss:
• clears Liver fat
• reduces inflammation
• can regress early fibrosis
No approved drug currently beats this. Your plate and feet are the first-line therapy.
6
Sugar-sweetened drinks independently cause fatty liver.
Fructose is metabolized almost entirely by the liver - straight into fat.
One daily soda raises MASLD risk even after adjusting for total calories.
Lesser is better.
7
Get vaccinated against hepatitis B. Get screened for HBV and HCV at least once in your lifetime.
HBV vaccine prevents >95% of chronic infection, cirrhosis, and liver cancer.
Hepatitis C is curable in 8-12 weeks with >95% success - but most carriers don't know they have it.
8
Exercise protects the liver independent of weight loss.
150 min/week moderate OR 75 min vigorous activity reduces liver fat and stiffness - even when the scale doesn't move.
Movement is "medicine".
🫂
PS: we also need a liver emoji
Not having to answer to investors or chase revenue targets is a huge advantage and, honestly, a blessing. It's what has allowed us to stick to our philosophies like not spamming users, not tracking behaviour, not having different pricing for different people, and not doing things that aren't in the interest of customers. All of this is easy to say and harder to stick with, especially when I look at the charts of listed brokers 😬
One example of us sticking to our philosophy: we still charge zero brokerage on equity delivery trades. We ran some back of the envelope math on how much @zerodha customers would have paid had we charged for it.
Your parents stopped buying things for themselves years ago. Not because they couldn't afford it. But because every time they had extra money, they thought of you first. They wear the same clothes. Use the same phone. Eat simpler meals. While making sure you never felt like you went without. Most of us noticed too late. Some of us never noticed at all.
After a certain age, your parents slowly become your children. They ask simple questions, repeat stories, and depend on your patience the way you once depended on theirs. Very few understand this role reversal.What looks like innocence or inconvenience is really time coming full circle. Don't correct them harshly. Don't rush them. Care for them the way they once protected you. This is not a burden. It is repayment.
Confession: Today I paid someone ₹99 for an hour of cleaning my house and it left me uncomfortable.
Tried Snabbit for the first time, the house help who came was incredibly sweet and hardworking. I tipped her of course. But ₹99 for an hour of labour? That’s shockingly low. She also told me how the previous company she worked with kept deducting money earlier. India’s “convenience economy” is starting to look a lot like underpaid labour wrapped inside an app.
Hello @DCPDwarka@dtptraffic
Owner of this car had 13 challans
Girl accompanying the driver allegedly said in hospital "Our car's bodycount now is 1"
Will you take any action ?