A thought on #BNPL
Are merchants thinking about the possibility of being disintermediated from the customer when partnering with #BNPL providers? Who truly owns the customer relationship, #BNPL provider or merchant? Both?
We are in the midst of a fundamental shift in the venture capital business right now. Investment decisions for 2-3 years will be governed by specific preferences of a given Partner (stage + check size) over the stated preferences of the firm. This will feel black box to founders.
A bit late, but here are five interesting fintech trends from August that caught my eye:
1. Banking for musicians.
2. Accessible financial products.
3. Competition converges on credit cards.
4. Bundling payments and investing.
5. Pay-in-4 Is the new advertising channel.
🧵
We here at Forty Grand are BIG fans of Low-Code and No-Code, they can fix so many back office processes with so much less effort. Ideal for banks without big IT teams like yours...
https://t.co/cXTA6dwL8d
Welcome to #M2020EU, the fintech event of the year. Not only do you have a say, live in the room…on where the industry is headed but you also have one via our survey with @BarclaysCorp! https://t.co/AQtth9E1Z3
We’re hiring engineers, designers, and PMs at @rabbithole_gg
If you’re trying to break into crypto, here’s why it’s unlike any other opportunity in the space 👇
Product idea for a bank:
A BNPL budgeting app for consumers to pull together all of their BNPL loans and get a unified view into their future cash flow.
To build this, the bank would likely have to screen scrape the BNPL providers, which would be the ultimate irony…
The only thing sweeter than entering the doors of Money20/20 is entering the doors after a year-long break! Welcome back to #M2020EU !! The gate to fintech awaits you ✨
#Money2020#M2020#Fintech#finance#M20EU
We added an exciting new feature to our Onboarding product today! The new What-If Analysis feature lets you visualize how workflow changes would have impacted your outcomes. Learn more about it here: https://t.co/LJRk7j86q4
Learn more about how Alloy (@usealloy) helps banks and fintechs make better decisions managing KYC/AML, fraud, and more in our latest Travillian NEXT episode with Keith Daly (@Daly_Fintech) and Monica Murthy!
https://t.co/6flHBGwzQw
We hate limitations. (and so do consumers) There’s a wave of innovation on the horizon for credit card issuance and these speakers can’t wait to tell you about it in Vegas! https://t.co/rZhNIKmDGC
Major fintech VC @QEDInvestors raises a monster $1.05 billion across 2 funds to invest in early stage & growth fintech startups, primarily in US, UK, LatAm & SEA.
Congrats @fintechjunkie & the whole QED team!
More from @bayareawriter:
https://t.co/vXTc0Pjwok
From the American Banker
More BNPL, because ...
"Monzo Bank is planning to launch a buy now/pay later service, entering the growing online market for short-term consumer loans, according to a person familiar with the matter. "
Just had breakfast at iconic Balthazar with inspirational (& super fun) @eldavis8 who is an Investor on the Female Innovators Lab team @anthemis@Barclays. Early stage #fintech, investing in women. Wow! https://t.co/AwODHg2bAZ
I’m pleased to tell you all that @peggymangot is even more delightful in person than she is on Twitter (which I didn’t think was possible).
Highlight of #Finovate so far…