@thmoneycircle I’ve done a ton of no seasoning cash out at 75% of appraised value without any improvements with Visio. They have good rates but might have tighter underwriting now. I literally paid 100k cash and cashed out 250k 4 weeks after closing with $0 improvements
To the young bros that follow me on here, allow me to share my experience as a father.
I was a never-kids guy for a long time.
Told myself all the standard lines - didn’t want to cramp my freedom, can’t afford it, like to sleep in, want to make money first, when will I travel, Call of Duty needs me, etc.
Thankfully God intervened on that young boy mindset and gave me my first son via a “surprise!” over 6 years ago. I was 36 at the time.
The moment I saw that child I completely understood the highest calling for a man.
Not career. Not money. Not countries visited. Not toys.
It is family. Your highest calling as a man is being a father.
The lens through which I viewed the world changed instantly.
I immediately cared about the future in a way that I’d never felt before.
I cared about what I represented. The example I set. The world I was building for my children to live in one day.
Having kids made me more money, too.
You have a different focus when you have your little people depending upon you. I promise that, in fact.
I don’t know one friend of mine that made less money as a father. It upgrades your focus and ambition.
While I’m not a regretful person, I tell everyone who will listen to me that I sincerely wish I started having kids earlier.
Not just because I would have absolutely had two more children. And I absolutely would have.
But now I’m thinking about how excited I am to relive these adventures with my grandchildren.
If I had kids at 26 - rather than 36 - that would have given me 10 more years with my grandchildren. Maybe even their children.
You young guys need to think in terms of legacy and deep fulfillment.
You need to think in terms of decades, not what’s in front of your face right now.
I will wholeheartedly agree that you shouldn’t have kids until you’re ready. And maybe for a few of you, that time never comes.
But for any of you that are loosely on the fence - this is for you.
Maybe you are telling yourself those same stories that all the never-kids nerds tell themselves so they don’t have to “grow up”.
My best advice for you is to stop that frat boy nonsense, fall in love, and build deep roots in a family.
Come back to me in 10 years and I promise you’ll tell me it was the greatest decision you ever made as a man.
Happy Father’s Day gents.
Listen to the details they are describing here, especially what satellite imagery has revealed in Sudan.
If you do a quick bit of research, you will see that in Gaza there were no reports of large visible patches of blood or exposed bodies from space. The images showed destruction and displacement, but not the kind of direct evidence of mass killing now seen in Sudan.
And yet, there is no outrage. The same people who filled the streets over Gaza are silent. It shows how easily people are swayed into thinking a certain way when they are told to, outraged only when they are instructed to be. The only thing “Free Palestine” achieved was exposing how gullible and sheep-like people truly are.
@residentialOG Cost nothing to evict in my county and you get a judgment in 10 days. They won’t issue a new voucher to move while the past due rent is unpaid from my experience.
Smartest guy in the room? Still broke.
Action junkies win—throw enough darts, one sticks. Overthinking’s a trap.
Law of large numbers: more shots, more wins.
Don’t strategize forever.
Just freaking do it already.
Results beat brilliance.
@indexnforgetit@N8RealEstate Section 8 is a common strategy for out of state investors in Ohio. Many stay focused on the single family market at scale but not sure how many will get to 50.
@mhp_guy Operator is complete trash from my experience. Failed at basic requests to simply mark rent as paid. I even tried giving it complete guidance with corrections and the responses are not consistent
@ThinkAppraiser I just had an appraisal use 80% comp / 20% income approach to reach my inflated purchase price of a single duplex. 30% higher than another appraisal next door 6 months earlier.