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#HOARevolution
@HOARevolution
Gilbert, AZ
Joined July 2018
345 Following
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107 Posts
#HOARevolution
https://t.co/vzPW7hbu5E
How HOAs quietly take homes in America — and why almost no one is talking about the billion-dollar enforcement industry behind it.
👇
Case Study No. 2
Sheryl Gapuz
AgritopiaHOAAdvocacyGroup
vs
Agritopia
Agritopia Homeowners (who are in control of the HOA for their benefit)
Agritopia Residential Neighborhood Association
(along with elected Board of Directors)
Agritopia Master Community Association
(along with elected Board of Directors)
Town Of Gilbert, Arizona
Agritopia Commercial Developer:
Joe Johnston
Johnston Family
and
their entire business enterprise
#Agritopians or related individuals or unnamed parties who are benefiting from Homeowners Association Dues to maintain commercial parcels owned by their corporations or llc.
(Including but not limites to Epicenter Apartments, Epicenter Commercial, Johnston Farms et. al). #SubsidizingForProfitByNonProfit
#AgritopiaIsDystopia
#smgz
#HOARevolution
From @Google https://t.co/z4JfSo8l7U
#HOAStories
#HOAHorrorStories
#HOAKaren
#HOADystopia
#HOATyranny
#HOADictatorship
#HOAJustice
#HOARevenge
Marcus Thompson
vs
Delia Cramer
#HOABoardOfDirector
Length of HOA Abuse: 8 Years
https://t.co/rQJzekQ21x
Issue:
#HOAAbuse
Violation of #PropertyRights
Violation of #ConstitutionalRights
Questionable HOA Jurisdiction
HOA Abuse of Power
Cost to Fight the HOA: $ 200,000
#smgz
#HOARevolution
#Legacy
#LegacyMatters
Who to follow
Condo Owners Council of Alberta
@CondoOwnersCOAB
We advocate for Condo Owners in Alberta and provide information so that owners know their rights and responsibilities and encourage communication.
ReadyRESALE
@ReadyRESALEDocs
Automated Closing Document Ordering, Preparation, & Delivery for Management Companies & Associations.
Case Study No. 1:
Jen Huang, Tai Huang
and
Magestic Asset Management, LLC
California Oaks Golf Course
vs
The Colony at California Oaks
Contact: Jen Huang @JJCOGC
Follow this post:
https://t.co/jXTA3BflHn
Dear Followers on @X,
Can you help us spread the word on our initiative to Stop HOA Abuse to protect Homeowners in Homeowners Association.
#HOARevolution is a #GrassrootsMovement of concerned #Homeowners and #CondominiumOwners united to protect the #ConstitutionalRights and #PropertyRights of Owners in #Common #InterestCommunities (CIC) which includes #HomeownersAssociation (#HOA) and #CondominiumAssociation (#COA).
74-77 million Americans about 30-33% of the total population live in an HOA or COA.
It is time for #WeThePeople to #TakeBackOurHOA. We want to have #Transparency and #Accountability from everyone who is involved in the HOA Industry including but not limited of the following:
HOA Board Of Directors
HOA Members
HOA Managers,
HOA Accountants,
HOA Lawyers
HOA Service Providers (including but not limited to: Landscapers, Utility Service Providers, Cleaning and Maintenance, Contractors)
HOA Reserves Study Providers (Reserve Study)
HOA Trade Associations involved in lobbying for State and Federal Legislations (namely: Community Association Institute and etc.)
HOA Bank Service Providers
For those who want to volunteer, please email me at [email protected] or respond to this post. Please be sure to indicate the state that you want to be involved in.
Thank you for taking the time to read this post.
God Bless!!
Sheryl Gapuz
Gilbert, Arizona
FACTS From @GoogleAI:
There are over 370,000 Homeowners Associations (HOAs) in the U.S., managing communities where around 74-77 million Americans live, representing about 30-33% of the total population. These HOAs cover roughly 27-28 million housing units, with HOAs being the most common type of community association, alongside condos and co-ops, and are experiencing continued growth.
Key Statistics
Total Number: Around 370,000 to 373,000 community associations in the U.S. (as of 2024-2025).
Residents: Over 74 million people live in these communities.
Housing Units: Approximately 28 million housing units are part of an HOA.
Prevalence: HOAs are common, with roughly 30-33% of the U.S. housing stock in these communities.
Growth & Trends
The number of HOAs has seen significant growth, with projections for more new associations forming annually.
HOAs are especially prevalent in new construction, with a large percentage of new homes built for sale joining a community association.
State-Level Hotspots (Examples)
Most HOAs (by count): California, Florida, and Texas have the highest numbers.
Highest Percentage of Residents in HOAs: States like Vermont, Florida, and Delaware have a large portion of their population living in HOAs.
Types of Associations
HOAs are the largest segment (around 60%), followed by condominiums (35-40%) and housing cooperatives (2-4%).
#smgz
#HOARevolution
#HOAReform
#StopHOAAbuse
#StopHOAElderAbuse
#StopHOADiscrimination
#StopHOAHarrassment
#StopHOAAttacksOnVulnerablePeople
#StopHOAAbuseOfPower
#StopHOAFraud
#StopHOATyranny
#StopHOATheft
#StopHOACorruption
#StopHOADictatorship
#StopHOAMonopoly
#StopHOARacketeering
#StopHOAKickbacks
#StopHOAKaren
#StopHOABoardAbuseOfPower
#CallToAction
#Patriots
#Constitutionalists
#Christians
#Conservatives
#WarriorsForChrist
#AGreatAwakening
#MakeAmericaGodlyAgain
💚🙏💚🙏💚🙏💚
#smgz
#GodsSoulCatchers
@vcyamerica @VCYcrosstalk
@TPUSA @tpusafaith
@CBNNews
@LifeSite
@familyliferadio
@KLOVERadio
@andweknow
@ScottKesterson #BardsFM
@maninamerica #SethHolehouse
@glennbeck @BlazeTV
@TuckerCarlson @TCNetwork
@garyfranchi @nextnews
@FactsMatterRB @EpochTimes
@NEWSMAX
@RSBNetwork
@OANN
@BennyJohnson
@JonathanTurley
@JovanHPulitzer
@EricMetaxas
@AlexNewman_JOU
@IndependentAmCo
@Jericho
@Illuminatibot
@wallstreetapes
@TheJusticeDept
@POTUS @WhiteHouse
@SenateGOP
@SenateDems
@HouseGOP
@HouseDemocrats
@GOP
@Democrats
@ElonMusk on X
@BasedTorba on Gab Social
@DevinNunes on Truth Social
What will it take for you to take this matter seriously?
This death is a crime from abuse of power that the HOA has unilaterally waved as the absolute rule to govern 77 million homeowners.
There are currently 370,000 private government that is running within the US.
When will you do something about this?
#smgz
GoogleAI:
There are over 370,000 Homeowners Associations (HOAs) in the U.S., encompassing roughly one-third of the nation's housing stock and housing over 77 million Americans, with numbers growing annually, as highlighted by organizations like HOA-USA and the Foundation for Community Association Research. These associations, including condos and co-ops, manage planned communities and continue to expand, with about 8,000 new ones forming each year.
Key Statistics & Trends
• Total Count: Estimates place the number around 370,000-373,000 as of 2025-2026, with projections for continued growth.
• Prevalence: HOAs cover approximately 33% of U.S. housing, accommodating over 77 million people.
• Growth: The number of HOAs has surged from 10,000 in 1970 to today's figures, with roughly 14 new associations forming daily.
• Composition: While HOAs are the most common type, they are part of a broader category of "community associations" that also includes condominiums and co-ops.
Popularity by State
States with the highest proportion of residents in HOAs include Vermont, Florida, and Delaware.
Sources for Data
• HOA-USA: Reports over 370,000 HOAs.
• Foundation for Community Association Research: Estimates around 373,000-377,000 associations for 2025-2026.
• LawDepot, KRJ Cares, RubyHome: Provide similar figures, emphasizing consistent growth.
AI responses may include mistakes.
~~~~~~~
#BreakingNews
#HOANews
#HOARevolution
Lawmaker’s outrage after deadly Florida HOA fight fuels push to kill HOAs for good
Elias Broderick
published: January 31, 2026
In Florida, a long simmering fight over neighborhood control has collided with tragedy. After a deadly confrontation inside a homeowners association community, a state legislator’s outrage has hardened into a campaign to give residents the power to dismantle their HOAs altogether. The clash is no longer just about parking rules or paint colors, it is about whether private neighborhood governments should survive in anything like their current form.
https://t.co/jz6oocxnGI
Cc:
@GovRonDeSantis
#HOARevolution
#HOANews
https://t.co/L1D3EzTadD:
Sun Belt States Popular With Retirees Have Highest Share of Homeowners Paying HOA or Condo Fees
By Snejana Farberov
September 15, 2025
https://t.co/2vmWXmWSnI
#HOARevolution
#HOAReform (#HOA #COA #POA)
"The HOA Pyramid Scheme"
By: #DaveHackett posted on #HOAFightClub Group on Facebook
How a Privatized Governance System Extracts Wealth While Homeowners Hold the Risk
Homeowners’ associations are often marketed as a modern convenience, neat landscaping, community amenities, “protected property values,” and a promise of orderly living.
But beneath the glossy brochures and cheerful sales pitches lies a structure that functions remarkably like a pyramid scheme.
Not in the criminal sense, but in the economic and governance sense: early participants benefit, insiders profit, and the long‑term costs are pushed downward onto unsuspecting homeowners who enter the system too late to avoid the collapse.
Let’s break down how the HOA model mirrors a pyramid scheme, how homeowners are lured into buying into it, and how the network of management companies, lawyers, and vendors profit while the community’s financial foundation quietly erodes.
The Buy‑In: How Homeowners Are Hooked
The first trick of the scheme is simple: Don’t let them know what they are really buying into.
Developers and real estate agents frame HOAs as:
A “community lifestyle”
A guarantee of rising property values
A sign of a well‑maintained neighborhood
Access to great amenities
What they don’t emphasize is that:
- You are entering a private government with the power to fine you, lien you, and foreclose on you
- You are financially responsible for every future failure of the community
- You have no meaningful ability to negotiate the terms
- You inherit decades of decisions made by people who have likely already cashed out and left
The sales pitch is designed to make the HOA feel like a feature, not a governance system with legal authority.
Buyers sign the covenants at closing without understanding the long‑term financial obligations they’re accepting. This is the “buy‑in” phase of the pyramid.
The Pyramid Structure:
Who Profits and Who Pays
A pyramid scheme works because the people at the top extract value from the people at the bottom. In HOAs, the “top” isn’t a single person, it’s an ecosystem of interconnected players who profit from the structure.
Developers: The Original Beneficiaries
Developers create the HOA, control it during construction, and keep dues artificially low to make homes easier to sell. They defer maintenance, underfund reserves, and leave behind long‑term liabilities.
Then they exit.
They profit from the sale of homes, while the future costs of their decisions fall on the homeowners who come later.
Management Companies: The Operational Middlemen
Management companies profit regardless of community health. Their incentives include:
More violations → more fees
More conflict → more billable hours
More turnover → more onboarding fees
More projects → more vendor kickbacks
They are not accountable to homeowners; they are accountable to the board members who hire them. This creates a loyalty structure that rewards opacity and punishes transparency.
HOA Lawyers: The Enforcers
HOA law firms make money through:
- Collections
- Fines
- Foreclosures
- Board disputes
- Contract reviews
- Litigation
The more dysfunctional the HOA, the more profitable the legal work becomes. Homeowners fund both sides of every dispute, through dues and through special assessments.
Vendors: The Perpetual Revenue Stream
Landscapers, pool companies, asphalt contractors, roofers, painters, and reserve study firms all benefit from:
- Long‑term contracts
- Long-term agreements
- Lack of competitive bidding
- Board loyalty
- Management company recommendations
Many vendors rely on HOAs as a stable, predictable revenue stream. The homeowners pay for it all.
Continued...
🐲🐉
#smgz #sgapuz_MAGA
#DragonLadyArcher
#GeneralMinion
#GodsSoulCatchers
#WarriorsForChrist
#HeavensArmy
#PeopleOfGOD
#Watchmen
#Remnant
#Chosen
#Christian
#HOARevolution
#HOAReform (#HOA #COA #POA)
So, I asked ChatGPT: Are HOA Attorney's Glorified Debt Collectors?
By: #DaveHackett posted on #HOAFightClub Group on Facebook
Several years ago, I realized that most HOA lawyers were basically just glorified debt collectors that I felt were skirting the law. You don't hear people talking about it because most people don't even realize it. I thought who better to ask about it then Ai?
Here is what it had to say:
Functionally, yes, HOA attorneys operate as debt collectors with law licenses, even when they insist, they are not. But the truth is more nuanced, and the nuance is where the real governance failure lives.
Let’s break it down with the forensic clarity.
🧩 1. The Business Model: Collections First, Law Second
Most HOA law firms are not built around governance, compliance, or advising boards.
They are built around collections pipelines:
- Automated demand letters
- Statutory fee stacking
- Threats of lien and foreclosure
- Payment plans with attorney fees attached
- Repeatable, high‑margin processes
This is why many firms market themselves to boards and management companies as:
“Revenue recovery partners”
“Delinquency solutions”
“Assessment enforcement specialists”
That is debt‑collection language wearing a legal costume.
🧩 2. Why They Claim They’re Not Debt Collectors
Under the federal Fair Debt Collection Practices Act (FDCPA), attorneys can be considered debt collectors if they regularly collect debts.
But many HOA attorneys argue:
“We represent the HOA, not the debtor.”
“Assessments are not consumer debts.”
“We are enforcing covenants, not collecting debts.”
Courts have repeatedly rejected these arguments in various jurisdictions. When an attorney’s primary activity is sending demand letters and collecting money, courts tend to treat them as debt collectors, regardless of branding.
🧩 3. Colorado’s Twist: The Statutory Incentive Problem
Colorado’s HOA laws unintentionally reward attorney-driven collections:
- Attorneys can add fees that exceed the original debt.
- Boards often delegate collections entirely to the attorney.
- Management companies funnel delinquencies to their preferred law firms.
- Homeowners rarely have meaningful dispute resolution options.
This creates a pipeline where:
$50 of unpaid dues → $500 in attorney fees → lien → foreclosure threat.
That is classic debt‑collector escalation.
🧩 4. The Governance Failure Behind the Question
The real issue isn’t whether HOA attorneys are debt collectors.
The issue is that HOAs outsource governance to law firms whose financial incentives depend on conflict, not resolution.
Boards rarely:
- Audit attorney billing
- Compare firms
- Track outcomes
- Evaluate whether collections practices align with community values
Instead, they rely on the attorney as the de facto enforcement arm.
That’s not legal counsel. That’s operational control.
🧩 5. The Political Function: Fear as a Governance Tool
HOA attorneys don’t just collect debts — they shape the culture of the community:
Homeowners learn that any disagreement risks a demand letter.
Boards learn that enforcement = revenue.
Management companies learn that attorney partnerships = stability.
This creates a fear-based governance model, where the attorney’s role is less “legal advisor” and more “enforcer.”
Debt collection is simply the mechanism.
🧩 6. So, Are They Glorified Debt Collectors?
In practice: Yes — many HOA attorneys operate as high-powered, legally insulated debt collectors.
In structure: They are part of a system that monetizes conflict and uses legal escalation as a governance tool.
In impact: They transform minor disputes into revenue events, often with life-altering consequences for homeowners.
🐲🐉
#smgz #sgapuz_MAGA
#DragonLadyArcher
#GeneralMinion
#GodsSoulCatchers
#WarriorsForChrist
#HeavensArmy
#PeopleOfGOD
#Watchmen
#Remnant
#Chosen
#Christian
#HOARevolution
#HOAReform (#HOA #COA #POA)
I asked #ChatGPT: "Knowing what you know about #HOAs would you live in one?"
By #DaveHackett posted on #HOAFightClub Group on Facebook
Here is what it had to say:
Short answer: No — not with what I know.
Why I wouldn’t choose to live in an HOA
Not because HOAs are “bad” in some moral sense, but because the risk‑reward ratio is fundamentally misaligned.
1. The governance model is structurally fragile:
- Volunteer boards with no required qualifications
- No mandatory audits, oversight, or regulatory enforcement
- Business Judgment Rule shields even incompetent decisions
- Records can be incomplete, contradictory, or missing entirely
- Elections are often informal, poorly documented, or manipulated
You and I have reconstructed enough timelines to know how often the official version of events collapses under scrutiny.
2. The financial exposure is real and unpredictable:
- Special assessments can be imposed with minimal warning
- Reserve studies may be outdated, ignored, or never done
- Boards can underfund reserves for years without consequence
- Homeowners carry the liability for every past board’s mistakes
Buying into an HOA is essentially buying into a shared financial entity with unknown books.
3. The enforcement environment is inconsistent:
- Rules are selectively enforced
“Troublemaker” labels get weaponized
Boards often rely on social pressure instead of process
- Homeowners rarely understand their rights or the limits of board authority
What begins as a governance issue often mutates into a social one where enforcement is shaped less by rules and more by relationships, reputations, and retaliation.
4. There is no meaningful consumer protection:
- No licensing for board members
- No required training
- No accountability for management
- No state agency with investigative or enforcement power
- No standardized disclosures
- No penalties for inaccurate or missing records
It’s one of the only major financial commitments in American life with no regulatory backstop.
So, would I live in one?
If I were a human making a real housing decision, I’d treat HOAs the same way a forensic accountant treats a company with incomplete books: Avoid at all costs!!
But the more important question is this:
What would you need to see in an HOA to consider it livable?
That’s a good question, what would you need to see in an HOA to consider it livable?
🐲🐉
#smgz #sgapuz_MAGA
#DragonLadyArcher
#GeneralMinion
#GodsSoulCatchers
#WarriorsForChrist
#HeavensArmy
#PeopleOfGOD
#Watchmen
#Remnant
#Chosen
#Christian
#HOARevolution @HOARevolution
Reposted with permission from #DavidHackett
The Homeowners Association Protection Racket
By David Hackett
Originally posted on #HOAFightClub (Facebook Private Group)
#HomeownersAssociations ("#HOA") were sold to the public as a way to “protect property values.”
But over time, the structure of HOAs has evolved into something that looks less like community governance and more like a modern day corporate protection racket, not because the people involved are criminals, but because the system itself incentivizes the same type of behaviors.
This isn’t about mobsters. It’s about power, dependency, and control that’s baked into the HOA model itself.
Let’s take a closer look:
Both systems rely on mandatory payments enforced by threat of harm
Organized crime:
Pay the “fee” or face the consequences.
HOAs:
Pay assessments or face fines, liens, and foreclosure.
Even when the dispute is minor or merely administrative.
The mechanism is different, but the dynamic of compelled payment under threat is strikingly similar.
Both systems blur the line between “service” and “coercion”
Organized crime famously says:
“We’re protecting you… from problems you wouldn’t have if we weren’t here.”
HOAs often say:
“We’re protecting your property values… by enforcing rules you didn’t choose, can’t change, and can be punished for questioning.”
In both cases, the “service” is inseparable from the power to punish.
Both systems depend on information asymmetry.
Organized crime thrives when the public doesn’t know:
- who controls what
- how decisions are made
- where the money goes
HOAs operate similarly:
- opaque contracts
- inaccessible financials
- management companies and lawyers that serve the board, not homeowners
rules that can be enforced selectively
When the people paying don’t have access to the information, the system becomes self‑protecting.
Both systems punish dissent more than wrongdoing.
In organized crime, the biggest threat isn’t crime, it’s anyone who challenges the structure.
In HOAs, the biggest “problem homeowner” is rarely someone who violates a rule. I
It’s someone who:
- asks for documents
- questions contracts
- challenges authority
- demands transparency
The system treats scrutiny as a threat.
Both systems create dependency by design.
Organized crime inserts itself between people and the services they need.
HOAs do the same:
- They control infrastructure the city won’t take.
- They control access to amenities.
- They control compliance with covenants tied to your deed.
- They control information
- They control knowledge
You can’t opt out.
You can’t shop around.
You can’t negotiate terms.
That’s structural dependency and the hallmark of organized power.
Both systems survive because the public misunderstands them.
Organized crime historically thrived because people thought:
“It’s just neighborhood guys helping out.”
HOAs survive because people think:
“It’s just neighbors volunteering.”
But HOAs are corporations, not communities.
They operate under corporate law, not neighborhood norms.
And the management companies and lawyers behind them are part of a unregulated multi‑billion‑dollar industry.
The misunderstanding protects the system. The system protects itself.
One of the defining features of organized power structures is self‑preservation.
Continued in comments..
🐲🐉
#PrayForRevival
#RevivalFire
#AGreatAwakening
#BattleBelongsToGod
#GodAlwaysWins
#GloryToGod
#smgz #sgapuz_MAGA
#DragonLadyArcher
#GeneralMinion
#GodsSoulCatchers
#WarriorsForChrist
#HeavensArmy
#PeopleOfGOD
Challenges and Insights of the Growing Anti-HOA Movement https://t.co/diSENzfDOn via @IndependentAmCo
Why HOA Fines Should Be Illegal in the US https://t.co/xL7fKYGmwk via @IndependentAmCo
#HOARevolution
#LastWeekTonight
Homeowners Association:
Last Week Tonight with
#JohnOliver (#HBO)
https://t.co/Zq3U8q6yoT
Cc:
#smgz @SherylGapuz08
#HOARevolution
HOAs are ruining affordable neighborhood homes
https://t.co/GPmXW3kXKV
Cc:
#smgz @SherylGapuz08
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