Hood Insurance Brokers

Hood Insurance Brokers is a New Zealand owned insurance brokerage specialising in quality, affordable and efficient general insurance cover for Kiwis.

[Hood Insurance Brokers @HoodInsuranceNZ]

"With New Zealand becoming increasingly exposed to natural hazard risk and extreme weather events, doubts hang over the future of insurance affordability and accessibility." https://t.co/N0Iy1VwBW2

[Hood Insurance Brokers @HoodInsuranceNZ]

With medical inflation & mental health claims pressuring the sector, mixed but competitive conditions persist for life, disability & health insurance. Kiwis: Now's the time to check your cover: many are underinsured despite valuing protection.https://t.co/q04OxKl8K0

[Hood Insurance Brokers @HoodInsuranceNZ]

His house is over 3km from the coast, yet his insurance company claims it's at high risk for a sea surge. 😂 #InsuranceLogic #TooFarFromTheSea https://t.co/rXFvrrtUjK

[Hood Insurance Brokers @HoodInsuranceNZ]

Worried about tomorrow's health issues, income loss or property damage? 🤨 We can create personalized cover plans just for you. In partnership with Spratt Insurance, with a 99% claim success rate, we're here to offer peace of mind. #Insurance #PeaceOfMind https://t.co/Z3vw1ytPig

[Hood Insurance Brokers @HoodInsuranceNZ]

Builders in New Zealand can now utilize two innovative online modules to enhance the earthquake resilience of homes. These resources aim to bolster the nation's housing against seismic threats. #EarthquakeSafety https://t.co/PD2TIqU7fQ

[Hood Insurance Brokers @HoodInsuranceNZ]

NZ economy seems to be in worse shape than expected - and suffering through a deeper and longer downturn than the global financial crisis - which may lead to the need for more interest rate cuts. https://t.co/sK146q1Qfw

[Spratt Financial Services @SprattFinancial]

Income Protection Hack: With NZ's struggling economy, income loss from disability affects 1 in 7 families. What folks miss: Wait periods can be as short as 2 weeks for quick payouts. Tailor it to your needs—replace lost wages without dipping into savings. https://t.co/vMST7piPYI

[NZ Adviser @NZ_Adviser]

The Reserve Bank has delivered 225 basis points of rate cuts in the last 12 months, and another may be on the horizon - however, New Zealand's economic recovery is still stubbornly muted.

https://t.co/T6vKa3kzai

#NZMortgage #InterestRates #FirstHomeBuyers

[Hood Insurance Brokers @HoodInsuranceNZ]

KiwiSaver changes in 2025: Default contribution rates rise to 3.5% in 2026 and 4% in 2028. Opt-down option available. Govt contribution cut from $521.43 to $260.72 with new means test. Good news for young workers—16-17 year-olds now eligible for contributions! #KiwiSaver #Finance

[Hood Insurance Brokers @HoodInsuranceNZ]

ICNZ urges the government to establish clearer guidelines for managing natural hazard risks. The current system leaves councils unsure about preventing development in danger zones. #NaturalHazards #PolicyChange https://t.co/TclW4yuYmj

[Spratt Financial Services @SprattFinancial]

Is New Zealand’s public healthcare as perfect as it seems? Discover why considering private health insurance might be wise. Learn how it complements public services and ensures you're covered. #Healthcare #NewZealand https://t.co/WTev5ZHHWD

[Hood Insurance Brokers @HoodInsuranceNZ]

Tough times for the Warriors with their losing streak before the NRL finals. But with such an extensive injury list, including Dally M favorite Luke Metcalf, is it any wonder? Truly crippled by injuries this season. #NRL #WarriorsNation https://t.co/WFtNhted8z

[Hood Insurance Brokers @HoodInsuranceNZ]

Household budgets across New Zealand are tightening as people reduce their spending on non-essential items. #Budgeting #NewZealandEconomy https://t.co/qedw9afkpo

[Hood Insurance Brokers @HoodInsuranceNZ]

Many Kiwis forget to specify high-value items like jewellery or electronics in contents insurance. In NZ, standard policies may cap payouts for these items. Tip: Use your insurer’s online tools to calculate the total value of your contents accurately. https://t.co/s3Sd2DypJR

[Hood Insurance Brokers @HoodInsuranceNZ]

"People who are paying higher premiums for their insurance may be expecting more from their policies in return and being disappointed when they don't get it, the insurance and financial ombudsman says." Insurance disputes up 25% year on year: https://t.co/mI1wXaZd9L

[Hood Insurance Brokers @HoodInsuranceNZ]

Want to save on your insurance premiums? Consider opting for a higher excess on your home or car insurance. Tip: A higher excess works best if you have a good claims history—ask us how to assess your risk! #InsuranceTips #SaveSmart #NZRisk

[Hood Insurance Brokers @HoodInsuranceNZ]

Many Kiwis are underinsured for natural disasters like earthquakes and floods, With NZ’s high seismic and flood risks, ensure your home insurance sum insured reflects current rebuilding costs. Hood Insurance Brokers can help you get a professional valuation to avoid surprises.

[Hood Insurance Brokers @HoodInsuranceNZ]

A new survey found only 20% of 904 survey respondents had switched insurance providers in the last two years. Shopping around on a more regular basis could result in better deals. https://t.co/ZAJSgfj1eo

[Spratt Financial Services @SprattFinancial]

What's the difference between Level premiums versus Rate for Age premiums? Sometimes, a mix of Level and RFA premiums may be the best option. Talk to us about what may be best for you.
https://t.co/FXni04cbzR

[Hood Insurance Brokers @HoodInsuranceNZ]

The debate on whether car insurance should be compulsory in NZ is heating up. Should it be mandatory to protect drivers and reduce costs for everyone, or remain optional to allow personal choice and affordability? #CarInsurance #NZdebate https://t.co/kYPKrFnSWJ