Governor Amuneke went to the market to share rice to market women, Baba Beji come enter wn use mouth finish those people collecting the rice from governor Amuneke 🇳🇬😭
How to Build an Investment Portfolio and Convert Your Active Income to Passive Income
1. You earn Abi? If you don't earn, stop here and earn.
2. Make a personal pledge to save 10% of what you earn—meaning you don't spend ₦10 of every ₦100 you get. I recommend setting up a direct debit from your paycheck to a separate account so 10% is taken automatically. Don't trust yourself to transfer manually. Use technology; you can't miss cash you never saw.
3. Of that 10% saved, invest 2% (lock it up, preferably in an equity mutual fund or equity ETF if you are younger—below 50). Put the 8% in a money market fund as your emergency fund (you can touch it, but don't).
4. Do this every month: 10% not spent, 2% invested, 8% saved.
5. Every quarter, take another 2% from that 8% emergency fund and add it to the equity fund (i prefer dividend paying equity). Increase the invested portion by 1% each year. So next year: don't spend 10%; save 7% in a money-market emergency fund; invest 3% in a long-term equity fund. Reinvest dividends. When you get to 10% of your earnings invested, you are ok; at 20%, you can chill. Your goal is to build a passive income portfolio from your active income
6. Get an accountability partner or group. If you have a partner, do this together. Do an investing "ajo" just for commitment. Don't do bulk investment—do monthly investments or invest money anytime it touches your hand if you are self-employed. Ladies, if he can't save 1%, he can't save 10%; save yourself.
7. Don't wait until you "earn more". Don't say "I don't have money". That's the devil trying to mislead you. (yes, same devil that tempted Eve)
8. Minimum, I think you should start to invest with ₦5,000. Meaning: if your 10% is not up to N5000 in a month, accumulate it in an emergency fund; once it reaches N5000, open your equity fund.
9. The key is consistency and discipline, not the amount invested. Ignore the maker's daily rise or fall; you are a long-term investor.
10. This is a proven formula. It will not fail if you follow it.
11. Pay tithes or give to charity—it brings good karma.
Cancel me oh, but the one thing I will never encourage in this world is passive conviction in the face of a “perceived” existential threat.
If I were 230million Nigerians, nobody who campaigned for Tinubu would EVER make a single sale of ANYTHING in this country again. But I’m not, so we meuve!
Everyone is free to make their choices and hold their opinions, but if your choices support the continued (and increasing) extermination of Nigerian lives, then may the Lord oppose me continually, if I ever absolve you of the consequences of that choice for as long as you hold it with your chest.
That’s it! Nobody should gaslight Nigerians abeg.
🚨NEWS: A 12 YEAR OLD GIRL WAS SENT HOME FROM SCHOOL ON 'DIVERSITY' DAY BECAUSE SHE CHOSE TO CELEBRATE BRITISH CULTURE
The teacher claims she was not dressed appropriately and the point of the day was to celebrate other cultures
Her Father Stuart Field is furious
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@EkweEnugu@General_Oluchi Make it make sense pls. How many Nigerians can boast of dying at 70 talkless of 82?how many of them can boast of achieving a lifetime ambition?
🧿 There are millions of us #Chelsea fans on 𝕏 🔵⚪️
🧿 No Chelsea fan should have a few hundred followers. We should all follow each other🫵🏻🤜🏻🤛🏿
🧿 Use this post to connect with Chelsea fans... Like, Repost and comment to reach out to fellow Blues! #CFC