We now have:
• Muse
• Grok Bot
• Hermes
• Dots
• Cue (by Manus)
• Openclaw?
If you're not using at LEAST one of these, it's official: you're falling behind in tech and leaving massive productivity on the table as a result.
Most expensive mistake you could make.
Naval and Andrew Huberman changed my life.
I watched hundreds of their videos over the last few years.
Here are the 20 best lessons I learned that will change your life:
The EU 🇪🇺 has a legal 3% tax loophole for SaaS founders.
No need to go to Dubai.
No “Offshore company” either.
It's called the Cyprus IP Box Regime & it's an EU-approved tax incentive.
Most software entrepreneurs have never even heard about it.
But Cyprus has quietly attracted thousands of tech companies, including names like Semrush, Wargaming & GDEV/Nexters.
The last company is publicly traded on NASDAQ & even discloses in their SEC filings that they apply the Cyprus IP Box regime.
But your business can take advantage of the IP Box too.
If your company has or develops an Intellectual property (IP), then 80% of your qualifying profits can be tax-exempt in Cyprus.
Cyprus corporate tax is 15%, but under the IP Box you're only taxed on 20% of the profits.
So 20% × 15% = 3% effective corporate tax.
Example: Your SaaS business generates 1.000.000€ in qualifying profits:
> 1.000.000€ profit
> 800.000€ IP Box deduction
> 200.000€ taxable
> 30.000€ corporate tax
= 970.000€ left, after tax. Insane.
But it gets even more interesting.
If you personally move to Cyprus, we will apply for your Non-Dom Status where your dividends are fully tax-exempt as well.
So you can distribute the remaining 970.000€ as a dividend to yourself at a tax rate of 0%.
There is only one additional surcharge for the EU health card.
It’s 2.65%, capped at 180.000€.
Meaning, even if you receive more than 180.000€ in dividend, the maximum you’ll pay is 4.770€ per year.
Almost 5k€. On nearly 1M€. Horrible.
So from 1.000.000€ in profits, 30.000€ went to corporate tax & 4.770€ went to healthcare.
That’s less than 3.5% in total tax for you as an entrepreneur.
> While living in the EU
> With 320+ sunny days per year
> Growing entrepreneur community
> Cleanest sea waters in Europe
> Relaxed lifestyle
> Low crime
Cyprus 🇨🇾 might be one of the best places in Europe for SaaS founders, indie hackers, app developers & software entrepreneurs.
And I thought X is probably the best place to share this as many of our clients are on here as well.
The NEAR AI Cloud API is OpenAI-compatible. Point your client at a new base URL and the rest of your code stays as is.
The request is proxied through NEAR AI: the lab sees only NEAR AI as the source, not who the workload is from or for.
https://t.co/HLeQml1axj
If your shoulders are rounding forward and your head is sitting too far in front of your body, stretching your back alone probably isn’t going to fix the problem.
Sometimes the issue is that the muscles around the shoulder blades aren’t doing their job properly. When they’re weak, underactive, or poorly coordinated, it becomes harder to control the position of the scapula—and that can affect how your shoulders and neck sit and move.
So instead of only stretching, it makes sense to also work on activation, strength, and control.
The goal is to improve things like:
• Better control of the shoulder blades
• More stability around the shoulders
• Less unnecessary compensation from the neck and shoulders
• Better control of movement in different positions
And one important point: “strengthening your back” isn’t the same thing as improving scapular control.
Even small details can change the exercise.
The hand position, band direction, and kneeling setup here are chosen to encourage more involvement from the muscles that help control the scapula and support thoracic extension.
So the goal isn't just to make your back muscles work harder. It's to teach your shoulders and upper back to move and stabilize better.
Anthropic senior engineer just released a 1-hour course on building a team of agents with loops & graphs:
• 00:27 - introduction to CLAUDE.md & Plan mode
• 11:24 - building "skills" & "hooks" for Claude agents
• 37:02 - building agents & subagents with Claude
• 52:47 - self-improving loops & graphs for Claude agents
this 1-hour watch will replace a $500 agentic engineering course
watch today, then read how to build a team of self-improving agents that work together