Have you seen what Ripple President Monica Long just said at $XRP Seoul?
Watch this closely because the biggest $XRP story may be credit, not payments.
For years, people talked about XRP mainly as a bridge asset.
Money comes in.
XRP moves value.
Money goes out.
Monica just described something much deeper.
Ripple is working on payment credit connected to XRP, XRPL and the Lending Protocol.
Think about how payment businesses actually work.
A company may need millions of dollars of liquidity today even though its own incoming money settles tomorrow.
The payment still has to go through.
So businesses rely on working capital, prefunded balances, bank credit lines and correspondent relationships.
Ripple is looking at putting XRP into that equation.
Imagine a pool of XRP supplied by holders or institutions.
That capital supports payment credit.
A Ripple customer borrows liquidity to complete transactions.
The customer repays.
The XRP capital becomes available again.
Then it can support another round of payment activity.
Now XRP is doing something completely different.
It is not simply moving through the payment.
It is helping finance the payment itself.
That is the kind of utility I’ve been waiting to see.
Because productive financial assets tend to have more reasons to be held.
If XRP can be supplied into lending structures, used in payment-credit facilities, held as collateral, borrowed by market makers and deployed as liquidity, then ownership starts having an economic purpose beyond waiting for price appreciation.
And look at Evernorth.
Its institutional XRP strategy already includes plans around the XRPL Lending Protocol.
So you potentially have large XRP holders supplying capital into the same ecosystem where Ripple already has payment customers needing short-term liquidity.
The pieces fit together.
Ripple Payments creates commercial demand.
XRPL provides the credit infrastructure.
XRP holders provide capital.
Payment companies borrow.
Capital gets repaid and recycled.
That can happen repeatedly.
A $100M pool does not have to support only $100M of lifetime activity.
If the capital gets used, repaid and used again, the same pool can finance much more economic volume over time.
That is how real financial markets work.
And Ripple already has the distribution.
Banks.
Fintechs.
Payment companies.
Enterprise customers.
They do not need to invent a new market of borrowers from scratch.
The borrowers can already exist inside Ripple’s customer base.
I think this could become one of the biggest upgrades to the $XRP story.
XRP can move money.
Now Ripple is exploring how XRP can help fund the movement of money too.
$DOGE/daily 🔥
The 200 EMA decides the trend for #Dogecoin.
Last year: rejection → breakdown → almost 1 year of downtrend.
This year: rejection after rejection... then the breakout. Price is now holding well above the 200 EMA.
Same line that crushed DOGE for a year is now acting as support.
We foresee a strong uptrend ahead 🚀
🚨THIS IS MASSIVE!
ACI, one of the LARGEST SWIFT partners, has chosen the #XFP-Ledger to handle 9% of the GLOBAL transactions. 🔥
$100 per XRP is inevitable.
Not financial advice.
I sold my Bitcoin today,yeah… all of it! moved everything into $XRP, people are already calling me crazy, but I can’t shake the feeling BTC already had its run and $XRP hasn’t even started yet😎
so tell me…
am I early or just stupid?
When #Bitcoin is at $25K, people want to buy at $22K.
When #Bitcoin is at $22K, people want to buy at $19K.
When #Bitcoin is at $19K, people want to buy at $12K.
The end up buying at $30K.
Avoid emotions, trade prices.
Just dollar-cost average.
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@Ripple@RippleXDev@XRPLF $XRP @JoelKatz
$BTC weekly closed above the 0.25 log fib fan
This increases the odds that
1) it continues to close above that fib fan on any retrace
2) it starts moving towards the next levels
People are focused on #Bitcoin flipping the 200-Week MA.
However, the Total Market Capitalization of #crypto did break through it and had a beautiful retest + sustained it as support.
Most likely we'll continue with a 2x for the entire market from here.
#XRP Escape 300 MA:
Since Dec 2021 #XRP is struggling to close above 300 MA (it is a major resistant)
Recently, #XRP is getting rejected from 300 MA but the #BULLS r attacking it again & again
#XRP price is pressurized so once it will escape 300 MA, it will be a sling shot
Corrections are relatively short-lived in an upwards trending market.
Higher timeframe levels get one test and then markets start to shoot upwards, as people over short the correction.
Breaking $25K and we'll continue towards $30-35K for #Bitcoin.